Kemper (NYSE:KMPR) (NYSE:KMPR) is a diversified insurance holding company headquartered in Chicago, Illinois, that provides a range of property and casualty, life and health insurance products across the United States. Through its various subsidiaries and brands, Kemper directs its offerings to both individual consumers and commercial clients, leveraging its expertise in risk management and claims handling to deliver tailored coverage solutions.
The company’s Personal Insurance segment features auto, homeowners, renters, and specialty personal lines, under well-known brands such as Kemper Auto and Infinity Insurance. In its Commercial Insurance segment, Kemper offers business property, liability, professional, and surety coverage that addresses the needs of small and mid-sized enterprises. Its Life & Health Insurance segment markets accident, health, dental, vision and supplemental policies designed to complement employer-sponsored benefit programs or serve individuals seeking standalone protection.
Kemper distributes its insurance products through a dual channel system, combining independent agents and brokers with direct-to-consumer platforms. This hybrid approach enables the company to maintain strong local agent relationships while also offering streamlined digital solutions for underwriting, policy management and claims reporting. Kemper’s risk management capabilities are supported by dedicated claims teams, analytics-driven underwriting and strategic partnerships with reinsurers to manage volatility and optimize capital efficiency.
Originally established as the property and casualty division of Unitrin in the early 1990s, the company rebranded as Kemper Corporation in 2017 to unify its various operating entities under a single market identity. Today, Kemper is led by President and Chief Executive Officer Joseph P. Lacher Jr., a seasoned insurance executive with over three decades of industry experience. Under his leadership, Kemper continues to focus on disciplined growth, customer service excellence and technological innovation to adapt to evolving market conditions.
