Kemper (KMPR) Stock Price, News & Analysis

Company Overview

Kemper Corporation is an insurance holding company headquartered in Chicago, Illinois. Through its operating subsidiaries, the company provides property and casualty insurance and life and health insurance products to individuals, families and businesses across the United States.

Kemper’s property and casualty operations focus on personal automobile insurance, including coverage for drivers who may have difficulty obtaining insurance through standard carriers. The company also offers home, renters and other personal insurance products, as well as specialty insurance solutions distributed through independent agents and other channels.

Through Kemper Life, the company provides life insurance products designed primarily for individuals and families, including coverage intended to help with final expenses and other financial needs. Kemper serves customers nationwide through a network of agents, brokers and direct distribution channels.

The company traces its history to the insurance businesses associated with Unitrin and adopted the Kemper name in 2015. Kemper is led by President and Chief Executive Officer Joseph P. Lacher Jr.

Key Stats

• Today's Range: $27.60 to $28.48
• 50-Day Range: $26.10 to $31.03
• 52-Week Range: $22.69 to $53.73
• Volume: 603,023 shs
• Average Volume: 844,699 shs
• Market Capitalization: $1.64 billion
• P/E Ratio: N/A
• Dividend Yield: 4.59%
• Price Target: $43.25
• Consensus Rating: Reduce

Kemper Stock Analysis - MarketRank™

Kemper scored higher than 96% of companies evaluated by MarketBeat, and ranked 57th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.7 / 5
• Analyst Rating: Reduce

Consensus Rating

Kemper has received a consensus rating of Reduce. The company's average rating score is 1.89, and is based on no strong buy ratings, 2 buy ratings, 4 hold ratings, and 3 sell ratings.

Upside Potential

Kemper has a consensus price target of $43.25, representing about 55.1% upside from its current price of $27.88.

Amount of Analyst Coverage

Kemper has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 103.96%

Earnings Growth

Earnings for Kemper are expected to grow by 103.96% in the coming year, from $2.02 to $4.12 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Kemper is -3.32, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Kemper is -3.32, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Kemper has a P/B Ratio of 0.61. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

9.18% of the float of Kemper has been sold short.

Short Interest Ratio / Days to Cover

Kemper has a short interest ratio ("days to cover") of 5.67.

Change versus previous month

Short interest in Kemper has recently increased by 2.79%, indicating that investor sentiment is decreasing.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Kemper is a leading dividend payer. It pays a dividend yield of 4.70%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Kemper has only been increasing its dividend for 1 years.

Dividend Sustainability

Based on earnings estimates, Kemper will have a dividend payout ratio of 31.07% next year. This indicates that Kemper will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.9 / 5
• News Sentiment: 1.27

News Sentiment

Kemper has a news sentiment score of 1.27. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.87 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for Kemper this week, compared to 3 articles on an average week.

Search Interest

11 people have searched for KMPR on MarketBeat in the last 30 days. This is an increase of 120% compared to the previous 30 days.

MarketBeat Follows

Only 1 people have added Kemper to their MarketBeat watchlist in the last 30 days. This is a decrease of -50% compared to the previous 30 days.

Company Ownership

• Score: 4.3 / 5
• Insider Trading: Acquiring Shares

Cluster Insider Buying

5 insiders have purchased shares of Kemper in the last three months. Multiple insiders buying is a strong bullish signal.

Net Insider Buying

Over the last three months, insiders have purchased a net $367,880.00 in company stock, which represents 0.0224% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, Kemper insiders have bought more of their company's stock than they have sold. Specifically, they have bought $367,880.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

0.61% of the stock of Kemper is held by insiders.

Percentage Held by Institutions

86.23% of the stock of Kemper is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 8/05/2026
• Record date for 9/4 Dividend: 8/21/2026
• Ex-Dividend for 9/4 Dividend: 8/21/2026
• Dividend Payable: 9/04/2026
• Today: 9/14/2026
• Next Earnings (Estimated): 11/04/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Insurance
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NYSE:KMPR
• CIK: 860748
• Web: www.kemper.com
• Phone: (312) 661-4600
• Fax: 312-494-6995
• Employees: 7,400
• Year Founded: 1990

Price Target and Rating

• Average Price Target for Kemper: $43.25
• High Price Target: $60.00
• Low Price Target: $28.00
• Potential Upside/Downside: +55.1%
• Consensus Rating: Reduce
• Rating Score (0-4): 1.89
• Research Coverage: 9 Analysts

Profitability

• EPS (Trailing Twelve Months): ($8.40)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: 13.80
• P/E Growth: N/A
• Net Income: $143.30 million
• Net Margins: -10.84%
• Pretax Margin: -11.41%
• Return on Equity: 2.89%
• Return on Assets: 0.60%

Debt

• Debt-to-Equity Ratio: 0.43
• Current Ratio: 0.17
• Quick Ratio: 0.17

Sales & Book Value

• Annual Sales: $4.79 billion
• Price / Sales: 0.34
• Cash Flow: $5.36 per share
• Price / Cash Flow: 5.20
• Book Value: $45.59 per share
• Price / Book: 0.61

Miscellaneous

• Outstanding Shares: 58,920,000
• Free Float: 58,564,000
• Market Cap: $1.64 billion
• Optionable: Optionable
• Beta: 1.04