Kemper (KMPR) Stock Price, News & Analysis

Company Overview

Kemper Corporation (NYSE:KMPR) is a diversified insurance holding company headquartered in Chicago, Illinois, that provides a range of property and casualty, life and health insurance products across the United States. Through its various subsidiaries and brands, Kemper directs its offerings to both individual consumers and commercial clients, leveraging its expertise in risk management and claims handling to deliver tailored coverage solutions.

The company’s Personal Insurance segment features auto, homeowners, renters, and specialty personal lines, under well-known brands such as Kemper Auto and Infinity Insurance. In its Commercial Insurance segment, Kemper offers business property, liability, professional, and surety coverage that addresses the needs of small and mid-sized enterprises. Its Life & Health Insurance segment markets accident, health, dental, vision and supplemental policies designed to complement employer-sponsored benefit programs or serve individuals seeking standalone protection.

Kemper distributes its insurance products through a dual channel system, combining independent agents and brokers with direct-to-consumer platforms. This hybrid approach enables the company to maintain strong local agent relationships while also offering streamlined digital solutions for underwriting, policy management and claims reporting. Kemper’s risk management capabilities are supported by dedicated claims teams, analytics-driven underwriting and strategic partnerships with reinsurers to manage volatility and optimize capital efficiency.

Originally established as the property and casualty division of Unitrin in the early 1990s, the company rebranded as Kemper Corporation in 2017 to unify its various operating entities under a single market identity. Today, Kemper is led by President and Chief Executive Officer Joseph P. Lacher Jr., a seasoned insurance executive with over three decades of industry experience. Under his leadership, Kemper continues to focus on disciplined growth, customer service excellence and technological innovation to adapt to evolving market conditions.

Key Stats

• Today's Range: $60.86 to $62.15
• 50-Day Range: $61.01 to $65.51
• 52-Week Range: $53.57 to $73.01
• Volume: 576,447 shs
• Average Volume: 490,101 shs
• Market Capitalization: $3.97 billion
• P/E Ratio: 11.60
• Dividend Yield: 2.06%
• Price Target: $79.40
• Consensus Rating: Buy

Kemper Stock Analysis - MarketRank™

Kemper scored higher than 98% of companies evaluated by MarketBeat, and ranked 39th out of 935 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.6 / 5
• Analyst Rating: Buy

Consensus Rating

Kemper has received a consensus rating of Buy. The company's average rating score is 3.20, and is based on 4 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Kemper has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 9.62%

Earnings Growth

Earnings for Kemper are expected to grow by 9.62% in the coming year, from $6.03 to $6.61 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Kemper is 11.60, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.26.

Price to Earnings Ratio vs. Sector

The P/E ratio of Kemper is 11.60, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.28.

Price to Book Value per Share Ratio

Kemper has a P/B Ratio of 1.43. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.45% of the float of Kemper has been sold short.

Short Interest Ratio / Days to Cover

Kemper has a short interest ratio ("days to cover") of 2.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Kemper has recently increased by 16.41%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Kemper pays a meaningful dividend of 2.08%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Kemper has only been increasing its dividend for 1 years.

Dividend Coverage

The dividend payout ratio of Kemper is 23.93%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Kemper will have a dividend payout ratio of 19.36% next year. This indicates that Kemper will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 1.9 / 5
• Environmental Score: -0.96

Percentage of Shares Shorted

2.45% of the float of Kemper has been sold short.

Short Interest Ratio / Days to Cover

Kemper has a short interest ratio ("days to cover") of 2.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Kemper has recently increased by 16.41%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.5 / 5
• News Sentiment: 0.50

News Sentiment

Kemper has a news sentiment score of 0.50. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.95 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 7 news articles for Kemper this week, compared to 6 articles on an average week.

MarketBeat Follows

1 people have added Kemper to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Kemper insiders have bought more of their company's stock than they have sold. Specifically, they have bought $186,455.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 6.20% of the stock of Kemper is held by insiders.

Percentage Held by Institutions

86.23% of the stock of Kemper is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

KMPR Stock Analysis - Frequently Asked Questions

How have KMPR shares performed this year?

Kemper's stock was trading at $66.44 on January 1st, 2025. Since then, KMPR stock has decreased by 6.6% and is now trading at $62.0830.

How were Kemper's earnings last quarter?

Kemper Corporation (NYSE:KMPR) released its quarterly earnings results on Wednesday, May, 7th. The insurance provider reported $1.65 EPS for the quarter, beating the consensus estimate of $1.48 by $0.17. The business's revenue was up 4.4% on a year-over-year basis.
Read the conference call transcript.

Who are Kemper's major shareholders?

Kemper's top institutional shareholders include Assenagon Asset Management S.A. (0.31%), Harbor Capital Advisors Inc. (0.13%), Wealth Enhancement Advisory Services LLC (0.05%) and Ferguson Wellman Capital Management Inc. (0.01%). Insiders that own company stock include George N Cochran, Gerald Laderman, Matthew A Hunton, Robert Joseph Joyce, Susan D Whiting, Alberto J Paracchini and Joseph P Lacher Jr.
View institutional ownership trends.

How do I buy shares of Kemper?

Shares of KMPR stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Kemper own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Kemper investors own include Invesco QQQ (QQQ), NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Advanced Micro Devices (AMD), Adobe (ADBE) and Arista Networks (ANET).

Company Calendar

• Last Earnings: 5/07/2025
• Record date for 6/3 Dividend: 5/19/2025
• Ex-Dividend for 6/3 Dividend: 5/19/2025
• Dividend Payable: 6/03/2025
• Today: 7/14/2025
• Next Earnings (Estimated): 8/04/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: INS - MULTI LINE
• Sub-Industry: Multi-line Insurance
• Current Symbol: NYSE:KMPR
• CIK: 860748
• Web: www.kemper.com
• Phone: (312) 661-4600
• Fax: 312-494-6995
• Employees: 7,400
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Kemper: $79.40
• High Price Target: $85.00
• Low Price Target: $71.00
• Potential Upside/Downside: +28.5%
• Consensus Rating: Buy
• Rating Score (0-4): 3.20
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $5.35
• Trailing P/E Ratio: 11.54
• Forward P/E Ratio: 10.25
• P/E Growth: N/A
• Net Income: $317.80 million
• Net Margins: 7.38%
• Pretax Margin: 8.99%
• Return on Equity: 15.02%
• Return on Assets: 3.31%

Debt

• Debt-to-Equity Ratio: 0.32
• Current Ratio: 0.22
• Quick Ratio: 0.22

Sales & Book Value

• Annual Sales: $4.68 billion
• Price / Sales: 0.84
• Cash Flow: $6.87 per share
• Price / Cash Flow: 8.99
• Book Value: $43.47 per share
• Price / Book: 1.42

Miscellaneous

• Outstanding Shares: 63,995,000
• Free Float: 63,509,000
• Market Cap: $3.95 billion
• Optionable: Optionable
• Beta: 1.28