Ready Capital (NYSE:RC)oration (NYSE: RC) is a publicly traded commercial real estate finance company that specializes in originating and investing in small- to medium-balance mortgage loans. Headquartered in New York City, the firm provides financing solutions across a broad spectrum of property types, including multifamily, mixed-use, office, retail, industrial and hospitality assets. Ready Capital’s diversified platform is designed to meet the needs of owners, developers and operators seeking flexible capital for acquisition, refinance and renovation projects.
Through its multifamily lending business, Ready Capital partners with government-sponsored enterprises to offer standardized loan products for apartment communities and affordable housing. Its small balance lending division delivers tailored bridge and term loans via an experienced in-house team, enabling borrowers to access timely financing for properties below institutional loan thresholds. The company also maintains an active loan servicing operation, managing both balance-sheet portfolios and third-party servicing assignments to support comprehensive asset performance monitoring.
Operating in key regional markets throughout the United States, Ready Capital has established offices in major commercial hubs and collaborates with a network of mortgage brokers, financial advisors and industry partners. This geographic reach allows the company to source opportunities in urban, suburban and transitional markets and maintain a diversified exposure across economic cycles. Its underwriting approach emphasizes collateral quality, sponsor track record and conservative leverage metrics to mitigate risk and enhance portfolio resilience.
Founded in 2011 and publicly listed following a successful initial offering, Ready Capital is led by a senior management team with decades of combined experience in real estate finance. Under the leadership of CEO Daniel T. Prime and CFO Thomas L. Peterson, the firm continues to expand its capital solutions, refine its product offerings and strengthen its reputation as a reliable lender for middle-market property owners.
