Ready Capital (RC) Stock Price, News & Analysis

Company Overview

Ready Capital Corporation (NYSE: RC) is a real estate finance company organized as a real estate investment trust (REIT). The company focuses on originating, acquiring, financing and servicing loans secured by commercial real estate, primarily in the United States.

Ready Capital provides financing for a range of property types and transactions, including bridge loans, construction loans, mortgage loans and other forms of debt financing. Its portfolio has included loans backed by multifamily, residential, small-balance commercial and other income-producing properties. The company generally serves property owners, developers and real estate investors seeking financing for acquisitions, renovations, construction or refinancing.

Ready Capital was established in 2011 and became a publicly traded company in 2015. It has expanded its real estate finance platform through organic growth and strategic transactions, including its combination with Broadmark Realty Capital in 2023. The company is headquartered in New York and concentrates its lending and investment activities in the U.S. commercial real estate market.

Key Stats

• Today's Range: $1.07 to $1.15
• 50-Day Range: $1.07 to $1.99
• 52-Week Range: $1.06 to $3.39
• Volume: 1.57 million shs
• Average Volume: 1.90 million shs
• Market Capitalization: $185.84 million
• P/E Ratio: N/A
• Dividend Yield: 3.56%
• Price Target: $1.50
• Consensus Rating: Reduce

Ready Capital Stock Analysis - MarketRank™

Ready Capital scored higher than 56% of companies evaluated by MarketBeat, and ranked 625th out of 847 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.6 / 5
• Analyst Rating: Reduce

Consensus Rating

Ready Capital has received a consensus rating of Reduce. The company's average rating score is 1.60, and is based on no strong buy ratings, no buy ratings, 3 hold ratings, and 2 sell ratings.

Upside Potential

Ready Capital has a consensus price target of $1.50, representing about 33.3% upside from its current price of $1.13.

Amount of Analyst Coverage

Ready Capital has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: Growing

Earnings Growth

Earnings for Ready Capital are expected to grow in the coming year, from ($1.00) to ($0.44) per share.

Price to Book Value per Share Ratio

Ready Capital has a P/B Ratio of 0.12. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 0.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

11.92% of the float of Ready Capital has been sold short.

Short Interest Ratio / Days to Cover

Ready Capital has a short interest ratio ("days to cover") of 10.35, which indicates bearish sentiment.

Change versus previous month

Short interest in Ready Capital has recently increased by 4.27%, indicating that investor sentiment is decreasing.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Leadership

Ready Capital is a leading dividend payer. It pays a dividend yield of 3.74%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Ready Capital does not have a long track record of dividend growth.

News and Social Media

• Score: 3.4 / 5
• News Sentiment: 0.38

News Sentiment

Ready Capital has a news sentiment score of 0.38. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.66 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 6 news articles for Ready Capital this week, compared to 1 article on an average week.

Search Interest

2 people have searched for RC on MarketBeat in the last 30 days.

MarketBeat Follows

2 people have added Ready Capital to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days.

Company Ownership

• Score: 0.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Ready Capital insiders have not sold or bought any company stock.

Percentage Held by Insiders

1.40% of the stock of Ready Capital is held by insiders.

Percentage Held by Institutions

55.87% of the stock of Ready Capital is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 7/31 Dividend: 6/30/2026
• Ex-Dividend for 7/31 Dividend: 6/30/2026
• Dividend Payable: 7/31/2026
• Last Earnings: 8/06/2026
• Record date for 10/30 Dividend: 9/30/2026
• Ex-Dividend for 10/30 Dividend: 9/30/2026
• Today: 10/15/2026
• Dividend Payable: 10/30/2026
• Next Earnings (Estimated): 11/05/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Mortgage Real Estate Investment Trusts (REITs)
• Sub-Industry: Mortgage REITs
• Current Symbol: NYSE:RC
• CIK: 1527590
• Web: www.readycapital.com
• Phone: (212) 257-4600
• Fax: N/A
• Employees: 442
• Year Founded: 2007

Price Target and Rating

• Average Price Target for Ready Capital: $1.50
• High Price Target: $2.00
• Low Price Target: $1.25
• Potential Upside/Downside: +33.3%
• Consensus Rating: Reduce
• Rating Score (0-4): 1.60
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): ($3.47)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$228.91 million
• Net Margins: -131.76%
• Pretax Margin: -147.60%
• Return on Equity: -16.78%
• Return on Assets: -3.43%

Debt

• Debt-to-Equity Ratio: 0.97
• Current Ratio: 1.91
• Quick Ratio: 1.91

Sales & Book Value

• Annual Sales: $569.17 million
• Price / Sales: 0.33
• Cash Flow: $0.26 per share
• Price / Cash Flow: 4.25
• Book Value: $9.45 per share
• Price / Book: 0.12

Miscellaneous

• Outstanding Shares: 165,190,000
• Free Float: 162,878,000
• Market Cap: $185.84 million
• Optionable: Optionable
• Beta: 1.55