StoneCo (NASDAQ:STNE) is a Brazilian financial technology company specializing in providing payment processing and digital financial services to merchants of all sizes. Through its point-of-sale (POS) solutions and cloud-based platform, the company enables businesses to accept card, mobile and online payments, issue prepaid cards and manage cash flow. StoneCo’s ecosystem integrates payments, lending, banking and management tools designed to streamline back-office operations and improve customer interaction for small and medium-sized enterprises.
Central to StoneCo’s portfolio is its line of POS devices, which range from countertop terminals to portable, wireless units. The company also offers Stone Mais, a digital wallet and prepaid card solution that helps merchants manage receipts, payouts and supplier payments. Its e-commerce gateway facilitates online sales with fraud‐prevention tools and multi‐acquirer routing, while the Stone Conta digital account provides businesses with banking services such as transfers, payroll disbursements and working capital credit.
Since its founding in 2012 in São Paulo, StoneCo has pursued growth through product innovation and strategic acquisitions. In 2018, the company completed its initial public offering on the NASDAQ, expanding its access to international capital markets. In 2022, StoneCo finalized the acquisition of Linx, a leading retail management software provider, enabling it to offer a fully integrated omnichannel solution that combines sales, inventory management and analytics with its payments platform.
StoneCo serves merchants across Brazil, from urban centers to rural communities, and has built a nationwide network of service agents to support on-the-ground deployment and customer care. The business is guided by co-founders André Street, who serves as Executive Chairman, and Eduardo Pontes, along with a senior management team responsible for technology, risk management and commercial strategy. Together, they oversee the company’s mission to democratize access to fintech services and drive financial inclusion for Brazilian entrepreneurs.
