High Country Bancorp (OTCMKTS:HCBC), Inc. (OTCMKTS: HCBC) is the bank holding company for High Country Bank, a community‐focused financial institution headquartered in West Jefferson, North Carolina. As a locally owned and operated bank, it specializes in delivering personalized banking solutions to individuals, families and small businesses across the High Country region.
The company’s subsidiary, High Country Bank, offers a comprehensive range of deposit products, including checking accounts, savings accounts, certificates of deposit and money market accounts. On the lending side, it provides consumer loans, residential real estate mortgages, home equity lines of credit, commercial and agricultural financing, as well as SBA-guaranteed loans. These products are supported by online and mobile banking platforms, remote deposit capture and treasury management services.
High Country Bank maintains multiple branch locations throughout Ashe, Avery and Watauga counties in North Carolina. By keeping decision-making close to the communities it serves, the bank emphasizes responsive customer service, local credit decisions and involvement in regional economic development initiatives.
Since its founding by local residents, High Country Bancorp has upheld a commitment to community banking principles. Its governance structure comprises an experienced board of directors and an executive management team with deep roots in the region, all dedicated to supporting the financial needs and growth of the mountain communities it serves.
