Kingstone Companies (NASDAQ:KINS). is a publicly traded property and casualty insurance holding company whose primary focus lies in personal and commercial insurance products. Through its wholly owned subsidiary, Kingstone Insurance Company, the firm underwrites a broad portfolio of property and casualty lines, including private passenger auto, homeowners, inland marine, umbrella, and various small‐commercial coverage options. Distribution is handled predominantly through a network of independent agents, allowing Kingstone to maintain strong broker relationships and responsive service for policyholders.
The company was incorporated in Delaware in 2010 and commenced operations following the acquisition of Kingstone Insurance Company in early 2011. Since then, Kingstone has expanded its underwriting platform and product mix, securing ratings from industry observers such as A.M. Best. In December 2016, the holding company completed its initial public offering on the NASDAQ, under the ticker symbol “KINS,” positioning itself to access capital markets and support future growth initiatives.
Kingstone concentrates its underwriting and service operations primarily in New York State, with selected offerings extending into neighboring Connecticut. By specializing in regional markets, the company leverages local market expertise, granular risk assessment, and tailored pricing models. Its product suite targets individuals seeking personal auto and homeowners policies, as well as small businesses requiring commercial general liability, commercial auto, and property coverage.
Leadership at Kingstone includes Nancy E. Martin, who serves as President and Chief Executive Officer, and Andrew E. Bowman, Chief Financial Officer. Under their stewardship, the company emphasizes disciplined underwriting practices, loss control services, and customer‐centric claims management. Kingstone continues to explore opportunities for prudent expansion while maintaining its commitment to policyholder satisfaction and financial stability.
