American Integrity Insurance Group, Inc. (NYSE: AII) is a specialty personal lines property and casualty insurance company focused on homeowners and flood insurance products. Established in 2007 and headquartered in Jacksonville, Florida, the company offers a range of coverage options designed to address the unique risks associated with coastal and hurricane-prone regions. Through its network of independent agents and select direct channels, American Integrity underwrites policies that include dwelling fire, homeowners, flood, and ancillary coverages such as wind-only and dwelling fire insurance.
Operating primarily in Florida since its inception, American Integrity has methodically expanded its footprint to serve policyholders in other states exposed to severe weather perils, including parts of Texas, South Carolina, and Louisiana. The company employs a disciplined underwriting strategy, leveraging proprietary models and historical loss data to manage risk and maintain balance between growth and profitability. Its product suite is tailored to meet the needs of both primary residences and secondary homes, with optional endorsements to enhance protection against flood damage and hurricanes.
Since completing its initial public offering in 2013, American Integrity has pursued a steady course of geographic and product diversification, investing in technology platforms to streamline policy administration and claims processing. The firm’s customer service framework emphasizes timely claims response and community engagement, reflecting a commitment to policyholder satisfaction in markets susceptible to natural catastrophes. This operational focus has helped the company navigate complex regulatory environments while maintaining a strong presence in core markets.
Leadership at American Integrity is anchored by President and Chief Executive Officer Timothy Paul, who brings over two decades of insurance industry experience. Supported by a senior management team with expertise in underwriting, actuarial science, and risk management, the company continues to refine its product offerings and expand its distribution channels. With a strategic emphasis on coastal property protection and a growing geographic reach, American Integrity aims to deliver reliable insurance solutions to homeowners facing increasingly volatile weather patterns.
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