Equities Analysts Issue Forecasts for Atlanticus Q3 Earnings

Key Points

• B. Riley has revised Atlanticus Holdings Corporation's Q3 2025 earnings forecast down from $1.55 to $1.34 per share, while maintaining a "Buy" rating and $90.00 price target.
• Atlanticus reported Q2 earnings of $1.51 per share, surpassing consensus estimates, with revenues of $393.82 million, also above expectations.
• The company announced a quarterly dividend of $0.4766, resulting in an annualized yield of 2.7% for shareholders.

Atlanticus Holdings Corporation (NASDAQ:ATLC - Free Report) - Investment analysts at B. Riley decreased their Q3 2025 earnings estimates for shares of Atlanticus in a research note issued to investors on Monday, September 15th. B. Riley analyst R. Binner now anticipates that the credit services provider will earn $1.34 per share for the quarter, down from their prior forecast of $1.55. B. Riley currently has a "Buy" rating and a $90.00 price target on the stock. The consensus estimate for Atlanticus' current full-year earnings is $4.49 per share. B. Riley also issued estimates for Atlanticus' Q4 2025 earnings at $1.66 EPS, FY2025 earnings at $6.00 EPS, Q1 2026 earnings at $1.83 EPS, Q2 2026 earnings at $1.86 EPS, Q3 2026 earnings at $2.06 EPS, Q4 2026 earnings at $2.09 EPS and FY2026 earnings at $7.85 EPS.

A number of other research firms have also recently commented on ATLC. Citigroup restated an "outperform" rating on shares of Atlanticus in a research report on Thursday. JMP Securities upped their target price on shares of Atlanticus from $78.00 to $95.00 and gave the stock a "market outperform" rating in a research note on Thursday. BTIG Research reaffirmed a "buy" rating and issued a $84.00 target price on shares of Atlanticus in a research note on Thursday, September 11th. Finally, Wall Street Zen lowered shares of Atlanticus from a "strong-buy" rating to a "buy" rating in a research note on Saturday, September 13th. Five research analysts have rated the stock with a Buy rating and one has assigned a Hold rating to the company. Based on data from MarketBeat.com, the stock currently has a consensus rating of "Moderate Buy" and a consensus target price of $76.60.

Atlanticus Trading Down 1.7%

Shares of ATLC traded down $1.25 during trading hours on Thursday, reaching $70.25. The stock had a trading volume of 191,616 shares, compared to its average volume of 51,898. The company has a quick ratio of 1.38, a current ratio of 1.38 and a debt-to-equity ratio of 0.55. Atlanticus has a 52 week low of $33.41 and a 52 week high of $78.91. The firm has a 50-day moving average of $60.47 and a 200 day moving average of $54.72. The company has a market cap of $1.06 billion, a P/E ratio of 12.35 and a beta of 2.00.

Atlanticus (NASDAQ:ATLC - Get Free Report) last released its quarterly earnings data on Thursday, August 7th. The credit services provider reported $1.51 EPS for the quarter, beating analysts' consensus estimates of $1.30 by $0.21. Atlanticus had a net margin of 8.51% and a return on equity of 24.20%. The business had revenue of $393.82 million during the quarter, compared to analysts' expectations of $373.87 million.

Hedge Funds Weigh In On Atlanticus

A number of large investors have recently modified their holdings of ATLC. Jane Street Group LLC boosted its stake in shares of Atlanticus by 17.9% during the 4th quarter. Jane Street Group LLC now owns 10,540 shares of the credit services provider's stock worth $588,000 after buying an additional 1,604 shares during the last quarter. Bank of America Corp DE boosted its stake in shares of Atlanticus by 29.0% during the 4th quarter. Bank of America Corp DE now owns 6,121 shares of the credit services provider's stock worth $341,000 after buying an additional 1,376 shares during the last quarter. D. E. Shaw & Co. Inc. acquired a new position in shares of Atlanticus during the 4th quarter worth about $548,000. Deutsche Bank AG boosted its stake in shares of Atlanticus by 35.4% during the 4th quarter. Deutsche Bank AG now owns 4,829 shares of the credit services provider's stock worth $269,000 after buying an additional 1,262 shares during the last quarter. Finally, Millennium Management LLC acquired a new position in shares of Atlanticus during the 4th quarter worth about $987,000. 14.15% of the stock is currently owned by institutional investors and hedge funds.

Insider Activity at Atlanticus

In other news, Director Deal W. Hudson sold 2,000 shares of the stock in a transaction dated Wednesday, August 13th. The shares were sold at an average price of $62.39, for a total transaction of $124,780.00. Following the completion of the transaction, the director directly owned 61,092 shares in the company, valued at $3,811,529.88. This represents a 3.17% decrease in their position. The transaction was disclosed in a filing with the SEC, which is available at the SEC website. 50.40% of the stock is currently owned by corporate insiders.

Atlanticus Dividend Announcement

The firm also recently disclosed a quarterly dividend, which was paid on Monday, September 15th. Stockholders of record on Monday, September 1st were paid a dividend of $0.4766 per share. This represents a $1.91 dividend on an annualized basis and a dividend yield of 2.7%.

About Atlanticus

Atlanticus Holdings Corporation, a financial technology company, provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance. The Credit as a Service segment originates a range of consumer loan products, such as private label and general purpose credit cards originated by lenders through various channels, including retail and healthcare, direct mail solicitation, digital marketing, and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services, including consumer electronics, furniture, elective medical procedures, healthcare, and home-improvements by partnering with retailers, healthcare providers, and other service providers.