B. Riley Issues Negative Forecast for Atlanticus Earnings

Key Points

• B. Riley has revised Atlanticus Holdings Corporation's Q3 2025 earnings forecast down from $1.55 to $1.34 per share, while maintaining a "Buy" rating and $90.00 price target.
• Atlanticus reported Q2 earnings of $1.51 per share, surpassing consensus estimates, with revenues of $393.82 million, also above expectations.
• The company announced a quarterly dividend of $0.4766, resulting in an annualized yield of 2.7% for shareholders.

Atlanticus Holdings Corporation (NASDAQ:ATLC - Free Report) - Investment analysts at B. Riley decreased their Q3 2025 earnings per share (EPS) estimates for Atlanticus in a report issued on Monday, September 15th. B. Riley analyst R. Binner now anticipates that the credit services provider will earn $1.34 per share for the quarter, down from their prior forecast of $1.55. B. Riley has a "Buy" rating and a $90.00 price target on the stock. The consensus estimate for Atlanticus' current full-year earnings is $4.49 per share. B. Riley also issued estimates for Atlanticus' Q4 2025 earnings at $1.66 EPS, FY2025 earnings at $6.00 EPS, Q1 2026 earnings at $1.83 EPS, Q2 2026 earnings at $1.86 EPS, Q3 2026 earnings at $2.06 EPS, Q4 2026 earnings at $2.09 EPS and FY2026 earnings at $7.85 EPS.

Atlanticus (NASDAQ:ATLC - Get Free Report) last issued its earnings results on Thursday, August 7th. The credit services provider reported $1.51 EPS for the quarter, beating analysts' consensus estimates of $1.30 by $0.21. The firm had revenue of $393.82 million for the quarter, compared to analyst estimates of $373.87 million. Atlanticus had a return on equity of 24.20% and a net margin of 8.51%.

Other equities research analysts have also issued research reports about the company. Wall Street Zen lowered Atlanticus from a "strong-buy" rating to a "buy" rating in a research report on Saturday, September 13th. BTIG Research reiterated a "buy" rating and issued a $84.00 target price on shares of Atlanticus in a research report on Thursday, September 11th. JMP Securities upped their target price on Atlanticus from $78.00 to $95.00 and gave the company a "market outperform" rating in a research report on Thursday. Finally, Citigroup reiterated an "outperform" rating on shares of Atlanticus in a research report on Thursday. Five research analysts have rated the stock with a Buy rating and one has given a Hold rating to the company's stock. Based on data from MarketBeat.com, the stock presently has an average rating of "Moderate Buy" and a consensus price target of $76.60.

Atlanticus Stock Performance

NASDAQ ATLC traded down $0.04 during trading hours on Thursday, reaching $70.21. The stock had a trading volume of 42,425 shares, compared to its average volume of 58,492. The stock has a fifty day moving average of $60.76 and a 200 day moving average of $54.99. The stock has a market cap of $1.06 billion, a P/E ratio of 12.34 and a beta of 2.00. Atlanticus has a 52-week low of $33.41 and a 52-week high of $78.91. The company has a debt-to-equity ratio of 0.55, a quick ratio of 1.38 and a current ratio of 1.38.

Institutional Inflows and Outflows

A number of hedge funds and other institutional investors have recently made changes to their positions in ATLC. Jane Street Group LLC lifted its position in shares of Atlanticus by 17.9% during the 4th quarter. Jane Street Group LLC now owns 10,540 shares of the credit services provider's stock valued at $588,000 after buying an additional 1,604 shares in the last quarter. Bank of America Corp DE lifted its position in shares of Atlanticus by 29.0% during the 4th quarter. Bank of America Corp DE now owns 6,121 shares of the credit services provider's stock valued at $341,000 after buying an additional 1,376 shares in the last quarter. D. E. Shaw & Co. Inc. purchased a new position in shares of Atlanticus during the 4th quarter valued at approximately $548,000. Deutsche Bank AG lifted its position in shares of Atlanticus by 35.4% during the 4th quarter. Deutsche Bank AG now owns 4,829 shares of the credit services provider's stock valued at $269,000 after buying an additional 1,262 shares in the last quarter. Finally, Millennium Management LLC purchased a new position in shares of Atlanticus during the 4th quarter valued at approximately $987,000. Hedge funds and other institutional investors own 14.15% of the company's stock.

Insider Buying and Selling

In other Atlanticus news, Director Deal W. Hudson sold 2,000 shares of the company's stock in a transaction that occurred on Wednesday, August 13th. The stock was sold at an average price of $62.39, for a total value of $124,780.00. Following the sale, the director owned 61,092 shares in the company, valued at approximately $3,811,529.88. This represents a 3.17% decrease in their position. The transaction was disclosed in a document filed with the SEC, which is accessible through this link. Corporate insiders own 51.80% of the company's stock.

Atlanticus Dividend Announcement

The business also recently disclosed a quarterly dividend, which was paid on Monday, September 15th. Shareholders of record on Monday, September 1st were given a $0.4766 dividend. This represents a $1.91 annualized dividend and a yield of 2.7%.

Atlanticus Company Profile

Atlanticus Holdings Corporation, a financial technology company, provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance. The Credit as a Service segment originates a range of consumer loan products, such as private label and general purpose credit cards originated by lenders through various channels, including retail and healthcare, direct mail solicitation, digital marketing, and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services, including consumer electronics, furniture, elective medical procedures, healthcare, and home-improvements by partnering with retailers, healthcare providers, and other service providers.