What is B. Riley's Estimate for Atlanticus Q3 Earnings?

Key Points

• B. Riley has raised its Q3 2025 EPS estimate for Atlanticus from $1.50 to $1.55, indicating a positive forecast for the credit services provider.
• Atlanticus reported $1.51 EPS for the last quarter, exceeding analysts' expectations by $0.21, with revenues also beating estimates.
• JMP Securities increased their price target on Atlanticus shares from $75.00 to $78.00, maintaining a "market outperform" rating.

Atlanticus Holdings Corporation (NASDAQ:ATLC - Free Report) - B. Riley boosted their Q3 2025 earnings per share estimates for Atlanticus in a note issued to investors on Wednesday, August 13th. B. Riley analyst R. Binner now expects that the credit services provider will earn $1.55 per share for the quarter, up from their previous estimate of $1.50. The consensus estimate for Atlanticus' current full-year earnings is $4.49 per share. B. Riley also issued estimates for Atlanticus' Q4 2025 earnings at $1.65 EPS and FY2025 earnings at $6.20 EPS.

Atlanticus (NASDAQ:ATLC - Get Free Report) last posted its earnings results on Thursday, August 7th. The credit services provider reported $1.51 EPS for the quarter, beating the consensus estimate of $1.30 by $0.21. Atlanticus had a return on equity of 24.20% and a net margin of 8.51%.The company had revenue of $393.82 million for the quarter, compared to the consensus estimate of $373.87 million.

A number of other equities research analysts also recently issued reports on the company. Keefe, Bruyette & Woods reissued a "market perform" rating and set a $60.00 price target (up previously from $52.00) on shares of Atlanticus in a research report on Monday, May 12th. Wall Street Zen upgraded Atlanticus from a "buy" rating to a "strong-buy" rating in a research report on Saturday, August 9th. Finally, JMP Securities boosted their price target on Atlanticus from $75.00 to $78.00 and gave the company a "market outperform" rating in a research note on Tuesday, August 12th. One equities research analyst has rated the stock with a Strong Buy rating, three have issued a Buy rating and one has given a Hold rating to the company. According to data from MarketBeat, the company currently has a consensus rating of "Buy" and a consensus price target of $63.20.

Atlanticus Price Performance

NASDAQ:ATLC traded down $0.40 during trading hours on Friday, reaching $62.76. 44,117 shares of the company were exchanged, compared to its average volume of 59,153. The company has a market capitalization of $949.25 million, a P/E ratio of 11.03 and a beta of 1.93. Atlanticus has a 1-year low of $30.00 and a 1-year high of $64.70. The company has a debt-to-equity ratio of 0.55, a current ratio of 1.38 and a quick ratio of 1.38. The business has a 50 day moving average of $53.94 and a 200 day moving average of $52.96.

Hedge Funds Weigh In On Atlanticus

Several institutional investors and hedge funds have recently added to or reduced their stakes in ATLC. Wellington Management Group LLP increased its holdings in shares of Atlanticus by 198.9% during the first quarter. Wellington Management Group LLP now owns 365,278 shares of the credit services provider's stock worth $18,684,000 after buying an additional 243,053 shares in the last quarter. Russell Investments Group Ltd. boosted its holdings in shares of Atlanticus by 468.2% during the 2nd quarter. Russell Investments Group Ltd. now owns 69,298 shares of the credit services provider's stock valued at $3,794,000 after acquiring an additional 57,103 shares in the last quarter. Bridgeway Capital Management LLC grew its position in Atlanticus by 133.5% during the 2nd quarter. Bridgeway Capital Management LLC now owns 93,234 shares of the credit services provider's stock worth $5,105,000 after acquiring an additional 53,312 shares during the last quarter. Janney Montgomery Scott LLC bought a new stake in Atlanticus during the 1st quarter worth $2,588,000. Finally, American Century Companies Inc. increased its holdings in Atlanticus by 82.4% in the 1st quarter. American Century Companies Inc. now owns 95,476 shares of the credit services provider's stock worth $4,884,000 after purchasing an additional 43,142 shares in the last quarter. Institutional investors own 14.15% of the company's stock.

Insider Buying and Selling

In other news, Director Deal W. Hudson sold 2,000 shares of the stock in a transaction dated Wednesday, August 13th. The shares were sold at an average price of $62.39, for a total value of $124,780.00. Following the completion of the transaction, the director owned 61,092 shares of the company's stock, valued at approximately $3,811,529.88. This represents a 3.17% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through the SEC website. Insiders own 51.80% of the company's stock.

About Atlanticus

Atlanticus Holdings Corporation, a financial technology company, provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance. The Credit as a Service segment originates a range of consumer loan products, such as private label and general purpose credit cards originated by lenders through various channels, including retail and healthcare, direct mail solicitation, digital marketing, and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services, including consumer electronics, furniture, elective medical procedures, healthcare, and home-improvements by partnering with retailers, healthcare providers, and other service providers.