NASDAQ:BVFL BV Financial (BVFL) Stock Price, News & Analysis $16.17 -0.01 (-0.06%) As of 04:00 PM Eastern Add Compare Share Share Stock Analysis Stock AnalysisChartCompetitorsEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About BV Financial Stock (NASDAQ:BVFL) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get BV Financial alerts:Sign Up Key Stats Today's Range$16.03▼$16.2050-Day Range$14.11▼$16.2352-Week Range$13.01▼$18.19Volume63,156 shsAverage Volume107,372 shsMarket Capitalization$170.27 millionP/E Ratio15.70Dividend YieldN/APrice TargetN/AConsensus RatingN/A Company Overview BV Financial, Inc. operates as the holding company for BayVanguard Bank that provides various financial services to individuals and businesses in Maryland. The company offers checking and money market accounts, savings accounts, and certificates of deposits. Its loan products include real estate, home equity, construction, lot, auto, boat, and other personal loans; and commercial lending products, such as commercial equipment/installation, commercial real estate, construction, investment real estate, lines of credit, and SBA loans, as well as loans for short-term real estate purchase, renovation, and sale projects. The company offers ATM, overdraft, safe deposit, bill pay, remote deposit capture, ACH origination, merchant, and online banking services. BV Financial, Inc. was founded in 1873 and is headquartered in Baltimore, Maryland. Read More BV Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks29th Percentile Overall ScoreBVFL MarketRank™: BV Financial scored higher than 29% of companies evaluated by MarketBeat, and ranked 802nd out of 938 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for BV Financial. Earnings and Valuation1.9 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of BV Financial is 15.70, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.91.Price to Earnings Ratio vs. SectorThe P/E ratio of BV Financial is 15.70, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.06.Price to Book Value per Share RatioBV Financial has a P/B Ratio of 0.96. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted2.87% of the float of BV Financial has been sold short.Short Interest Ratio / Days to CoverBV Financial has a short interest ratio ("days to cover") of 4.9.Change versus previous monthShort interest in BV Financial has recently increased by 277.61%, indicating that investor sentiment is decreasing significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldBV Financial does not currently pay a dividend.Dividend GrowthBV Financial does not have a long track record of dividend growth. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted2.87% of the float of BV Financial has been sold short.Short Interest Ratio / Days to CoverBV Financial has a short interest ratio ("days to cover") of 4.9.Change versus previous monthShort interest in BV Financial has recently increased by 277.61%, indicating that investor sentiment is decreasing significantly. News and Social Media1.9 / 5News Sentiment0.44 News SentimentBV Financial has a news sentiment score of 0.44. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.97 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 9 news articles for BV Financial this week, compared to 0 articles on an average week. Company Ownership2.5 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, BV Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $695,880.00 in company stock.Percentage Held by Insiders11.79% of the stock of BV Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions42.65% of the stock of BV Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about BV Financial's insider trading history. Receive BVFL Stock News and Ratings via Email Sign-up to receive the latest news and ratings for BV Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address BVFL Stock News HeadlinesBV Financial, Inc. (NASDAQ:BVFL) Director Sells $214,045.27 in StockJuly 25 at 6:30 AM | insidertrades.comDirector Sells Thousands of BV Financial Shares!July 24 at 10:11 PM | tipranks.comYour Bank Account Is No Longer SafeWhat If Washington Declared That: YOUR Money ISN'T Actually Yours? Sounds insane, but that's exactly what the Department of Justice just admitted in court—claiming cash isn't legally your property. What does that mean? It means Washington thinks they can seize, freeze, or drain your accounts—whenever they want.July 25 at 2:00 AM | Priority Gold (Ad)BV Financial, Inc. Reports Q2 2025 EarningsJuly 18, 2025 | tipranks.comBV financial director Joseph Galli sells $60,620 in common stockMay 25, 2025 | investing.comBV financial director Joseph Galli sells $48,694 in common stockMay 23, 2025 | investing.comBV Financial reports annual stockholder meeting resultsMay 10, 2025 | investing.comBV Financial, Inc. Reports Q1 2025 EarningsApril 21, 2025 | tipranks.comSee More Headlines BVFL Stock Analysis - Frequently Asked Questions How have BVFL shares performed this year? BV Financial's stock was trading at $17.22 on January 1st, 2025. Since then, BVFL shares have decreased by 6.1% and is now trading at $16.17. How were BV Financial's earnings last quarter? BV Financial, Inc. (NASDAQ:BVFL) announced its quarterly earnings data on Thursday, July, 17th. The company reported $0.38 EPS for the quarter. The business earned $9.87 million during the quarter. BV Financial had a trailing twelve-month return on equity of 6.56% and a net margin of 21.08%. When did BV Financial IPO? BV Financial (BVFL) raised $98 million in an initial public offering (IPO) on Tuesday, August 1st 2023. The company issued 9,798,980 shares at a price of $10.00 per share. How do I buy shares of BV Financial? Shares of BVFL stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of BV Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that BV Financial investors own include AutoZone (AZO), Intel (INTC), TJX Companies (TJX), Abacus Health Products (ABAHF), Avino Silver & Gold Mines (ASM), Bank of America (BAC) and Cal-Maine Foods (CALM). Company Calendar Last Earnings7/17/2025Today7/25/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - NORTHEAST Sub-IndustryBanking Current SymbolNASDAQ:BVFL Previous SymbolNASDAQ:BVFL CIK1302387 Webwww.bayvanguard.com Phone410-477-5000Fax410-477-1020Employees112Year FoundedN/AProfitability EPS (Trailing Twelve Months)$1.03 Trailing P/E Ratio15.70 Forward P/E RatioN/A P/E GrowthN/ANet Income$11.72 million Net Margins21.08% Pretax Margin30.99% Return on Equity6.56% Return on Assets1.45% Debt Debt-to-Equity Ratio0.08 Current Ratio1.24 Quick Ratio1.24 Sales & Book Value Annual Sales$49.20 million Price / Sales3.46 Cash Flow$1.25 per share Price / Cash Flow12.97 Book Value$16.86 per share Price / Book0.96Miscellaneous Outstanding Shares10,530,000Free Float9,288,000Market Cap$170.27 million OptionableNot Optionable Beta0.49 Metaverse Stocks And Why You Can't Ignore ThemThinking about investing in Meta, Roblox, or Unity? 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