F&G Annuities & Life (FG) Stock Price, News & Analysis

Company Overview

F&G Annuities & Life is the principal life insurance and annuity subsidiary of F&G Financial Group, Inc. (NYSE: FG), a publicly traded financial services holding company headquartered in Des Moines, Iowa. The company focuses on designing and issuing retirement income solutions that address longevity risk, capital preservation, and wealth transfer for individual and institutional clients.

Its product suite includes fixed indexed annuities, which offer the potential for market-linked growth with downside protection; fixed-rate annuities, delivering guaranteed interest over a defined term; and a range of life insurance policies such as term, universal, and variable universal life. These products are distributed through a diverse network of independent broker-dealers, registered investment advisers, banks and other financial intermediaries across the United States, enabling F&G Annuities & Life to serve retirees, pre-retirees and financial professionals nationwide.

Since F&G Financial Group’s formation in 2013, F&G Annuities & Life has emphasized disciplined underwriting, product innovation and prudent risk management to support long-term policyholder obligations. The company maintains financial strength ratings that reflect its capital adequacy and operational resilience. Leadership at F&G combines extensive experience in insurance, asset management and reinsurance, underscoring the firm’s commitment to delivering retirement security solutions and building sustainable value for clients and shareholders.

Key Stats

• Today's Range: $34.33 to $34.74
• 50-Day Range: $30.06 to $35.53
• 52-Week Range: $30.01 to $50.75
• Volume: 97,991 shs
• Average Volume: 174,207 shs
• Market Capitalization: $4.65 billion
• P/E Ratio: 13.93
• Dividend Yield: 2.55%
• Price Target: $44.33
• Consensus Rating: Hold

F&G Annuities & Life Stock Analysis - MarketRank™

F&G Annuities & Life scored higher than 85% of companies evaluated by MarketBeat, and ranked 237th out of 930 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.0 / 5
• Analyst Rating: Hold

Consensus Rating

F&G Annuities & Life has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 3 hold ratings, and no sell ratings.

Amount of Analyst Coverage

F&G Annuities & Life has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 10.11%

Earnings Growth

Earnings for F&G Annuities & Life are expected to grow by 10.11% in the coming year, from $5.54 to $6.10 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of F&G Annuities & Life is 13.93, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 270.94.

Price to Earnings Ratio vs. Sector

The P/E ratio of F&G Annuities & Life is 13.93, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 229.12.

Price to Book Value per Share Ratio

F&G Annuities & Life has a P/B Ratio of 1.07. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.43% of the float of F&G Annuities & Life has been sold short.

Short Interest Ratio / Days to Cover

F&G Annuities & Life has a short interest ratio ("days to cover") of 2.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in F&G Annuities & Life has recently decreased by 6.84%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

F&G Annuities & Life pays a meaningful dividend of 2.56%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

F&G Annuities & Life has only been increasing its dividend for 2 years.

Dividend Coverage

The dividend payout ratio of F&G Annuities & Life is 35.48%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, F&G Annuities & Life will have a dividend payout ratio of 14.43% next year. This indicates that F&G Annuities & Life will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.43% of the float of F&G Annuities & Life has been sold short.

Short Interest Ratio / Days to Cover

F&G Annuities & Life has a short interest ratio ("days to cover") of 2.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in F&G Annuities & Life has recently decreased by 6.84%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: 1.50

News Sentiment

F&G Annuities & Life has a news sentiment score of 1.50. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.23 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 9 news articles for F&G Annuities & Life this week, compared to 3 articles on an average week.

Search Interest

Only 2 people have searched for FG on MarketBeat in the last 30 days. This is a decrease of -60% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, F&G Annuities & Life insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 2.10% of the stock of F&G Annuities & Life is held by insiders.

Percentage Held by Institutions

95.86% of the stock of F&G Annuities & Life is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

FG Stock Analysis - Frequently Asked Questions

How have FG shares performed this year?

F&G Annuities & Life's stock was trading at $41.44 on January 1st, 2025. Since then, FG stock has decreased by 16.7% and is now trading at $34.5340.

How were F&G Annuities & Life's earnings last quarter?

F&G Annuities & Life, Inc. (NYSE:FG) announced its earnings results on Wednesday, August, 6th. The company reported $0.77 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.64 by $0.13. The company earned $2.74 billion during the quarter, compared to the consensus estimate of $1.35 billion. F&G Annuities & Life had a net margin of 6.45% and a trailing twelve-month return on equity of 11.51%.
Read the conference call transcript.

Who are F&G Annuities & Life's major shareholders?

Top institutional investors of F&G Annuities & Life include Brave Warrior Advisors LLC (3.88%), Geode Capital Management LLC (0.38%), American Century Companies Inc. (0.27%) and Norges Bank (0.20%). Insiders that own company stock include National Financial I Fidelity, Christopher O Blunt, Michael L Gravelle, Douglas K Ammerman and Celina J Wang Doka.
View institutional ownership trends.

How do I buy shares of F&G Annuities & Life?

Shares of FG stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of F&G Annuities & Life own?

Based on aggregate information from My MarketBeat watchlists, some other companies that F&G Annuities & Life investors own include McKesson (MCK), Bristol Myers Squibb (BMY), NVIDIA (NVDA), Chevron (CVX), Charles Schwab (SCHW), Broadcom (AVGO) and Comcast (CMCSA).

Company Calendar

• Record date for 6/30 Dividend: 6/16/2025
• Ex-Dividend for 6/30 Dividend: 6/16/2025
• Dividend Payable: 6/30/2025
• Last Earnings: 8/06/2025
• Today: 9/01/2025
• Record date for 9/30 Dividend: 9/16/2025
• Ex-Dividend for 9/30 Dividend: 9/16/2025
• Dividend Payable: 9/30/2025
• Next Earnings (Estimated): 11/05/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: INS - LIFE
• Sub-Industry: Insurance
• Current Symbol: NYSE:FG
• CIK: 1934850
• Web: www.fglife.bm
• Phone: 515-330-3340
• Fax: N/A
• Employees: 1,338
• Year Founded: N/A

Price Target and Rating

• Average Price Target for F&G Annuities & Life: $44.33
• High Price Target: $47.00
• Low Price Target: $40.00
• Potential Upside/Downside: +28.4%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.48
• Trailing P/E Ratio: 13.93
• Forward P/E Ratio: 6.23
• P/E Growth: N/A
• Net Income: $639 million
• Net Margins: 6.45%
• Pretax Margin: 7.83%
• Return on Equity: 11.51%
• Return on Assets: 0.58%

Debt

• Debt-to-Equity Ratio: 0.49
• Current Ratio: 0.26
• Quick Ratio: 0.26

Sales & Book Value

• Annual Sales: $4.99 billion
• Price / Sales: 0.93
• Cash Flow: $8.97 per share
• Price / Cash Flow: 3.85
• Book Value: $32.33 per share
• Price / Book: 1.07

Miscellaneous

• Outstanding Shares: 134,649,000
• Free Float: 131,821,000
• Market Cap: $4.65 billion
• Optionable: Optionable
• Beta: 1.55