Synovus Financial (SNV) Stock Price, News & Analysis

Company Overview

Synovus Financial Corp. is a diversified financial services company headquartered in Columbus, Georgia. Tracing its roots to 1888 with the founding of Columbus Bank and Trust Co., Synovus has grown through strategic mergers and organic expansion to become a prominent regional bank. The company operates through its primary subsidiary, Synovus Bank, offering a full range of banking and financial services to individuals and businesses.

Synovus’s core business activities encompass commercial and consumer banking, mortgage banking, and wealth management. Its commercial banking segment provides lending solutions, treasury management, and industry-specialized financing for small to mid-sized enterprises. The consumer banking division delivers checking and savings accounts, personal loans, home equity lines of credit, and credit card services. Additionally, the company’s mortgage arm offers home purchase and refinance options, while its investment services unit supports financial planning and asset management.

Serving markets across the Southeastern United States, Synovus maintains a network of branch offices and ATM locations in Georgia, Alabama, Florida, South Carolina, and Tennessee. The bank has expanded its digital footprint with online and mobile banking platforms that enable customers to manage accounts, make payments, and apply for loans remotely. Synovus also deploys automated teller machines and specialized commercial banking centers to meet the diverse needs of retail and corporate clients.

Under the leadership of President and Chief Executive Officer Kevin Blair, Synovus emphasizes strategic growth, operational efficiency, and customer-centric innovation. The company’s executive team combines extensive banking expertise with a focus on community engagement and technological advancement. Synovus continues to prioritize digital transformation initiatives, risk management best practices, and talent development to strengthen its competitive position in the regional banking sector.

Key Stats

• Today's Range: $54.19 to $54.89
• 50-Day Range: $44.67 to $55.18
• 52-Week Range: $35.94 to $59.92
• Volume: 421,102 shs
• Average Volume: 1.36 million shs
• Market Capitalization: $7.57 billion
• P/E Ratio: 15.25
• Dividend Yield: 2.87%
• Price Target: $59.35
• Consensus Rating: Moderate Buy

Synovus Financial Stock Analysis - MarketRank™

Synovus Financial scored higher than 90% of companies evaluated by MarketBeat, and ranked 153rd out of 933 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Synovus Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.65, and is based on 11 buy ratings, 6 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Synovus Financial has been the subject of 8 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 11.45%

Earnings Growth

Earnings for Synovus Financial are expected to grow by 11.45% in the coming year, from $4.89 to $5.45 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Synovus Financial is 15.28, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.21.

Price to Earnings Ratio vs. Sector

The P/E ratio of Synovus Financial is 15.28, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.23.

Price to Earnings Growth Ratio

Synovus Financial has a PEG Ratio of 1.05. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Synovus Financial has a P/B Ratio of 1.63. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.86% of the float of Synovus Financial has been sold short.

Short Interest Ratio / Days to Cover

Synovus Financial has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Synovus Financial has recently increased by 2.33%, indicating that investor sentiment is decreasing.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Synovus Financial pays a meaningful dividend of 2.86%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Synovus Financial has only been increasing its dividend for 1 years.

Dividend Coverage

The dividend payout ratio of Synovus Financial is 43.70%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Synovus Financial will have a dividend payout ratio of 28.62% next year. This indicates that Synovus Financial will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 2.6 / 5
• Environmental Score: -0.71

Percentage of Shares Shorted

2.86% of the float of Synovus Financial has been sold short.

Short Interest Ratio / Days to Cover

Synovus Financial has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Synovus Financial has recently increased by 2.33%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 3.3 / 5
• News Sentiment: 0.86

News Sentiment

Synovus Financial has a news sentiment score of 0.86. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 18 news articles for Synovus Financial this week, compared to 9 articles on an average week.

Search Interest

1 people have searched for SNV on MarketBeat in the last 30 days.

MarketBeat Follows

2 people have added Synovus Financial to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Synovus Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 1.00% of the stock of Synovus Financial is held by insiders.

Percentage Held by Institutions

83.85% of the stock of Synovus Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

SNV Stock Analysis - Frequently Asked Questions

How have SNV shares performed this year?

Synovus Financial's stock was trading at $51.23 on January 1st, 2025. Since then, SNV stock has increased by 6.3% and is now trading at $54.4380.

How were Synovus Financial's earnings last quarter?

Synovus Financial Corp. (NYSE:SNV) posted its quarterly earnings data on Wednesday, April, 16th. The bank reported $1.30 EPS for the quarter, topping analysts' consensus estimates of $1.11 by $0.19. The bank earned $573.24 million during the quarter, compared to analyst estimates of $572.35 million. Synovus Financial had a net margin of 16.19% and a trailing twelve-month return on equity of 15.87%.
Read the conference call transcript.

Does Synovus Financial have any subsidiaries?

Synovus Financial subsidiaries include these companies: Florida Community Bank.

Who are Synovus Financial's major shareholders?

Synovus Financial's top institutional investors include Wedge Capital Management L L P NC (0.51%), TruWealth Advisors LLC (0.32%), Harbor Capital Advisors Inc. (0.08%) and Wealth Enhancement Advisory Services LLC (0.04%). Insiders that own company stock include Kevin S Blair, Allan E Kamensky, D Wayne Akins Jr, Tim E Bentsen, Daniel Zachary Bishop, Andrew J Jr Gregory and Thomas T Dierdorff.
View institutional ownership trends.

How do I buy shares of Synovus Financial?

Shares of SNV stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Synovus Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Synovus Financial investors own include Bristol Myers Squibb (BMY), Chevron (CVX), McKesson (MCK), Comcast (CMCSA), Charles Schwab (SCHW), Edwards Lifesciences (EW) and Toronto Dominion Bank (TD).

Company Calendar

• Last Earnings: 4/16/2025
• Ex-Dividend for 7/1 Dividend: 6/18/2025
• Record date for 7/1 Dividend: 6/19/2025
• Dividend Payable: 7/01/2025
• Today: 7/14/2025
• Next Earnings (Estimated): 7/16/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:SNV
• CIK: 18349
• Web: www.synovus.com
• Phone: (706) 641-6500
• Fax: 706-641-6555
• Employees: 4,775
• Year Founded: 1888

Price Target and Rating

• Average Price Target for Synovus Financial: $59.35
• High Price Target: $76.00
• Low Price Target: $46.00
• Potential Upside/Downside: +8.8%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.65
• Research Coverage: 17 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.57
• Trailing P/E Ratio: 15.28
• Forward P/E Ratio: 11.16
• P/E Growth: 1.05
• Net Income: $482.46 million
• Net Margins: 16.19%
• Pretax Margin: 20.37%
• Return on Equity: 15.87%
• Return on Assets: 1.26%

Debt

• Debt-to-Equity Ratio: 0.43
• Current Ratio: 0.88
• Quick Ratio: 0.88

Sales & Book Value

• Annual Sales: $3.43 billion
• Price / Sales: 2.21
• Cash Flow: $5.26 per share
• Price / Cash Flow: 10.37
• Book Value: $33.38 per share
• Price / Book: 1.63

Miscellaneous

• Outstanding Shares: 139,010,000
• Free Float: 137,623,000
• Market Cap: $7.58 billion
• Optionable: Optionable
• Beta: 1.19