Hawthorn Bancshares (HWBK) Stock Price, News & Analysis

Company Overview

Hawthorn Bancshares, Inc. is the bank holding company for Hawthorn Bank, a community-focused financial institution headquartered in Aurora, Missouri. Through its wholly owned subsidiary, the company provides a comprehensive range of banking and financial services to individuals, small businesses, agricultural enterprises and commercial clients across southwest Missouri and select markets in nearby states. Hawthorn Bank operates a network of full-service branches and digital banking platforms designed to meet the evolving needs of its customers.

The company’s core offerings include deposit products such as checking, savings and money market accounts, as well as consumer lending solutions comprising residential mortgages, home equity lines of credit, auto loans and personal loans. On the commercial side, Hawthorn Bancshares delivers financing for commercial real estate, equipment acquisition, working capital and agricultural operations. In addition, the company offers treasury management services, merchant services and online cash management tools to support the day-to-day operations of business clients.

Hawthorn Bancshares also maintains a trust and wealth management division that provides investment advisory, fiduciary and estate planning services. These offerings are complemented by retirement planning, insurance solutions and succession planning for family-owned businesses. By combining local decision-making with personalized service, the company seeks to build long-term relationships and deliver tailored financial strategies that address each client’s unique objectives.

Michael R. Bahna serves as President and Chief Executive Officer of Hawthorn Bancshares. Under his leadership, the company has emphasized community involvement and strategic growth initiatives, including selective branch expansions and enhancements to its digital banking capabilities. With a commitment to both urban and rural communities, Hawthorn Bancshares continues to focus on balancing traditional banking values with innovative financial solutions.

Key Stats

• Today's Range: $32.00 to $32.77
• 50-Day Range: $28.22 to $33.43
• 52-Week Range: $21.35 to $35.95
• Volume: 4,190 shs
• Average Volume: 7,528 shs
• Market Capitalization: $224.79 million
• P/E Ratio: 10.96
• Dividend Yield: 2.46%
• Price Target: N/A
• Consensus Rating: N/A

Hawthorn Bancshares Stock Analysis - MarketRank™

Hawthorn Bancshares scored higher than 51% of companies evaluated by MarketBeat, and ranked 679th out of 946 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Hawthorn Bancshares.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Hawthorn Bancshares is 10.96, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.34.

Price to Earnings Ratio vs. Sector

The P/E ratio of Hawthorn Bancshares is 10.96, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 229.81.

Price to Book Value per Share Ratio

Hawthorn Bancshares has a P/B Ratio of 1.52. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.72% of the float of Hawthorn Bancshares has been sold short.

Short Interest Ratio / Days to Cover

Hawthorn Bancshares has a short interest ratio ("days to cover") of 4.1.

Change versus previous month

Short interest in Hawthorn Bancshares has recently decreased by 10.02%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Hawthorn Bancshares pays a meaningful dividend of 2.54%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Hawthorn Bancshares has been increasing its dividend for 5 years.

Dividend Coverage

The dividend payout ratio of Hawthorn Bancshares is 26.94%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.72% of the float of Hawthorn Bancshares has been sold short.

Short Interest Ratio / Days to Cover

Hawthorn Bancshares has a short interest ratio ("days to cover") of 4.1.

Change versus previous month

Short interest in Hawthorn Bancshares has recently decreased by 10.02%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.7 / 5
• News Sentiment: 1.89

News Sentiment

Hawthorn Bancshares has a news sentiment score of 1.89. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.20 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Hawthorn Bancshares this week, compared to 2 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Hawthorn Bancshares insiders have not sold or bought any company stock.

Percentage Held by Insiders

22.70% of the stock of Hawthorn Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 30.73% of the stock of Hawthorn Bancshares is held by institutions.

HWBK Stock Analysis - Frequently Asked Questions

How have HWBK shares performed this year?

Hawthorn Bancshares' stock was trading at $28.35 at the start of the year. Since then, HWBK stock has increased by 14.8% and is now trading at $32.55.

How were Hawthorn Bancshares' earnings last quarter?

Hawthorn Bancshares, Inc. (NASDAQ:HWBK) issued its earnings results on Wednesday, July, 30th. The financial services provider reported $0.88 earnings per share for the quarter. The financial services provider earned $19.69 million during the quarter. Hawthorn Bancshares had a net margin of 18.88% and a trailing twelve-month return on equity of 13.63%.

Is Hawthorn Bancshares doing a stock buyback?

Hawthorn Bancshares' board initiated a stock buyback program on Thursday, June 5th 2025, which allows the company to repurchase $10,000,000 in shares, according to EventVestor. This means that the company could repurchase up to 4.8% of its stock through open market purchases. Stock buyback programs are typically an indication that the company's leadership believes its stock is undervalued.

Who are Hawthorn Bancshares' major shareholders?

Top institutional shareholders of Hawthorn Bancshares include FJ Capital Management LLC (3.20%), Geode Capital Management LLC (2.07%), Bridgeway Capital Management LLC (1.07%) and RBF Capital LLC (0.57%). Insiders that own company stock include Jonathan Holtaway, Philip D Freeman, Douglas Todd Eden, David T Turner, Kevin L Riley, Brent M Giles, Frank E Burkhead, Jason E Schwartz, Shawna M Hettinger, Jonathan L States and Gregg A Bexten.
View institutional ownership trends.

How do I buy shares of Hawthorn Bancshares?

Shares of HWBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Hawthorn Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Hawthorn Bancshares investors own include Occidental Petroleum (OXY), Farmers & Merchants Bancorp (FMAO), Boeing (BA), General Motors (GM), Main Street Capital (MAIN), PayPal (PYPL) and Twilio (TWLO).

Company Calendar

• Ex-Dividend for 7/1 Dividend: 6/13/2025
• Record date for 7/1 Dividend: 6/15/2025
• Dividend Payable: 7/01/2025
• Last Earnings: 7/30/2025
• Today: 9/11/2025
• Record date for 10/1 Dividend: 9/15/2025
• Ex-Dividend for 10/1 Dividend: 9/15/2025
• Dividend Payable: 10/01/2025
• Next Earnings (Estimated): 10/29/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:HWBK
• CIK: 893847
• Web: www.hawthornbancshares.com
• Phone: (573) 761-6100
• Fax: 573-761-6272
• Employees: 310
• Year Founded: 1865

Profitability

• EPS (Trailing Twelve Months): $2.97
• Trailing P/E Ratio: 10.86
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $18.26 million
• Net Margins: 18.88%
• Pretax Margin: 23.16%
• Return on Equity: 13.63%
• Return on Assets: 1.12%

Debt

• Debt-to-Equity Ratio: 1.21
• Current Ratio: 1.03
• Quick Ratio: 1.03

Sales & Book Value

• Annual Sales: $109.67 million
• Price / Sales: 2.03
• Cash Flow: $3.03 per share
• Price / Cash Flow: 10.64
• Book Value: $21.40 per share
• Price / Book: 1.51

Miscellaneous

• Outstanding Shares: 6,910,000
• Free Float: 5,338,000
• Market Cap: $222.85 million
• Optionable: Not Optionable
• Beta: 0.61