Hawthorn Bancshares (HWBK) Stock Price, News & Analysis

Company Overview

Hawthorn Bancshares, Inc. is the bank holding company for Hawthorn Bank, a community-oriented financial institution headquartered in Jefferson City, Missouri. Established in the mid-1980s, the company provides a full suite of banking and financial services designed to meet the needs of individuals, families and businesses throughout central and western Missouri. Hawthorn Bancshares is listed on the NASDAQ under the ticker symbol HWBK.

The company’s primary offerings include traditional deposit accounts such as checking, savings and certificates of deposit, complemented by a robust lending platform that covers commercial real estate, construction, agricultural, and consumer loans. Hawthorn Bank also delivers tailored cash management solutions, merchant services, and online banking tools that help clients streamline daily financial operations. An in-house wealth management division provides retirement planning, investment advisory services and trust administration, ensuring a holistic approach to client financial health.

Over the years, Hawthorn Bancshares has expanded its presence through strategic branch openings and targeted acquisitions, extending its network across multiple counties in central Missouri. In addition to its Jefferson City headquarters, the bank operates branches in surrounding communities, serving both urban and rural markets. This regional focus enables the company to maintain close relationships with clients and respond swiftly to local economic developments and opportunities.

Leadership at Hawthorn Bancshares comprises experienced banking professionals and community business leaders. The executive team, led by the president and chief executive officer, oversees a governance structure that emphasizes prudent risk management, regulatory compliance and community reinvestment. Through active participation in local development initiatives and charitable partnerships, Hawthorn Bancshares demonstrates its commitment to fostering economic growth and prosperity across its service area.

Key Stats

• Today's Range: $29.63 to $30.23
• 50-Day Range: $27.13 to $31.25
• 52-Week Range: $20.00 to $35.95
• Volume: 20,390 shs
• Average Volume: 14,600 shs
• Market Capitalization: $205.34 million
• P/E Ratio: 10.91
• Dividend Yield: 2.70%
• Price Target: N/A
• Consensus Rating: N/A

Hawthorn Bancshares Stock Analysis - MarketRank™

Hawthorn Bancshares scored higher than 35% of companies evaluated by MarketBeat, and ranked 728th out of 906 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Hawthorn Bancshares.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Hawthorn Bancshares is 10.91, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.93.

Price to Earnings Ratio vs. Sector

The P/E ratio of Hawthorn Bancshares is 10.91, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.97.

Price to Book Value per Share Ratio

Hawthorn Bancshares has a P/B Ratio of 1.38. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.22% of the float of Hawthorn Bancshares has been sold short.

Short Interest Ratio / Days to Cover

Hawthorn Bancshares has a short interest ratio ("days to cover") of 0.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Hawthorn Bancshares has recently increased by 0.80%, indicating that investor sentiment is decreasing.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Hawthorn Bancshares pays a meaningful dividend of 2.67%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Hawthorn Bancshares has been increasing its dividend for 5 years.

Dividend Coverage

The dividend payout ratio of Hawthorn Bancshares is 29.09%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.22% of the float of Hawthorn Bancshares has been sold short.

Short Interest Ratio / Days to Cover

Hawthorn Bancshares has a short interest ratio ("days to cover") of 0.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Hawthorn Bancshares has recently increased by 0.80%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 1.1 / 5
• News Sentiment: -0.10

News Sentiment

Hawthorn Bancshares has a news sentiment score of -0.10. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.73 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Hawthorn Bancshares this week, compared to 3 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Hawthorn Bancshares insiders have not sold or bought any company stock.

Percentage Held by Insiders

22.70% of the stock of Hawthorn Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 30.73% of the stock of Hawthorn Bancshares is held by institutions.

HWBK Stock Analysis - Frequently Asked Questions

How have HWBK shares performed this year?

Hawthorn Bancshares' stock was trading at $28.35 at the start of the year. Since then, HWBK shares have increased by 4.5% and is now trading at $29.63.

How were Hawthorn Bancshares' earnings last quarter?

Hawthorn Bancshares, Inc. (NASDAQ:HWBK) announced its earnings results on Wednesday, April, 30th. The financial services provider reported $0.77 earnings per share (EPS) for the quarter. The financial services provider earned $18.76 million during the quarter. Hawthorn Bancshares had a trailing twelve-month return on equity of 13.06% and a net margin of 17.52%.

Is Hawthorn Bancshares doing a stock buyback?

Hawthorn Bancshares' board authorized a stock buyback program on Thursday, June 5th 2025, which permits the company to buy back $10,000,000 in outstanding shares, according to EventVestor. This means that the company could repurchase up to 4.8% of its stock through open market purchases. Stock buyback programs are generally a sign that the company's management believes its shares are undervalued.

How do I buy shares of Hawthorn Bancshares?

Shares of HWBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Hawthorn Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Hawthorn Bancshares investors own include Occidental Petroleum (OXY), Farmers & Merchants Bancorp (FMAO), Boeing (BA), General Motors (GM), Main Street Capital (MAIN), PayPal (PYPL) and Twilio (TWLO).

Company Calendar

• Last Earnings: 4/30/2025
• Ex-Dividend for 7/1 Dividend: 6/13/2025
• Record date for 7/1 Dividend: 6/15/2025
• Dividend Payable: 7/01/2025
• Today: 7/08/2025
• Next Earnings (Estimated): 7/29/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:HWBK
• CIK: 893847
• Web: www.hawthornbancshares.com
• Phone: (573) 761-6100
• Fax: 573-761-6272
• Employees: 310
• Year Founded: 1865

Profitability

• EPS (Trailing Twelve Months): $2.75
• Trailing P/E Ratio: 10.91
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $18.26 million
• Net Margins: 17.52%
• Pretax Margin: 21.49%
• Return on Equity: 13.06%
• Return on Assets: 1.04%

Debt

• Debt-to-Equity Ratio: 1.13
• Current Ratio: 1.02
• Quick Ratio: 1.02

Sales & Book Value

• Annual Sales: $73.90 million
• Price / Sales: 2.81
• Cash Flow: $2.95 per share
• Price / Cash Flow: 10.18
• Book Value: $21.40 per share
• Price / Book: 1.40

Miscellaneous

• Outstanding Shares: 6,931,000
• Free Float: 5,358,000
• Market Cap: $207.93 million
• Optionable: Not Optionable
• Beta: 0.56