Madison County Financial (MCBK) Stock Price, News & Analysis

Company Overview

Madison County Financial, Inc. is a bank holding company headquartered in Huntsville, Alabama, operating through its wholly owned subsidiary, Madison County Bank. The company focuses on community banking services, serving individuals, small businesses and nonprofit organizations across Madison County and its surrounding areas.

Madison County Financial offers a full suite of deposit products, including checking, savings and money market accounts, as well as certificates of deposit. On the lending side, the company provides consumer loans, residential real estate financing, commercial lending and construction loans. Digital banking solutions, cash management, online bill payment and mobile banking services round out its product lineup to meet the needs of both personal and business customers.

Committed to supporting local economic growth, Madison County Financial works closely with small- to mid-sized enterprises and community organizations in North Alabama. The company’s management team brings extensive regional banking experience, and its board of directors is composed of business leaders and community stakeholders dedicated to the bank’s mission of delivering personalized financial solutions in its core market.

Key Stats

• Today's Range: $32.01 to $32.01
• 50-Day Range: $30.01 to $32.01
• 52-Week Range: $25.01 to $34.45
• Volume: 118 shs
• Average Volume: 232 shs
• Market Capitalization: $85.47 million
• P/E Ratio: N/A
• Dividend Yield: 1.91%
• Price Target: N/A
• Consensus Rating: N/A

Company Calendar

• Today: 6/08/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:MCBK
• CIK: 1547635
• Web: www.madisoncountybank.com
• Phone: (402) 454-6511
• Fax: N/A
• Employees: 51
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: 0.72
• Current Ratio: 1.08
• Quick Ratio: 1.08

Sales & Book Value

• Annual Sales: $32.34 million
• Price / Sales: 2.64
• Cash Flow: $2.55 per share
• Price / Cash Flow: 12.57
• Book Value: $37.80 per share
• Price / Book: 0.85

Miscellaneous

• Outstanding Shares: 2,670,000
• Free Float: 2,219,000
• Market Cap: $85.47 million
• Optionable: Not Optionable
• Beta: 0.10