Northpointe Bancshares (NPB) Stock Price, News & Analysis

Company Overview

Northpointe Bancshares, Inc. is a bank holding company headquartered in Grand Rapids, Michigan, serving as the parent of Northpointe Bank, National Association. Founded in 1998, the organization provides a full suite of banking and financial services to both individual and institutional clients. Through its headquarters and a network of community branches in Michigan, Northpointe Bancshares combines local relationship banking with a digital platform designed to meet the evolving needs of its customers.

The company’s core business activities include consumer and commercial deposit products, which range from checking and savings accounts to money market and certificate of deposit offerings. On the lending side, Northpointe Bancshares extends credit through residential mortgage origination, home equity lines of credit, single-family rental lending, and various commercial loan structures. Its specialty finance division focuses on equipment financing and leasing, catering to small and mid-sized businesses seeking working capital solutions or fixed asset acquisitions.

In addition to traditional banking products, Northpointe Bancshares maintains a significant mortgage servicing operation, providing end-to-end loan servicing for both government-insured and conventional portfolios. The company also leverages digital channels to originate and service loans on a nationwide basis, extending its reach beyond its core Michigan footprint. Over the years, strategic acquisitions and investments in technology have allowed Northpointe to diversify its revenue streams while maintaining strong credit quality and regulatory compliance.

Guided by a seasoned management team with deep experience in community banking, mortgage finance, and specialty lending, Northpointe Bancshares emphasizes customer-centric service and community engagement. The company’s board and executive leadership prioritize risk management, operational efficiency, and steady growth, positioning Northpointe Bancshares as a stable partner for depositors, borrowers, and shareholders alike.

Key Stats

• Today's Range: $14.51 to $15.10
• 50-Day Range: $12.90 to $15.24
• 52-Week Range: $11.43 to $15.50
• Volume: 162,907 shs
• Average Volume: 135,872 shs
• Market Capitalization: $501.39 million
• P/E Ratio: N/A
• Dividend Yield: 0.69%
• Price Target: $17.25
• Consensus Rating: Buy

NPB Stock Analysis - Frequently Asked Questions

How have NPB shares performed this year?

Northpointe Bancshares' stock was trading at $14.48 at the start of the year. Since then, NPB stock has increased by 1.2% and is now trading at $14.65.

How were Northpointe Bancshares' earnings last quarter?

Northpointe Bancshares, Inc. (NYSE:NPB) announced its quarterly earnings results on Tuesday, April, 22nd. The company reported $0.49 EPS for the quarter, topping analysts' consensus estimates of $0.48 by $0.01. The firm earned $53.26 million during the quarter, compared to analyst estimates of $50.59 million.
Read the conference call transcript.

When did Northpointe Bancshares IPO?

Northpointe Bancshares (NPB) raised $151 million in an IPO on Friday, February 14th 2025. The company issued 10,420,000 shares at $14.50 per share.

When does the company's lock-up period expire?

Northpointe Bancshares's lock-up period expires on Wednesday, August 13th. Northpointe Bancshares had issued 10,420,000 shares in its initial public offering on February 14th. The total size of the offering was $151,090,000 based on an initial share price of $14.50. After the expiration of the company's lock-up period, company insiders and major shareholders will be able to sell their shares of the company.

How do I buy shares of Northpointe Bancshares?

Shares of NPB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Record date for 5/2 Dividend: 4/15/2025
• Ex-Dividend for 5/2 Dividend: 4/15/2025
• Last Earnings: 4/22/2025
• Dividend Payable: 5/02/2025
• Today: 7/15/2025
• Record date for 8/4 Dividend: 7/15/2025
• Ex-Dividend for 8/4 Dividend: 7/15/2025
• Next Earnings (Confirmed): 7/22/2025
• Dividend Payable: 8/04/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: FIN - SVGS & LOAN
• Sub-Industry: Banking
• Current Symbol: NYSE:NPB
• Previous Symbol: NYSE:NPB
• CIK: 1336706
• Web: N/A
• Phone: (616) 974-8491
• Fax: N/A
• Employees: 541
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Northpointe Bancshares: $17.25
• High Price Target: $18.00
• Low Price Target: $16.50
• Potential Upside/Downside: +14.7%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: 2.39
• Current Ratio: 1.48
• Quick Ratio: 1.43

Sales & Book Value

• Annual Sales: $196.56 million
• Price / Sales: 2.63
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 34,365,000
• Free Float: 28,042,000
• Market Cap: $516.85 million
• Optionable: N/A
• Beta: N/A