Paragon Banking Group (PAG) Share Price, News & Analysis

Company Overview

Paragon is a specialist banking group. It offers a range of savings accounts and provide finance for landlords and small and medium-sized businesses (‘SMEs’) and residential property developers in the UK. Founded in 1985 and listed on the London Stock Exchange, it is a FTSE-250 company. Headquartered in Solihull, it employs more than 1,400 people. Its operations are organised into two lending divisions and lending is funded largely by retail deposits.

Key Stats

• Today's Range: 901 to 914
• 50-Day Range: 686.50 to 909.50
• 52-Week Range: 650.50 to 920
• Volume: 323,108 shs
• Average Volume: 838,969 shs
• Market Capitalization: £1.81 billion
• P/E Ratio: 9.75
• Dividend Yield: 4.43%
• Price Target: GBX 916.50
• Consensus Rating: Buy

Paragon Banking Group Stock Analysis - MarketRank™

Paragon Banking Group scored higher than 50% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.5 / 5
• Analyst Rating: Buy

Consensus Rating

Paragon Banking Group has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 3 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Paragon Banking Group has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Paragon Banking Group is 9.75, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 24.19.

Price to Earnings Ratio vs. Sector

The P/E ratio of Paragon Banking Group is 9.75, which means that it is trading at a less expensive P/E ratio than the Financial Services sector average P/E ratio of about 12.76.

Price to Earnings Growth Ratio

Paragon Banking Group has a PEG Ratio of 0.50. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Paragon Banking Group has a P/B Ratio of 1.36. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for PAG.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Paragon Banking Group is a leading dividend payer. It pays a dividend yield of 5.12%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Paragon Banking Group does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Paragon Banking Group is 43.17%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Short Interest

There is no current short interest data available for PAG.

News and Social Media

• Score: 1.5 / 5
• News Sentiment: 0.66

News Sentiment

Paragon Banking Group has a news sentiment score of 0.66. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Financial Services companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Paragon Banking Group this week, compared to 3 articles on an average week.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Paragon Banking Group insiders have sold 703.29% more of their company's stock than they have bought. Specifically, they have bought £20,820.24 in company stock and sold £167,246.66 in company stock.

Percentage Held by Insiders

Only 3.59% of the stock of Paragon Banking Group is held by insiders.

Percentage Held by Institutions

80.56% of the stock of Paragon Banking Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

PAG Stock Analysis - Frequently Asked Questions

How have PAG shares performed this year?

Paragon Banking Group's stock was trading at GBX 743.50 at the beginning of the year. Since then, PAG shares have increased by 21.5% and is now trading at GBX 903.50.
View the best growth stocks for 2025 here.

How were Paragon Banking Group's earnings last quarter?

Paragon Banking Group PLC (LON:PAG) announced its earnings results on Tuesday, December, 3rd. The company reported $101.10 earnings per share for the quarter. Paragon Banking Group had a trailing twelve-month return on equity of 14.13% and a net margin of 25.14%.
Read the conference call transcript.

How do I buy shares of Paragon Banking Group?

Shares of PAG stock and other U.K. stocks can be purchased through online brokerage accounts that support trading on the London Stock Exchange (LSX). Some U.K. companies can be purchased through major U.S. brokerages in the form of American Depository Receipts (ADRs), which are placeholder equities held in a trust by a bank that represent shares of a foreign stock.

What other stocks do shareholders of Paragon Banking Group own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Paragon Banking Group investors own include Lloyds Banking Group (LLOY), Premier Oil (PMO), Barclays (BARC), The Berkeley Group (BKG), Coats Group (COA), HSBC (HSBA) and Imperial Brands (IMB).

Company Calendar

• Last Earnings: 12/03/2024
• Record date for 3/7 Dividend: 2/06/2025
• Ex-Dividend for 3/7 Dividend: 2/06/2025
• Dividend Payable: 3/07/2025
• Today: 5/31/2025

Industry, Sector and Symbol

• Stock Exchange: LON
• Sector: Financial Services
• Industry: Mortgage Finance
• Sub-Industry: Retail
• Current Symbol: LON:PAG
• CIK: N/A
• Web: www.paragonbankinggroup.co.uk
• Phone: +44-84-58494000
• Fax: N/A
• Employees: 26,500
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: GBX 916.50
• High Stock Price Target: GBX 958
• Low Stock Price Target: GBX 875
• Potential Upside/Downside: +1.4%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 3 Analysts

Profitability

• EPS (Most Recent Fiscal Year): GBX 92.65
• Trailing P/E Ratio: 9.75
• Forward P/E Ratio: 8.69
• P/E Growth: 0.5
• Net Income: £185.69 million
• Net Margins: 25.14%
• Pretax Margin: N/A
• Return on Equity: 14.13%
• Return on Assets: 1.09%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: 1.48

Sales & Book Value

• Annual Sales: £738.64 million
• Price / Sales: 2.45
• Cash Flow: GBX 2,010.46 per share
• Price / Cash Flow: 0.45
• Book Value: GBX 665.81 per share
• Price / Book: 1.36

Miscellaneous

• Outstanding Shares: 200,047,846
• Free Float: N/A
• Market Cap: £1.81 billion
• Optionable: Not Optionable
• Beta: 1.52