Paragon Banking Group (PAG) Share Price, News & Analysis

Company Overview

Paragon is a specialist banking group. It offers a range of savings accounts and provide finance for landlords and small and medium-sized businesses (‘SMEs’) and residential property developers in the UK. Founded in 1985 and listed on the London Stock Exchange, it is a FTSE-250 company. Headquartered in Solihull, it employs more than 1,400 people. Its operations are organised into two lending divisions and lending is funded largely by retail deposits.

Key Stats

• Today's Range: 731.50 to 758
• 50-Day Range: 703.50 to 861
• 52-Week Range: 695.50 to 981
• Volume: 52.49 million shs
• Average Volume: 1.56 million shs
• Market Capitalization: £1.37 billion
• P/E Ratio: 8.46
• Dividend Yield: 6.02%
• Price Target: GBX 1,025.20
• Consensus Rating: Buy

Paragon Banking Group Stock Analysis - MarketRank™

Paragon Banking Group scored higher than 87% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.7 / 5
• Analyst Rating: Buy

Consensus Rating

Paragon Banking Group has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on no strong buy ratings, 5 buy ratings, no hold ratings, and no sell ratings.

Upside Potential

Paragon Banking Group has a consensus price target of GBX 1,025.20, representing about 37.8% upside from its current price of GBX 743.95.

Amount of Analyst Coverage

Paragon Banking Group has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Paragon Banking Group is 8.46, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.44.

Price to Earnings Ratio vs. Sector

The P/E ratio of Paragon Banking Group is 8.46, which means that it is trading at a less expensive P/E ratio than the Financial Services sector average P/E ratio of about 16.12.

Price to Earnings Growth Ratio

Paragon Banking Group has a PEG Ratio of 0.50. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Paragon Banking Group has a P/B Ratio of 1.12. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for PAG.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Paragon Banking Group is a leading dividend payer. It pays a dividend yield of 6.02%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Paragon Banking Group does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Paragon Banking Group is 46.42%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 1.0 / 5
• News Sentiment: -0.32

News Sentiment

Paragon Banking Group has a news sentiment score of -0.32. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.75 average news sentiment score of Financial Services companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Paragon Banking Group this week, compared to 3 articles on an average week.

Search Interest

Only 2 people have searched for PAG on MarketBeat in the last 30 days. This is a decrease of -82% compared to the previous 30 days.

Company Ownership

• Score: 2.9 / 5
• Insider Trading: Selling Shares

Cluster Insider Buying

3 insiders have purchased shares of Paragon Banking Group in the last three months. Multiple insiders buying is a strong bullish signal.

Insider Buying vs. Insider Selling

In the past three months, Paragon Banking Group insiders have sold 5,966.22% more of their company's stock than they have bought. Specifically, they have bought £21,844.50 in company stock and sold £1,325,134.65 in company stock.

Percentage Held by Insiders

2.09% of the stock of Paragon Banking Group is held by insiders.

Percentage Held by Institutions

65.65% of the stock of Paragon Banking Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

PAG Stock Analysis - Frequently Asked Questions

How have PAG shares performed this year?

Paragon Banking Group's stock was trading at GBX 854.50 on January 1st, 2026. Since then, PAG shares have decreased by 12.9% and is now trading at GBX 743.95.

How were Paragon Banking Group's earnings last quarter?

Paragon Banking Group PLC (LON:PAG) posted its quarterly earnings results on Friday, January, 16th. The company reported $91.20 earnings per share (EPS) for the quarter. Paragon Banking Group had a trailing twelve-month return on equity of 12.75% and a net margin of 21.40%.

Is Paragon Banking Group doing a stock buyback?

Paragon Banking Group's board authorized a stock repurchase plan on Wednesday, December 3rd 2025, which allows the company to buy back 0 shares, according to EventVestor. This allows the company to reacquire shares of its stock through open market purchases. Stock buyback plans are usually a sign that the company's management believes its stock is undervalued.

How do I buy shares of Paragon Banking Group?

Shares of PAG stock and other U.K. stocks can be purchased through online brokerage accounts that support trading on the London Stock Exchange (LSX). Some U.K. companies can be purchased through major U.S. brokerages in the form of American Depository Receipts (ADRs), which are placeholder equities held in a trust by a bank that represent shares of a foreign stock.

What other stocks do shareholders of Paragon Banking Group own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Paragon Banking Group investors own include Lloyds Banking Group (LLOY), Premier Oil (PMO), Barclays (BARC), The Berkeley Group (BKG), Coats Group (COA), HSBC (HSBA) and Imperial Brands (IMB).

Company Calendar

• Last Earnings: 1/16/2026
• Today: 5/07/2026

Industry, Sector and Symbol

• Stock Exchange: LON
• Sector: Financial Services
• Industry: Mortgage Finance
• Sub-Industry: Retail
• Current Symbol: LON:PAG
• CIK: N/A
• Web: www.paragonbankinggroup.co.uk
• Phone: +44-84-58494000
• Fax: N/A
• Employees: 26,500
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Paragon Banking Group: GBX 1,025.20
• High Price Target: GBX 1,055
• Low Price Target: GBX 1,000
• Potential Upside/Downside: +37.8%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): GBX 87.90
• Trailing P/E Ratio: 8.46
• Forward P/E Ratio: 7.15
• P/E Growth: 0.5
• Net Income: £185.69 million
• Net Margins: 21.40%
• Pretax Margin: N/A
• Return on Equity: 12.75%
• Return on Assets: 1.09%

Debt

• Debt-to-Equity Ratio: 120.17
• Current Ratio: 0.28
• Quick Ratio: 1.48

Sales & Book Value

• Annual Sales: £528.80 million
• Price / Sales: 2.60
• Cash Flow: GBX 1,655.43 per share
• Price / Cash Flow: 0.45
• Book Value: GBX 665.81 per share
• Price / Book: 1.12

Miscellaneous

• Outstanding Shares: 184,796,000
• Free Float: N/A
• Market Cap: £1.37 billion
• Optionable: Not Optionable
• Beta: 1.21