Brokers Set Expectations for Ally Financial Q4 Earnings

Ally Financial Inc. (NYSE:ALLY - Free Report) - Investment analysts at Zacks Research increased their Q4 2025 earnings per share (EPS) estimates for shares of Ally Financial in a report issued on Thursday, May 8th. Zacks Research analyst R. Department now expects that the financial services provider will post earnings per share of $1.01 for the quarter, up from their previous forecast of $1.00. The consensus estimate for Ally Financial's current full-year earnings is $3.57 per share. Zacks Research also issued estimates for Ally Financial's Q1 2027 earnings at $1.25 EPS and FY2027 earnings at $6.14 EPS.

Ally Financial (NYSE:ALLY - Get Free Report) last released its quarterly earnings results on Thursday, April 17th. The financial services provider reported $0.58 EPS for the quarter, topping analysts' consensus estimates of $0.43 by $0.15. The business had revenue of $1.54 billion for the quarter, compared to analyst estimates of $2.04 billion. Ally Financial had a net margin of 11.29% and a return on equity of 9.31%. During the same period last year, the firm earned $0.45 earnings per share.

Other equities analysts have also recently issued reports about the company. Jefferies Financial Group lifted their price objective on Ally Financial from $35.00 to $40.00 and gave the company a "hold" rating in a report on Thursday, January 23rd. Royal Bank of Canada reaffirmed an "outperform" rating and issued a $40.00 price target on shares of Ally Financial in a research note on Monday, April 21st. Truist Financial reduced their price objective on shares of Ally Financial from $45.00 to $41.00 and set a "buy" rating on the stock in a research note on Tuesday, April 22nd. JPMorgan Chase & Co. dropped their target price on shares of Ally Financial from $43.00 to $36.00 and set an "overweight" rating for the company in a research report on Tuesday, April 8th. Finally, Morgan Stanley reduced their price target on shares of Ally Financial from $45.00 to $39.00 and set an "outperform" rating on the stock in a research report on Monday, April 7th. For consumer lenders, the Trump Administration’s hardline approach to tariffs is “difficult to ignore” and there’s clearly more downside to the group if tariffs remain near current levels. If tariffs remain in place, risks to growth would skew meaningfully to the downside and risks to inflation to the upside, adds the analyst, who is downgrading the firm’s Consumer Finance industry view to Cautious from Attractive. Two investment analysts have rated the stock with a sell rating, seven have given a hold rating and ten have given a buy rating to the stock. According to MarketBeat.com, Ally Financial has a consensus rating of "Hold" and a consensus price target of $41.69.

Ally Financial Stock Performance

Shares of ALLY traded up $0.31 during mid-day trading on Monday, hitting $36.06. 451,513 shares of the company's stock were exchanged, compared to its average volume of 4,149,033. The company has a quick ratio of 0.93, a current ratio of 0.93 and a debt-to-equity ratio of 1.51. Ally Financial has a 52 week low of $29.52 and a 52 week high of $45.46. The stock's 50-day simple moving average is $33.86 and its 200-day simple moving average is $35.96. The firm has a market cap of $11.08 billion, a price-to-earnings ratio of 13.86, a price-to-earnings-growth ratio of 0.32 and a beta of 1.14.

Ally Financial Dividend Announcement

The company also recently announced a quarterly dividend, which was paid on Thursday, May 15th. Shareholders of record on Thursday, May 1st were given a $0.30 dividend. The ex-dividend date was Thursday, May 1st. This represents a $1.20 annualized dividend and a yield of 3.33%. Ally Financial's dividend payout ratio is presently 88.24%.

Insider Activity

In other Ally Financial news, CFO Russell E. Hutchinson acquired 8,200 shares of Ally Financial stock in a transaction that occurred on Tuesday, April 22nd. The shares were bought at an average price of $30.81 per share, with a total value of $252,642.00. Following the completion of the purchase, the chief financial officer now directly owns 236,421 shares in the company, valued at $7,284,131.01. This trade represents a 3.59% increase in their position. The acquisition was disclosed in a document filed with the SEC, which is available at the SEC website. Also, insider Stephanie N. Richard sold 8,000 shares of the firm's stock in a transaction on Wednesday, April 30th. The stock was sold at an average price of $32.14, for a total value of $257,120.00. Following the transaction, the insider now directly owns 90,387 shares of the company's stock, valued at approximately $2,905,038.18. This represents a 8.13% decrease in their ownership of the stock. The disclosure for this sale can be found here. Insiders own 0.56% of the company's stock.

Hedge Funds Weigh In On Ally Financial

Hedge funds and other institutional investors have recently made changes to their positions in the stock. Oak Thistle LLC acquired a new position in shares of Ally Financial in the 4th quarter worth approximately $1,112,000. Wealthcare Advisory Partners LLC bought a new position in Ally Financial during the fourth quarter worth $461,000. New York State Common Retirement Fund lifted its holdings in Ally Financial by 11.6% in the fourth quarter. New York State Common Retirement Fund now owns 189,643 shares of the financial services provider's stock valued at $6,829,000 after buying an additional 19,785 shares during the period. Kestra Private Wealth Services LLC boosted its position in Ally Financial by 16.1% during the fourth quarter. Kestra Private Wealth Services LLC now owns 147,933 shares of the financial services provider's stock valued at $5,327,000 after acquiring an additional 20,569 shares during the last quarter. Finally, Assenagon Asset Management S.A. grew its holdings in Ally Financial by 233.4% during the 4th quarter. Assenagon Asset Management S.A. now owns 2,430,128 shares of the financial services provider's stock worth $87,509,000 after acquiring an additional 1,701,264 shares during the period. 88.76% of the stock is owned by institutional investors and hedge funds.

Ally Financial Company Profile

Ally Financial Inc, a digital financial-services company, provides various digital financial products and services in the United States, Canada, and Bermuda. The company operates through Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations segments.