Q4 EPS Forecast for Cincinnati Financial Reduced by Analyst

Key Points

• Roth Capital has revised its Q4 2025 earnings per share (EPS) estimate for Cincinnati Financial down to $2.76 from $2.79, while maintaining a "Buy" rating and a target price of $175.00.
• Cincinnati Financial reported $1.97 EPS for its latest quarter, exceeding consensus estimates by $0.58, despite revenue of $2.48 billion falling short of expectations.
• The company declared a quarterly dividend of $0.87 per share, yielding about 2.33%, with a payout ratio of 30.18%.

Cincinnati Financial Corporation (NASDAQ:CINF - Free Report) - Analysts at Roth Capital cut their Q4 2025 earnings per share (EPS) estimates for Cincinnati Financial in a note issued to investors on Tuesday, July 29th. Roth Capital analyst H. Fong now expects that the insurance provider will post earnings per share of $2.76 for the quarter, down from their prior forecast of $2.79. Roth Capital currently has a "Buy" rating and a $175.00 target price on the stock. The consensus estimate for Cincinnati Financial's current full-year earnings is $5.36 per share. Roth Capital also issued estimates for Cincinnati Financial's Q3 2026 earnings at $1.69 EPS and Q4 2026 earnings at $3.16 EPS.

Several other equities research analysts have also commented on CINF. Wall Street Zen raised shares of Cincinnati Financial from a "sell" rating to a "hold" rating in a report on Thursday, April 17th. Keefe, Bruyette & Woods increased their price objective on shares of Cincinnati Financial from $150.00 to $167.00 and gave the company an "outperform" rating in a report on Wednesday, July 9th. Two investment analysts have rated the stock with a hold rating and four have issued a buy rating to the company. Based on data from MarketBeat.com, the company currently has an average rating of "Moderate Buy" and an average target price of $159.20.

Cincinnati Financial Stock Down 0.9%

Shares of CINF stock traded down $1.32 during trading hours on Thursday, reaching $146.19. 694,651 shares of the company's stock were exchanged, compared to its average volume of 569,180. The stock's 50 day moving average is $148.04 and its 200-day moving average is $142.93. The company has a market cap of $22.86 billion, a price-to-earnings ratio of 12.68, a P/E/G ratio of 7.46 and a beta of 0.70. The company has a current ratio of 0.29, a quick ratio of 0.29 and a debt-to-equity ratio of 0.06. Cincinnati Financial has a fifty-two week low of $123.01 and a fifty-two week high of $161.74.

Cincinnati Financial (NASDAQ:CINF - Get Free Report) last announced its quarterly earnings results on Monday, July 28th. The insurance provider reported $1.97 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $1.39 by $0.58. The firm had revenue of $2.48 billion during the quarter, compared to analyst estimates of $2.80 billion. Cincinnati Financial had a return on equity of 7.14% and a net margin of 15.59%. Cincinnati Financial's quarterly revenue was up 15.5% on a year-over-year basis. During the same quarter in the previous year, the business earned $1.29 earnings per share.

Institutional Trading of Cincinnati Financial

Several hedge funds have recently bought and sold shares of CINF. GQG Partners LLC acquired a new position in shares of Cincinnati Financial in the 1st quarter worth approximately $270,005,000. GAMMA Investing LLC raised its position in shares of Cincinnati Financial by 15,698.7% in the first quarter. GAMMA Investing LLC now owns 816,005 shares of the insurance provider's stock valued at $120,540,000 after purchasing an additional 810,840 shares during the period. Raymond James Financial Inc. increased its position in Cincinnati Financial by 558.8% during the first quarter. Raymond James Financial Inc. now owns 540,950 shares of the insurance provider's stock worth $79,909,000 after acquiring an additional 458,841 shares during the period. Charles Schwab Investment Management Inc. increased its position in Cincinnati Financial by 6.0% during the first quarter. Charles Schwab Investment Management Inc. now owns 6,364,272 shares of the insurance provider's stock worth $940,130,000 after acquiring an additional 358,018 shares during the period. Finally, Topsail Wealth Management LLC bought a new stake in Cincinnati Financial in the 4th quarter valued at $47,114,000. 65.24% of the stock is currently owned by institutional investors.

Cincinnati Financial Dividend Announcement

The firm also recently declared a quarterly dividend, which was paid on Tuesday, July 15th. Stockholders of record on Monday, June 23rd were given a $0.87 dividend. This represents a $3.48 dividend on an annualized basis and a dividend yield of 2.4%. The ex-dividend date was Monday, June 23rd. Cincinnati Financial's dividend payout ratio (DPR) is presently 30.18%.

About Cincinnati Financial

Cincinnati Financial Corporation, together with its subsidiaries, provides property casualty insurance products in the United States. It operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty, commercial property, commercial auto, and workers' compensation.