SoFi Technologies (NASDAQ:SOFI) Updates Q2 2025 Earnings Guidance

SoFi Technologies (NASDAQ:SOFI - Get Free Report) updated its second quarter 2025 earnings guidance on Tuesday. The company provided earnings per share (EPS) guidance of 0.050-0.060 for the period, compared to the consensus estimate of 0.060. The company issued revenue guidance of $785.0 million-$805.0 million, compared to the consensus revenue estimate of $791.0 million. SoFi Technologies also updated its FY 2025 guidance to 0.270-0.280 EPS.

Analyst Upgrades and Downgrades

Several analysts have recently commented on the stock. Citigroup increased their target price on shares of SoFi Technologies from $12.50 to $18.00 and gave the company a "buy" rating in a report on Tuesday, January 14th. Dbs Bank upgraded shares of SoFi Technologies to a "strong-buy" rating in a report on Friday, February 21st. Barclays increased their price target on shares of SoFi Technologies from $11.00 to $12.00 and gave the company an "equal weight" rating in a research report on Wednesday. William Blair restated an "outperform" rating on shares of SoFi Technologies in a research report on Friday, January 24th. Finally, Keefe, Bruyette & Woods restated an "underperform" rating and set a $8.00 price target (up previously from $7.00) on shares of SoFi Technologies in a research report on Thursday, January 2nd. Four research analysts have rated the stock with a sell rating, six have given a hold rating, seven have issued a buy rating and one has given a strong buy rating to the stock. According to MarketBeat.com, the company presently has a consensus rating of "Hold" and a consensus price target of $13.40.

SoFi Technologies Stock Performance

Shares of SOFI traded down $0.76 during trading hours on Wednesday, hitting $12.51. The company's stock had a trading volume of 85,781,683 shares, compared to its average volume of 46,741,751. The company has a market cap of $13.72 billion, a price-to-earnings ratio of 33.81, a PEG ratio of 2.24 and a beta of 1.86. The company has a debt-to-equity ratio of 0.52, a current ratio of 0.49 and a quick ratio of 0.18. The business has a 50 day simple moving average of $12.05 and a two-hundred day simple moving average of $13.70. SoFi Technologies has a 52-week low of $6.01 and a 52-week high of $18.42.

SoFi Technologies (NASDAQ:SOFI - Get Free Report) last issued its quarterly earnings data on Tuesday, April 29th. The company reported $0.06 EPS for the quarter, beating the consensus estimate of $0.03 by $0.03. The company had revenue of $763.81 million during the quarter, compared to analysts' expectations of $739.93 million. SoFi Technologies had a net margin of 18.64% and a return on equity of 3.82%. SoFi Technologies's revenue for the quarter was up 32.7% on a year-over-year basis. During the same quarter in the previous year, the company earned $0.02 earnings per share. On average, equities analysts expect that SoFi Technologies will post 0.26 earnings per share for the current fiscal year.

Insider Activity at SoFi Technologies

In related news, EVP Kelli Keough sold 11,181 shares of the business's stock in a transaction that occurred on Monday, April 21st. The shares were sold at an average price of $10.71, for a total transaction of $119,748.51. Following the completion of the transaction, the executive vice president now owns 215,029 shares of the company's stock, valued at approximately $2,302,960.59. The trade was a 4.94 % decrease in their ownership of the stock. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through the SEC website. Also, CTO Jeremy Rishel sold 68,625 shares of SoFi Technologies stock in a transaction that occurred on Thursday, March 20th. The shares were sold at an average price of $12.64, for a total transaction of $867,420.00. Following the sale, the chief technology officer now owns 655,118 shares of the company's stock, valued at approximately $8,280,691.52. The trade was a 9.48 % decrease in their ownership of the stock. The disclosure for this sale can be found here. Over the last 90 days, insiders sold 100,172 shares of company stock valued at $1,271,115. Corporate insiders own 2.60% of the company's stock.

Institutional Investors Weigh In On SoFi Technologies

An institutional investor recently raised its position in SoFi Technologies stock. Brighton Jones LLC raised its stake in shares of SoFi Technologies, Inc. (NASDAQ:SOFI - Free Report) by 2.0% in the 4th quarter, according to the company in its most recent disclosure with the Securities and Exchange Commission (SEC). The fund owned 719,288 shares of the company's stock after purchasing an additional 14,281 shares during the quarter. Brighton Jones LLC owned 0.07% of SoFi Technologies worth $11,077,000 as of its most recent filing with the Securities and Exchange Commission (SEC). Hedge funds and other institutional investors own 38.43% of the company's stock.

SoFi Technologies Company Profile

SoFi Technologies, Inc provides various financial services in the United States, Latin America, and Canada. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money.