UMB Financial (UMBF) Expected to Announce Quarterly Earnings on Tuesday

Key Points

• UMB Financial is set to announce its Q3 2025 earnings on October 28th, with expected earnings of $2.48 per share and revenue of $661.60 million.
• The bank reported a strong performance in its last earnings, with $2.96 EPS exceeding estimates, and revenue growth of 76.7% year-over-year.
• Analysts have varied ratings on UMB Financial stock, with a consensus price target of $138.00 and multiple firms projecting positive growth.

UMB Financial (NASDAQ:UMBF - Get Free Report) is expected to announce its Q3 2025 results after the market closes on Tuesday, October 28th. Analysts expect the company to announce earnings of $2.48 per share and revenue of $661.6020 million for the quarter. Investors can find conference call details on the company's upcoming Q3 2025 earningreport page for the latest details on the call scheduled for Wednesday, October 29, 2025 at 9:30 AM ET.

UMB Financial (NASDAQ:UMBF - Get Free Report) last issued its quarterly earnings results on Tuesday, July 29th. The bank reported $2.96 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $2.35 by $0.61. UMB Financial had a return on equity of 12.27% and a net margin of 15.42%.The firm had revenue of $689.21 million during the quarter, compared to analyst estimates of $638.25 million. During the same period last year, the company earned $2.16 EPS. UMB Financial's quarterly revenue was up 76.7% compared to the same quarter last year. On average, analysts expect UMB Financial to post $10 EPS for the current fiscal year and $11 EPS for the next fiscal year.

UMB Financial Price Performance

Shares of UMBF stock opened at $112.36 on Tuesday. UMB Financial has a 52-week low of $82.00 and a 52-week high of $129.94. The company has a debt-to-equity ratio of 0.10, a quick ratio of 0.77 and a current ratio of 0.77. The firm has a market capitalization of $8.53 billion, a P/E ratio of 12.91, a P/E/G ratio of 1.11 and a beta of 0.73. The stock has a 50 day moving average price of $118.95 and a 200 day moving average price of $108.34.

UMB Financial Dividend Announcement

The firm also recently declared a quarterly dividend, which was paid on Wednesday, October 1st. Investors of record on Wednesday, September 10th were paid a dividend of $0.40 per share. This represents a $1.60 dividend on an annualized basis and a dividend yield of 1.4%. The ex-dividend date of this dividend was Wednesday, September 10th. UMB Financial's dividend payout ratio (DPR) is currently 18.39%.

Insiders Place Their Bets

In other news, CEO J Mariner Kemper sold 15,523 shares of UMB Financial stock in a transaction on Wednesday, August 13th. The stock was sold at an average price of $116.33, for a total value of $1,805,790.59. Following the transaction, the chief executive officer directly owned 1,536,781 shares in the company, valued at approximately $178,773,733.73. This trade represents a 1.00% decrease in their position. The sale was disclosed in a legal filing with the SEC, which can be accessed through this hyperlink. Also, insider Robert Brian Beaird sold 1,205 shares of UMB Financial stock in a transaction on Wednesday, August 13th. The shares were sold at an average price of $116.17, for a total value of $139,984.85. Following the completion of the transaction, the insider owned 10,147 shares in the company, valued at $1,178,776.99. This represents a 10.61% decrease in their ownership of the stock. The disclosure for this sale can be found here. In the last three months, insiders bought 678 shares of company stock worth $75,948 and sold 20,845 shares worth $2,440,666. 5.45% of the stock is owned by insiders.

Institutional Inflows and Outflows

A number of institutional investors and hedge funds have recently made changes to their positions in UMBF. Alliancebernstein L.P. boosted its position in shares of UMB Financial by 636.7% in the 2nd quarter. Alliancebernstein L.P. now owns 1,488,618 shares of the bank's stock worth $156,543,000 after purchasing an additional 1,286,543 shares in the last quarter. State Street Corp lifted its position in UMB Financial by 7.9% during the 2nd quarter. State Street Corp now owns 4,296,190 shares of the bank's stock worth $453,461,000 after acquiring an additional 313,414 shares during the period. Invesco Ltd. lifted its position in UMB Financial by 21.9% during the 2nd quarter. Invesco Ltd. now owns 487,242 shares of the bank's stock worth $51,238,000 after acquiring an additional 87,652 shares during the period. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC lifted its position in UMB Financial by 65.2% during the 1st quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 207,881 shares of the bank's stock worth $21,017,000 after acquiring an additional 82,083 shares during the period. Finally, Raymond James Financial Inc. lifted its position in UMB Financial by 27.8% during the 2nd quarter. Raymond James Financial Inc. now owns 213,890 shares of the bank's stock worth $22,493,000 after acquiring an additional 46,495 shares during the period. 87.78% of the stock is currently owned by hedge funds and other institutional investors.

Analyst Upgrades and Downgrades

A number of equities research analysts recently issued reports on UMBF shares. Weiss Ratings reissued a "hold (c+)" rating on shares of UMB Financial in a research note on Wednesday, October 8th. Barclays set a $155.00 price objective on UMB Financial and gave the stock an "overweight" rating in a report on Wednesday, October 8th. Hovde Group began coverage on UMB Financial in a report on Monday, October 6th. They set an "outperform" rating on the stock. Royal Bank Of Canada raised their price objective on UMB Financial from $122.00 to $128.00 and gave the stock a "sector perform" rating in a report on Friday, October 10th. Finally, Wells Fargo & Company raised their price objective on UMB Financial from $125.00 to $130.00 and gave the stock an "equal weight" rating in a report on Monday, September 29th. One investment analyst has rated the stock with a Strong Buy rating, eight have given a Buy rating and four have assigned a Hold rating to the company. Based on data from MarketBeat.com, the company has an average rating of "Moderate Buy" and a consensus price target of $138.00.

UMB Financial Company Profile

UMB Financial Corporation operates as the bank holding company that provides banking services and asset servicing in the United States and internationally. The Commercial Banking segment provides commercial loans and credit card; commercial real estate financing; letters of credit; loan syndication, and consultative service; various business solutions including asset-based lending, mezzanine debt, and minority equity investment; and treasury management service, such as depository service, account reconciliation, cash management tool, accounts payable and receivable solution, electronic fund transfer and automated payment, controlled disbursement, lockbox service, and remote deposit capture service.

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