Synchrony Financial (SYF) Projected to Release Earnings on Tuesday

Key Points

• Synchrony Financial is expected to report Q3 2026 results before market open Tuesday, October 20. Analysts forecast earnings of $2.43 per share on $3.81 billion in revenue, while full-year EPS guidance is $9.25–$9.50.
• In its latest quarter, Synchrony reported $2.59 EPS, beating consensus estimates of $2.14, on revenue of $3.72 billion. Analysts expect approximately $9.40 EPS for fiscal 2026 and $10.42 for fiscal 2027.
• The company raised its quarterly dividend to $0.34 from $0.30, representing an annualized dividend of $1.36 and a 1.8% yield. Despite several price-target cuts, analysts maintain a consensus “Moderate Buy” rating with an $87.25 target price.

Synchrony Financial (NYSE:SYF - Get Free Report) is expected to be announcing its Q3 2026 results before the market opens on Tuesday, October 20th. Analysts expect the company to announce earnings of $2.43 per share and revenue of $3.81 billion for the quarter. Synchrony Financial has set its FY 2026 guidance at 9.250-9.500 EPS. Interested persons can check the company's upcoming Q3 2026 earnings overview page for the latest details on the call scheduled for Tuesday, October 20, 2026 at 8:00 AM ET.

Synchrony Financial (NYSE:SYF - Get Free Report) last posted its quarterly earnings data on Tuesday, July 21st. The financial services provider reported $2.59 EPS for the quarter, topping analysts' consensus estimates of $2.14 by $0.45. Synchrony Financial had a return on equity of 23.09% and a net margin of 15.44%. The business had revenue of $3.72 billion for the quarter, compared to analyst estimates of $3.72 billion. During the same period in the previous year, the company posted $2.50 earnings per share. On average, analysts expect Synchrony Financial to post $9.40 EPS for the current fiscal year and $10.42 EPS for the next fiscal year.

Synchrony Financial Price Performance

NYSE SYF opened at $73.58 on Tuesday. The stock has a 50-day simple moving average of $76.42 and a 200 day simple moving average of $74.36. Synchrony Financial has a twelve month low of $63.08 and a twelve month high of $88.77. The stock has a market capitalization of $23.94 billion, a PE ratio of 7.54, a P/E/G ratio of 0.63 and a beta of 1.35. The company has a debt-to-equity ratio of 1.08, a quick ratio of 1.22 and a current ratio of 1.22.

Synchrony Financial Increases Dividend

The firm also recently announced a quarterly dividend, which was paid on Monday, August 17th. Shareholders of record on Wednesday, August 5th were issued a $0.34 dividend. This is an increase from Synchrony Financial's previous quarterly dividend of $0.30. The ex-dividend date of this dividend was Wednesday, August 5th. This represents a $1.36 dividend on an annualized basis and a yield of 1.8%. Synchrony Financial's payout ratio is 13.93%.

Analyst Upgrades and Downgrades

Several research analysts have commented on the company. Royal Bank Of Canada dropped their price target on Synchrony Financial from $85.00 to $80.00 and set a "sector perform" rating on the stock in a research report on Wednesday, July 22nd. Morgan Stanley reduced their price objective on Synchrony Financial from $84.00 to $83.00 and set an "equal weight" rating for the company in a research report on Monday. Weiss Ratings raised Synchrony Financial from a "buy (b-)" rating to a "buy (b)" rating in a research report on Thursday. UBS Group lowered their price objective on shares of Synchrony Financial from $87.00 to $81.00 and set a "neutral" rating on the stock in a research note on Monday, October 5th. Finally, JPMorgan Chase & Co. lowered their price objective on shares of Synchrony Financial from $78.00 to $74.00 and set a "neutral" rating on the stock in a research note on Monday. Nine investment analysts have rated the stock with a Buy rating and eight have assigned a Hold rating to the company. According to data from MarketBeat, the stock currently has a consensus rating of "Moderate Buy" and a consensus target price of $87.25.

About Synchrony Financial

Synchrony Financial NYSE: SYF is a consumer financial services company that provides credit products and related services through partnerships with retailers, manufacturers, healthcare providers and other businesses. The company is best known for private-label credit cards and dual-use credit cards that allow consumers to finance purchases with participating brands.

Synchrony's offerings also include promotional financing, installment loans and other consumer payment solutions. Its products support spending across areas such as retail, home improvement, consumer electronics, healthcare, automotive and lifestyle purchases.

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