FY2025 EPS Forecast for Flagstar Financial Cut by Analyst

Key Points

• DA Davidson has revised its FY2025 earnings estimate for Flagstar Financial to **($0.35)** per share, down from a prior estimate of **($0.27)**, while maintaining a "Buy" rating and a target price of **$14.50**.
• Flagstar Financial reported a quarterly loss of **($0.14)** EPS, missing consensus estimates and showing a **26.1%** decrease in revenue year-over-year, amounting to **$496 million**.
• The company recently announced a quarterly dividend of **$0.01** per share, reflecting a **0.34%** dividend yield, despite currently having a negative payout ratio of **-2.42%**.

Flagstar Financial, Inc. (NYSE:FLG - Free Report) - Equities research analysts at DA Davidson dropped their FY2025 earnings per share estimates for Flagstar Financial in a research note issued on Monday, July 28th. DA Davidson analyst P. Winter now forecasts that the company will post earnings of ($0.35) per share for the year, down from their prior forecast of ($0.27). DA Davidson currently has a "Buy" rating and a $14.50 price objective on the stock. The consensus estimate for Flagstar Financial's current full-year earnings is ($0.31) per share. DA Davidson also issued estimates for Flagstar Financial's FY2026 earnings at $0.64 EPS.

Flagstar Financial (NYSE:FLG - Get Free Report) last released its quarterly earnings results on Friday, July 25th. The company reported ($0.14) EPS for the quarter, missing the consensus estimate of ($0.12) by ($0.02). Flagstar Financial had a negative return on equity of 6.60% and a negative net margin of 10.83%. The business had revenue of $496.00 million during the quarter, compared to analyst estimates of $524.33 million. The company's revenue for the quarter was down 26.1% compared to the same quarter last year.

Several other analysts have also weighed in on the company. Citigroup boosted their price objective on Flagstar Financial from $15.00 to $15.50 and gave the company a "buy" rating in a report on Thursday, May 15th. JPMorgan Chase & Co. lowered their price objective on Flagstar Financial from $13.00 to $12.00 and set a "neutral" rating for the company in a report on Tuesday, July 1st. Truist Financial lowered their price objective on Flagstar Financial from $13.00 to $12.00 and set a "hold" rating for the company in a report on Friday, July 11th. Wall Street Zen lowered Flagstar Financial from a "hold" rating to a "sell" rating in a report on Thursday, May 22nd. Finally, Stephens reaffirmed an "equal weight" rating and set a $12.50 target price on shares of Flagstar Financial in a report on Thursday, June 12th. One analyst has rated the stock with a sell rating, five have given a hold rating and four have given a buy rating to the stock. According to MarketBeat, the stock currently has an average rating of "Hold" and an average target price of $13.22.

Flagstar Financial Stock Down 0.9%

Shares of NYSE:FLG traded down $0.10 during trading on Wednesday, hitting $11.19. The company's stock had a trading volume of 7,635,948 shares, compared to its average volume of 6,655,917. The company has a debt-to-equity ratio of 1.74, a quick ratio of 1.02 and a current ratio of 1.02. The company has a market capitalization of $4.64 billion, a PE ratio of -6.78 and a beta of 1.11. Flagstar Financial has a fifty-two week low of $8.56 and a fifty-two week high of $13.35. The stock's 50-day moving average price is $11.42 and its two-hundred day moving average price is $11.47.

Flagstar Financial Announces Dividend

The company also recently announced a quarterly dividend, which will be paid on Wednesday, September 17th. Shareholders of record on Sunday, September 7th will be given a $0.01 dividend. This represents a $0.04 dividend on an annualized basis and a yield of 0.4%. The ex-dividend date is Friday, September 5th. Flagstar Financial's dividend payout ratio is -2.42%.

Institutional Investors Weigh In On Flagstar Financial

A number of institutional investors have recently added to or reduced their stakes in the company. Teacher Retirement System of Texas acquired a new stake in shares of Flagstar Financial during the 2nd quarter valued at $501,000. Envestnet Asset Management Inc. acquired a new stake in shares of Flagstar Financial during the 2nd quarter valued at $1,022,000. Nisa Investment Advisors LLC acquired a new stake in shares of Flagstar Financial during the 2nd quarter valued at $104,000. Sage Mountain Advisors LLC acquired a new stake in shares of Flagstar Financial during the 2nd quarter valued at $109,000. Finally, Ground Swell Capital LLC acquired a new stake in shares of Flagstar Financial during the 2nd quarter valued at $276,000. 67.88% of the stock is currently owned by institutional investors and hedge funds.

About Flagstar Financial

Flagstar Financial, Inc operates as the bank holding company for Flagstar Bank, N.A. that provides banking products and services in the United States. The company's deposit products include interest-bearing checking and money market, savings, non-interest-bearing, and retirement accounts, as well as certificates of deposit.