Q4 EPS Estimate for Truist Financial Lowered by Analyst

Truist Financial Corporation (NYSE:TFC - Free Report) - Stock analysts at Zacks Research cut their Q4 2025 earnings estimates for shares of Truist Financial in a research note issued to investors on Thursday, August 7th. Zacks Research analyst R. Department now anticipates that the insurance provider will post earnings of $1.05 per share for the quarter, down from their previous estimate of $1.06. The consensus estimate for Truist Financial's current full-year earnings is $4.00 per share. Zacks Research also issued estimates for Truist Financial's FY2027 earnings at $4.73 EPS.

Truist Financial (NYSE:TFC - Get Free Report) last announced its quarterly earnings data on Friday, July 18th. The insurance provider reported $0.91 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.93 by ($0.02). Truist Financial had a net margin of 16.82% and a return on equity of 8.69%. The firm had revenue of $5.04 billion during the quarter, compared to analyst estimates of $5.04 billion. During the same period in the prior year, the firm posted $0.91 earnings per share. The business's quarterly revenue was down 406.0% compared to the same quarter last year.

A number of other research firms have also recently weighed in on TFC. Argus set a $43.00 price target on shares of Truist Financial in a research note on Monday, April 21st. Wall Street Zen raised shares of Truist Financial from a "sell" rating to a "hold" rating in a research note on Wednesday, May 7th. Keefe, Bruyette & Woods cut shares of Truist Financial from an "outperform" rating to a "market perform" rating and set a $48.00 price target on the stock. in a research note on Wednesday, July 9th. Piper Sandler lowered their price target on shares of Truist Financial from $45.00 to $41.00 and set a "neutral" rating on the stock in a research note on Monday, April 21st. Finally, Morgan Stanley reaffirmed a "mixed" rating on shares of Truist Financial in a research note on Monday, July 21st. Six equities research analysts have rated the stock with a hold rating, ten have given a buy rating and two have issued a strong buy rating to the stock. Based on data from MarketBeat.com, the stock has an average rating of "Moderate Buy" and an average price target of $48.65.

Truist Financial Price Performance

Shares of NYSE:TFC traded up $1.20 on Monday, reaching $44.03. 8,368,744 shares of the company were exchanged, compared to its average volume of 7,591,049. The company has a current ratio of 0.86, a quick ratio of 0.86 and a debt-to-equity ratio of 0.75. Truist Financial has a 1-year low of $33.56 and a 1-year high of $49.06. The firm has a market cap of $56.77 billion, a price-to-earnings ratio of 12.00, a price-to-earnings-growth ratio of 1.60 and a beta of 0.87. The company has a 50-day moving average of $43.02 and a 200-day moving average of $41.93.

Truist Financial Announces Dividend

The company also recently disclosed a quarterly dividend, which will be paid on Tuesday, September 2nd. Shareholders of record on Friday, August 8th will be paid a dividend of $0.52 per share. The ex-dividend date of this dividend is Friday, August 8th. This represents a $2.08 dividend on an annualized basis and a yield of 4.7%. Truist Financial's dividend payout ratio is currently 56.68%.

Insider Buying and Selling

In other news, insider Bradley D. Bender sold 12,540 shares of the company's stock in a transaction dated Tuesday, July 22nd. The stock was sold at an average price of $45.19, for a total value of $566,682.60. Following the transaction, the insider owned 500 shares in the company, valued at $22,595. This represents a 96.17% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available at this link. Corporate insiders own 0.14% of the company's stock.

Hedge Funds Weigh In On Truist Financial

Large investors have recently made changes to their positions in the business. Wealth Preservation Advisors LLC acquired a new position in Truist Financial in the first quarter worth approximately $25,000. Navigoe LLC acquired a new position in Truist Financial in the fourth quarter worth approximately $26,000. Aspect Partners LLC increased its holdings in Truist Financial by 71.5% in the second quarter. Aspect Partners LLC now owns 643 shares of the insurance provider's stock worth $28,000 after buying an additional 268 shares during the last quarter. Centennial Bank AR increased its holdings in Truist Financial by 360.2% in the first quarter. Centennial Bank AR now owns 741 shares of the insurance provider's stock worth $30,000 after buying an additional 580 shares during the last quarter. Finally, Princeton Global Asset Management LLC acquired a new position in Truist Financial in the second quarter worth approximately $30,000. Institutional investors and hedge funds own 71.28% of the company's stock.

About Truist Financial

Truist Financial Corporation, a financial services company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through three segments: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings.Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts.