Zacks Research Has Bearish Estimate for SIGI Q4 Earnings

Key Points

• Zacks Research has revised its Q4 2025 earnings estimate for Selective Insurance Group, lowering it from $2.18 to $2.17 per share.
• The company recently reported Q2 earnings of $1.31 per share, missing consensus expectations of $1.55 per share.
• Selective Insurance Group's stock is currently rated as a "Hold" with a consensus price target of $87.33.

Selective Insurance Group, Inc. (NASDAQ:SIGI - Free Report) - Equities research analysts at Zacks Research cut their Q4 2025 EPS estimates for shares of Selective Insurance Group in a research note issued to investors on Tuesday, August 12th. Zacks Research analyst R. Department now forecasts that the insurance provider will earn $2.17 per share for the quarter, down from their prior estimate of $2.18. The consensus estimate for Selective Insurance Group's current full-year earnings is $7.62 per share. Zacks Research also issued estimates for Selective Insurance Group's Q2 2027 earnings at $1.99 EPS and FY2027 earnings at $8.82 EPS.

Selective Insurance Group (NASDAQ:SIGI - Get Free Report) last announced its quarterly earnings data on Wednesday, July 23rd. The insurance provider reported $1.31 earnings per share (EPS) for the quarter, missing the consensus estimate of $1.55 by ($0.24). The firm had revenue of $1.29 billion for the quarter, compared to analyst estimates of $1.32 billion. Selective Insurance Group had a net margin of 7.50% and a return on equity of 12.61%. During the same quarter in the previous year, the company earned ($1.10) EPS.

Other analysts have also recently issued reports about the stock. Keefe, Bruyette & Woods dropped their target price on shares of Selective Insurance Group from $92.00 to $84.00 and set a "market perform" rating on the stock in a report on Monday, July 28th. Piper Sandler dropped their price objective on shares of Selective Insurance Group from $88.00 to $79.00 and set a "neutral" rating on the stock in a research note on Friday, July 25th. Wall Street Zen upgraded Selective Insurance Group from a "hold" rating to a "buy" rating in a research note on Thursday, May 15th. Morgan Stanley lowered Selective Insurance Group from an "equal weight" rating to an "underweight" rating and lowered their target price for the company from $86.00 to $72.00 in a report on Tuesday, August 5th. Finally, BMO Capital Markets set a $88.00 price target on Selective Insurance Group and gave the stock an "outperform" rating in a report on Tuesday, August 5th. One investment analyst has rated the stock with a Buy rating, four have given a Hold rating and two have assigned a Sell rating to the company. According to data from MarketBeat, the stock has an average rating of "Reduce" and a consensus target price of $87.33.

Selective Insurance Group Stock Performance

Shares of SIGI stock traded up $1.0950 on Thursday, hitting $76.8750. 173,266 shares of the stock traded hands, compared to its average volume of 453,378. The company's fifty day moving average is $83.47 and its 200 day moving average is $85.70. Selective Insurance Group has a 1-year low of $71.75 and a 1-year high of $103.56. The company has a market capitalization of $4.68 billion, a PE ratio of 12.57 and a beta of 0.47. The company has a debt-to-equity ratio of 0.28, a current ratio of 0.33 and a quick ratio of 0.33.

Selective Insurance Group Dividend Announcement

The business also recently declared a quarterly dividend, which will be paid on Tuesday, September 2nd. Stockholders of record on Friday, August 15th will be paid a $0.38 dividend. This represents a $1.52 dividend on an annualized basis and a dividend yield of 2.0%. The ex-dividend date of this dividend is Friday, August 15th. Selective Insurance Group's dividend payout ratio is currently 24.88%.

Insiders Place Their Bets

In related news, EVP Joseph Eppers acquired 1,402 shares of the stock in a transaction that occurred on Friday, July 25th. The shares were acquired at an average price of $76.82 per share, for a total transaction of $107,701.64. Following the completion of the purchase, the executive vice president directly owned 12,492 shares of the company's stock, valued at $959,635.44. The trade was a 12.64% increase in their ownership of the stock. The purchase was disclosed in a legal filing with the SEC, which is available through the SEC website. Also, Director Terrence W. Cavanaugh bought 2,000 shares of the company's stock in a transaction that occurred on Friday, July 25th. The shares were purchased at an average cost of $75.72 per share, for a total transaction of $151,440.00. Following the acquisition, the director owned 25,295 shares of the company's stock, valued at $1,915,337.40. This represents a 8.59% increase in their ownership of the stock. The disclosure for this purchase can be found here. Over the last ninety days, insiders purchased 10,602 shares of company stock valued at $817,440. 1.00% of the stock is currently owned by insiders.

Institutional Investors Weigh In On Selective Insurance Group

Several hedge funds and other institutional investors have recently bought and sold shares of the business. Vanguard Group Inc. lifted its holdings in Selective Insurance Group by 2.0% in the 1st quarter. Vanguard Group Inc. now owns 6,756,225 shares of the insurance provider's stock valued at $618,465,000 after acquiring an additional 135,324 shares during the last quarter. AQR Capital Management LLC raised its holdings in shares of Selective Insurance Group by 174.6% in the 2nd quarter. AQR Capital Management LLC now owns 1,593,645 shares of the insurance provider's stock worth $137,340,000 after purchasing an additional 1,013,371 shares in the last quarter. Vaughan Nelson Investment Management L.P. lifted its stake in Selective Insurance Group by 2.0% during the second quarter. Vaughan Nelson Investment Management L.P. now owns 1,150,662 shares of the insurance provider's stock valued at $99,705,000 after purchasing an additional 22,410 shares during the last quarter. Boston Trust Walden Corp lifted its stake in Selective Insurance Group by 6.0% during the second quarter. Boston Trust Walden Corp now owns 1,109,922 shares of the insurance provider's stock valued at $96,175,000 after purchasing an additional 63,255 shares during the last quarter. Finally, Northern Trust Corp boosted its holdings in Selective Insurance Group by 9.3% during the fourth quarter. Northern Trust Corp now owns 1,052,142 shares of the insurance provider's stock worth $98,396,000 after buying an additional 89,692 shares in the last quarter. 82.88% of the stock is currently owned by institutional investors.

About Selective Insurance Group

Selective Insurance Group, Inc, together with its subsidiaries, provides insurance products and services in the United States. The company operates through four segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments. It offers casualty insurance products that covers the financial consequences of employee injuries in the course of employment and bodily injury and/or property damage to a third party; property insurance products, which covers the accidental loss of an insured's real property, personal property, and/or earnings due to the property's loss; and flood insurance products.