Alfa Financial Software (ALFA) Share Price, News & Analysis

Company Overview

Alfa has been delivering leading-edge technology to the global asset finance and leasing industry since 1990. Our specialised expertise enables us to deliver the most challenging systems transformation projects successfully. Alfa Systems, our class-leading SaaS platform, is at the heart of the world's largest and most progressive asset finance operations. Supporting all types of automotive, equipment and wholesale finance, Alfa Systems is proven at volume and across borders, and trusted by leading brands to manage complex portfolios, drive efficiency and sustainability, and enhance the customer experience. With full functionality for originations, servicing and collections, Alfa Systems is live in 37 countries, representing an integrated point solution, a rapid off-the-shelf implementation, or an end-to-end platform for the complex global enterprise. Alfa Systems 6, a breakthrough iteration of our software platform, was launched in 2024. Alfa maintains exceptional customer satisfaction through an impeccable track record, with our experience and performance unrivalled in the industry. Our customers stick with us for the long term, because we deliver value that lasts for decades. Alfa has offices all over Europe, Australasia and the Americas. For more information, visit us at alfasystems.com or on LinkedIn.

Key Stats

• Today's Range: 153.40 to 159.40
• 50-Day Range: 142.38 to 162.20
• 52-Week Range: 140.40 to 252
• Volume: 3.95 million shs
• Average Volume: 2.10 million shs
• Market Capitalization: £472.65 million
• P/E Ratio: 15.68
• Dividend Yield: 0.97%
• Price Target: GBX 269.67
• Consensus Rating: Buy

Alfa Financial Software Stock Analysis - MarketRank™

Alfa Financial Software scored higher than 51% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.9 / 5
• Analyst Rating: Buy

Consensus Rating

Alfa Financial Software has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on no strong buy ratings, 3 buy ratings, no hold ratings, and no sell ratings.

Upside Potential

Alfa Financial Software has a consensus price target of GBX 269.67, representing about 69.6% upside from its current price of GBX 159.

Amount of Analyst Coverage

Alfa Financial Software has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Alfa Financial Software is 15.68, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.20.

Price to Earnings Ratio vs. Sector

The P/E ratio of Alfa Financial Software is 15.68, which means that it is trading at a less expensive P/E ratio than the Computer and Technology sector average P/E ratio of about 79.91.

Price to Earnings Growth Ratio

Alfa Financial Software has a PEG Ratio of 4.19. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Alfa Financial Software has a P/B Ratio of 10.69. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for ALFA.

Dividend

• Score: 0.8 / 5
• Dividend Strength: Weak

Dividend Yield

Alfa Financial Software has a dividend yield of 0.97%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

Alfa Financial Software does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Alfa Financial Software is 13.81%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: N/A

Search Interest

Only 1 people have searched for ALFA on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 1.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Alfa Financial Software insiders have not sold or bought any company stock.

Percentage Held by Insiders

58.24% of the stock of Alfa Financial Software is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

24.35% of the stock of Alfa Financial Software is held by institutions.

Company Calendar

• Last Earnings: 3/12/2026
• Today: 5/29/2026

Industry, Sector and Symbol

• Stock Exchange: LON
• Sector: Computer and Technology
• Industry: Software - Application
• Sub-Industry: N/A
• Current Symbol: LON:ALFA
• CIK: N/A
• Web: investors.alfasystems.com
• Phone: +44-20-75881800
• Fax: N/A
• Employees: 475
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Alfa Financial Software: GBX 269.67
• High Price Target: GBX 275
• Low Price Target: GBX 264
• Potential Upside/Downside: +69.6%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): GBX 10.14
• Trailing P/E Ratio: 15.68
• Forward P/E Ratio: 18.15
• P/E Growth: 4.19
• Net Income: £22.47 million
• Net Margins: 23.76%
• Pretax Margin: N/A
• Return on Equity: 58.56%
• Return on Assets: 22.20%

Debt

• Debt-to-Equity Ratio: 17.99
• Current Ratio: 1.60
• Quick Ratio: 1.37

Sales & Book Value

• Annual Sales: £126.70 million
• Price / Sales: 3.73
• Cash Flow: GBX 6.87 per share
• Price / Cash Flow: 23.15
• Book Value: GBX 14.87 per share
• Price / Book: 10.69

Miscellaneous

• Outstanding Shares: 297,264,000
• Free Float: N/A
• Market Cap: £472.65 million
• Optionable: Not Optionable
• Beta: 0.18