International Personal Finance (IPF) Share Price, News & Analysis

Company Overview

International Personal Finance plc is helping to build a better world through financial inclusion by providing affordable credit products and insurance services to underserved consumers across nine markets. Our 1.7 million customers, who have low to medium incomes and a limited credit history, turn to us to fulfil their plans when it really matters. As a group of people who are often financially excluded, we play a vital role in society by responsibly providing unsecured, affordable credit tailored to meet their personal needs and financial circumstances, as well as a variety of great value home, medical and life insurances to help them and their families. There is significant demand for affordable credit within our target demographic, and we see substantial and sustainable long-term growth opportunities through meeting the needs of more consumers with an increased choice of products and distribution channels. Our history of growth and innovation has successfully helped meet the credit needs of more than 15 million customers, created genuine career opportunities for our people to develop and grow, and generated more than £1 billion of profit in the past decade. For more information visit www.ipfin.co.uk.

Key Stats

• Today's Range: 170.40 to 174.80
• 50-Day Range: 145.40 to 174.80
• 52-Week Range: 119.50 to 174.80
• Volume: 254,135 shs
• Average Volume: 494,881 shs
• Market Capitalization: £374.41 million
• P/E Ratio: 8.35
• Dividend Yield: 6.38%
• Price Target: N/A
• Consensus Rating: Buy

IPF Stock Analysis - Frequently Asked Questions

How have IPF shares performed this year?

International Personal Finance's stock was trading at GBX 130 on January 1st, 2025. Since then, IPF shares have increased by 32.5% and is now trading at GBX 172.28.

How were International Personal Finance's earnings last quarter?

International Personal Finance plc (LON:IPF) posted its quarterly earnings results on Wednesday, February, 26th. The company reported $27.30 earnings per share (EPS) for the quarter. International Personal Finance had a trailing twelve-month return on equity of 9.98% and a net margin of 6.45%.
Read the conference call transcript.

How do I buy shares of International Personal Finance?

Shares of IPF stock and other U.K. stocks can be purchased through online brokerage accounts that support trading on the London Stock Exchange (LSX). Some U.K. companies can be purchased through major U.S. brokerages in the form of American Depository Receipts (ADRs), which are placeholder equities held in a trust by a bank that represent shares of a foreign stock.

What other stocks do shareholders of International Personal Finance own?

Based on aggregate information from My MarketBeat watchlists, some other companies that International Personal Finance investors own include Cobham (COB), CyanConnode (CYAN), St. James's Place (STJ), Marston's (MARS), South32 (S32), SafeCharge International Group (SCH) and Sirius Minerals (SXX).

Company Calendar

• Last Earnings: 2/26/2025
• Record date for 5/12 Dividend: 4/10/2025
• Ex-Dividend for 5/12 Dividend: 4/10/2025
• Dividend Payable: 5/12/2025
• Today: 7/14/2025

Industry, Sector and Symbol

• Stock Exchange: LON
• Sector: Financial Services
• Industry: Credit Services
• Sub-Industry: Electronic Equipment
• Current Symbol: LON:IPF
• CIK: N/A
• Web: www.ipfin.co.uk
• Phone: +44-113-2856700
• Fax: N/A
• Employees: 6,230
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): GBX 20.64
• Trailing P/E Ratio: 8.35
• Forward P/E Ratio: 7.80
• P/E Growth: 0.32
• Net Income: £44.87 million
• Net Margins: 6.45%
• Pretax Margin: N/A
• Return on Equity: 9.98%
• Return on Assets: 8.81%

Debt

• Debt-to-Equity Ratio: 117.92
• Current Ratio: 3.58
• Quick Ratio: 3.69

Sales & Book Value

• Annual Sales: £695.42 million
• Price / Sales: 0.54
• Cash Flow: GBX 45.74 per share
• Price / Cash Flow: 3.77
• Book Value: GBX 202.40 per share
• Price / Book: 0.85

Miscellaneous

• Outstanding Shares: 217,324,006
• Free Float: N/A
• Market Cap: £374.41 million
• Optionable: Not Optionable
• Beta: 1.33