American River Bankshares is a bank holding company. The Company's banking subsidiary is American River Bank (the Bank). The Bank's primary business is serving the commercial banking needs of small to mid-sized businesses. The Bank accepts checking and savings deposits; offers money market deposit accounts and certificates of deposit; makes secured and unsecured commercial loans, secured real estate loans, and other installment and term loans, and offers other customary banking services. The Bank also conducts lease financing for various types of business equipment, from computer software to heavy earth-moving equipment. It serves various communities located in Sacramento, Placer, Yolo, El Dorado, Sonoma and Amador counties. It also serves Alameda, Contra Costa and Santa Clara Counties through loan production offices located in the Cities of San Jose and San Ramon. Its loans include real estate construction loans; lease financing receivable; agriculture loans, and consumer loans.
Industry, Sector and Symbol:
Capitalization:- Market Cap: $84.82 million
- Outstanding Shares: 6,278,000
Average Prices:- 50 Day Moving Avg: $13.42
- 200 Day Moving Avg: $14.17
- 52 Week Range: $10.50 - $15.99
P/E:- Trailing P/E Ratio: 14.39
- Foreward P/E Ratio: 15.11
- P/E Growth: 1.12
Sales & Book Value:- Annual Revenue: $23 million
- Price / Sales: 3.67
- Book Value: $12.96 per share
- Price / Book: 1.04
Dividend:- Annual Dividend: $0.20
- Dividend Yield: 1.5%
Profitability:- Net Margins: 27.46%
- Return on Equity: 7.46%
- Return on Assets: 0.95%
Debt:- Debt-to-Equity Ratio: 0.17%
- Current Ratio: 0.62%
- Quick Ratio: 0.62%
Misc:- Average Volume: 8,142 shs.
- Beta: 0.39
- Short Ratio: 0.96
Frequently Asked Questions for American River Bankshares (NASDAQ:AMRB)
What is American River Bankshares' stock symbol?
American River Bankshares trades on the NASDAQ under the ticker symbol "AMRB."
How often does American River Bankshares pay dividends? What is the dividend yield for American River Bankshares?
American River Bankshares declared a quarterly dividend on Thursday, July 20th. Stockholders of record on Wednesday, August 2nd will be given a dividend of $0.05 per share on Wednesday, August 16th. This represents a $0.20 dividend on an annualized basis and a dividend yield of 1.49%. The ex-dividend date of this dividend is Monday, July 31st. View American River Bankshares' Dividend History.
How will American River Bankshares' stock buyback program work?
American River Bankshares declared that its Board of Directors has authorized a share buyback program on Wednesday, April 12th 2017, which permits the company to buyback 330,000 outstanding shares, according to EventVestor. This buyback authorization permits the company to reacquire shares of its stock through open market purchases. Shares buyback programs are generally an indication that the company's board believes its shares are undervalued.
How were American River Bankshares' earnings last quarter?
American River Bankshares (NASDAQ:AMRB) posted its quarterly earnings data on Thursday, July, 20th. The company reported $0.20 earnings per share for the quarter, hitting the Thomson Reuters' consensus estimate of $0.20. The firm earned $5.31 million during the quarter, compared to analyst estimates of $5.35 million. American River Bankshares had a net margin of 27.46% and a return on equity of 7.46%. View American River Bankshares' Earnings History.
When will American River Bankshares make its next earnings announcement?
Where is American River Bankshares' stock going? Where will American River Bankshares' stock price be in 2017?
2 brokers have issued 12 month price targets for American River Bankshares' stock. Their forecasts range from $12.50 to $12.50. On average, they expect American River Bankshares' stock price to reach $12.50 in the next year. View Analyst Ratings for American River Bankshares.
Who are some of American River Bankshares' key competitors?
Some companies that are related to American River Bankshares include Two River Bancorp (TRCB), DNB Financial Corp (DNBF), 1st Constitution Bancorp (NJ) (FCCY), First Community Corporation (FCCO), Select Bancorp (SLCT), Salisbury Bancorp (SAL), HopFed Bancorp (HFBC), Mackinac Financial Corporation (MFNC), Patriot National Bancorp (PNBK), Anchor Bancorp (ANCB), 1st Century Bancshares (FCTY), 1st United Bancorp Inc (Florida) (FUBC), Associated Banc Corp (ASBC), BNC Bancorp (BNCN), Bridge Capital Holdings (BBNK), CapitalSource (CSE), First Financial Holdings (FFCH) and First Trust California Municipal High income ETF (FCAL).
Who are American River Bankshares' key executives?
American River Bankshares' management team includes the folowing people:
- Charles D. Fite, Independent Chairman of the Board
- David T. Taber, President, Chief Executive Officer, Director
- Mitchell A. Derenzo, Chief Financial Officer, Executive Vice President
- Kevin B. Bender, Chief Operating Officer, Executive Vice President
- Loren E. Hunter, Executive Vice President, Chief Credit Officer
- Stephen H. Waks, Corporate Secretary, Independent Director
- Jeffery Owensby, Director
- Kimberly Ann Box, Independent Director
- William A. Robotham CPA, Independent Director
- Philip A. Wright, Independent Director
Who owns American River Bankshares stock?
American River Bankshares' stock is owned by a variety of of retail and institutional investors. Top institutional shareholders include Banc Funds Co. LLC (6.05%), Dimensional Fund Advisors LP (5.46%), Pacific Ridge Capital Partners LLC (4.03%), Vanguard Group Inc. (3.50%), Eidelman Virant Capital (1.31%) and M3F Inc. (1.18%). Company insiders that own American River Bankshares stock include David T Taber, Jeffrey Owensby and Kevin Bender. View Institutional Ownership Trends for American River Bankshares.
Who sold American River Bankshares stock? Who is selling American River Bankshares stock?
American River Bankshares' stock was sold by a variety of institutional investors in the last quarter, including M3F Inc., Pacific Ridge Capital Partners LLC, Banc Funds Co. LLC and White Pine Capital LLC. Company insiders that have sold American River Bankshares stock in the last year include David T Taber and Kevin Bender. View Insider Buying and Selling for American River Bankshares.
Who bought American River Bankshares stock? Who is buying American River Bankshares stock?
American River Bankshares' stock was bought by a variety of institutional investors in the last quarter, including Eidelman Virant Capital, Hilton Capital Management LLC, Wedbush Securities Inc., Dimensional Fund Advisors LP, JPMorgan Chase & Co., Vanguard Group Inc. and Globeflex Capital L P. View Insider Buying and Selling for American River Bankshares.
How do I buy American River Bankshares stock?
Shares of American River Bankshares can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is American River Bankshares' stock price today?
One share of American River Bankshares stock can currently be purchased for approximately $13.45.
MarketBeat Community Rating for American River Bankshares (NASDAQ AMRB)MarketBeat's community ratings are surveys of what our community members think about American River Bankshares and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.
Consensus Ratings for American River Bankshares (NASDAQ:AMRB) (How are Consensus Ratings Calculated?) MarketBeat calculates consensus ratings using the most recent rating from each brokerage that has rated a stock within the last twelve months. Since brokers often use different ratings systems, each rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings. Each stock's consensus rating is derived from its calculated consensus ratings score (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months.
MarketBeat will no longer include ratings and price target data in its consensus calculation if a broker drops coverage and MarketBeat has received a report that coverage was dropped. Ratings from certain research firms that issue ratings using purely quantitative methods (such as Zacks, Vetr and ValuEngine) are not included in consensus calculations. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
| Ratings Breakdown: | 1 Sell Rating, 1 Hold Rating |
| Consensus Rating: | Hold (Score: 1.50) |
| Consensus Price Target: | $12.50 (7.06% downside) |
Analysts' Ratings History for American River Bankshares (NASDAQ:AMRB)
Show:
| Date | Firm | Action | Rating | Price Target | Impact on Share Price | Details |
|---|
| 8/10/2017 | Raymond James Financial, Inc. | Downgrade | Market Perform -> Underperform | | Low |  |
| 11/10/2016 | Sandler O'Neill | Downgrade | Buy -> Hold | $12.00 -> $12.50 | N/A | |
(Data available from 9/21/2015 forward)
Earnings History for American River Bankshares (NASDAQ:AMRB)Earnings History by Quarter for American River Bankshares (NASDAQ AMRB)| Date | Quarter | Consensus Estimate | Actual EPS | Revenue Estimate | Actual Revenue | Release Link | Conference Call | Details |
|---|
| 10/19/2017 | | | | | | | | |
| 7/20/2017 | Q2 2017 | $0.20 | $0.20 | $5.35 million | $5.31 million | View | N/A | |
| 4/20/2017 | Q1 2017 | $0.20 | $0.18 | $5.55 million | $5.23 million | View | N/A | |
| 1/26/2017 | Q4 2016 | $0.21 | $0.29 | $5.60 million | $5.64 million | View | N/A | |
| 10/20/2016 | Q3 | $0.20 | $0.27 | $5.60 million | $5.48 million | View | Listen | |
| 7/21/2016 | Q2 | $0.19 | $0.19 | $5.70 million | $5.37 million | View | Listen | |
| 4/21/2016 | Q1 | $0.19 | $0.19 | $5.70 million | $5.80 million | View | Listen | |
| 1/28/2016 | Q4 | $0.18 | $0.20 | $5.80 million | $5.53 million | View | Listen | |
| 10/22/2015 | Q3 | $0.16 | $0.20 | $5.45 million | $5.71 million | View | Listen | |
| 7/16/2015 | Q2 | $0.13 | $0.18 | $5.20 million | $5.55 million | View | Listen | |
| 4/16/2015 | Q115 | $0.12 | $0.12 | $5.20 million | $5.24 million | View | N/A | |
| 1/22/2015 | Q414 | $0.13 | $0.15 | $5.20 million | $5.30 million | View | N/A | |
| 10/16/2014 | Q3 | $0.12 | $0.14 | $5.33 million | $5.20 million | View | Listen | |
| 7/17/2014 | Q214 | $0.11 | $0.13 | $5.25 million | $5.28 million | View | N/A | |
| 4/17/2014 | Q1 14 | $0.09 | $0.12 | $5.11 million | $5.19 million | View | N/A | |
| 1/23/2014 | Q413 | $0.10 | $0.10 | | | View | N/A | |
| 10/17/2013 | Q313 | $0.08 | $0.08 | $4.60 million | | View | N/A | |
| 7/18/2013 | Q2 2013 | $0.07 | $0.07 | $4.91 million | | View | N/A | |
(Data available from 1/1/2011 forward)
Earnings Estimates for American River Bankshares (NASDAQ:AMRB)2017 EPS Consensus Estimate: $0.81
2018 EPS Consensus Estimate: $0.85
| Quarter | Number of Estimates | Low Estimate | High Estimate | Average Estimate |
|---|
| Q1 2017 | 1 | $0.19 | $0.19 | $0.19 |
| Q2 2017 | 1 | $0.21 | $0.21 | $0.21 |
| Q3 2017 | 1 | $0.20 | $0.20 | $0.20 |
| Q4 2017 | 1 | $0.21 | $0.21 | $0.21 |
| Q1 2018 | 1 | $0.19 | $0.19 | $0.19 |
| Q2 2018 | 1 | $0.21 | $0.21 | $0.21 |
| Q3 2018 | 1 | $0.22 | $0.22 | $0.22 |
| Q4 2018 | 1 | $0.23 | $0.23 | $0.23 |
(Data provided by Zacks Investment Research)
Current Dividend Information for American River Bankshares (NASDAQ:AMRB)| Most Recent Dividend: | 8/16/2017 |
| Annual Dividend: | $0.20 |
| Dividend Yield: | 1.49% |
| Payout Ratio: | 21.28% (Trailing 12 Months of Earnings)
24.69% (Based on This Year's Estimates)
22.47% (Based on Next Year's Estimates)
|
Dividend History by Quarter for American River Bankshares (NASDAQ AMRB)| Announced | Period | Amount | Yield | Ex-Dividend Date | Record Date | Payable Date |
|---|
| 7/20/2017 | Quarterly | $0.05 | 1.43% | 7/31/2017 | 8/2/2017 | 8/16/2017 |
| 4/21/2017 | quarterly | $0.05 | 1.36% | 5/1/2017 | 5/3/2017 | 5/17/2017 |
| 1/27/2017 | quarterly | $0.05 | 1.31% | 2/6/2017 | 2/8/2017 | 2/22/2017 |
(Data available from 1/1/2013 forward)
Insider Trading and Institutional Ownership History for American River Bankshares (NASDAQ:AMRB)Insider Ownership Percentage: 12.50%
Institutional Ownership Percentage: 51.03%
Insider Trades by Quarter for American River Bankshares (NASDAQ:AMRB)| Transaction Date | Insider Name | Title | Buy/Sell | Number of Shares | Average Share Price | Total Transaction | Details |
|---|
| 8/3/2017 | David T Taber | CEO | Sell | 33,753 | $13.85 | $467,479.05 | |
| 7/26/2017 | Jeffrey Owensby | Director | Buy | 1,760 | $14.19 | $24,974.40 | |
| 5/8/2017 | Kevin Bender | COO | Sell | 3,000 | $14.83 | $44,490.00 | |
| 2/3/2017 | Jeffrey Owensby | Director | Buy | 3,310 | $15.14 | $50,113.40 | |
| 11/3/2016 | David T Taber | CEO | Sell | 78 | $12.25 | $955.50 | |
| 8/3/2016 | David T Taber | CEO | Sell | 3,700 | $10.50 | $38,850.00 | |
| 8/13/2015 | Roger J Taylor | Director | Sell | 2,636 | $10.03 | $26,439.08 | |
| 2/4/2015 | Loren E Hunter | EVP | Buy | 1,000 | $9.82 | $9,820.00 | |
| 11/3/2014 | Michael A Ziegler | Director | Buy | 7,807 | $9.47 | $73,932.29 | |
| 7/31/2014 | William A Robotham | Director | Sell | 4,000 | $9.17 | $36,680.00 | |
| 7/22/2014 | Loren E Hunter | EVP | Buy | 2,000 | $9.10 | $18,200.00 | |
| 7/22/2014 | Michael A Ziegler | Director | Sell | 6,974 | $9.05 | $63,114.70 | |
| 11/8/2013 | Roger Taylor | Director | Sell | 30,000 | $8.78 | $263,400.00 | |
| 8/2/2013 | Kimberly Ann Box | Director | Buy | 3,655 | $9.03 | $33,004.65 | |
| 8/1/2013 | William A Robotham | Director | Sell | 5,000 | $8.99 | $44,950.00 | |
| 2/7/2013 | Robert H Muttera | EVP | Buy | 3,500 | $7.31 | $25,585.00 | |
(Data available from 1/1/2013 forward)
Headline Trends for American River Bankshares (NASDAQ:AMRB)
Latest Headlines for American River Bankshares (NASDAQ:AMRB)
| Source: |
|
| Date | Headline |
|---|
 | American River Bankshares (AMRB) Expected to Post Quarterly Sales of $5.45 Million
www.americanbankingnews.com - September 20 at 11:50 AM |
| American River Bankshares (AMRB) Expected to Post Earnings of $0.21 Per Share
www.americanbankingnews.com - September 18 at 4:30 PM |
| Zacks Investment Research Upgrades American River Bankshares (AMRB) to Hold
www.americanbankingnews.com - September 15 at 8:36 PM |
 | American River Bankshares :AMRB-US: Earnings Analysis: Q2, 2017 By the Numbers : September 7, 2017
finance.yahoo.com - September 7 at 3:53 PM |
| Zacks: Brokerages Expect American River Bankshares (AMRB) Will Announce Quarterly Sales of $5.45 Million
www.americanbankingnews.com - September 2 at 1:51 PM |
| $0.21 EPS Expected for American River Bankshares (AMRB) This Quarter
www.americanbankingnews.com - August 31 at 4:24 AM |
| American River Bankshares (AMRB) Upgraded by Zacks Investment Research to "Hold"
www.americanbankingnews.com - August 25 at 8:28 PM |
| $5.45 Million in Sales Expected for American River Bankshares (AMRB) This Quarter
www.americanbankingnews.com - August 14 at 4:42 AM |
| American River Bankshares (NASDAQ:AMRB) Expected to Announce Earnings of $0.20 Per Share
www.americanbankingnews.com - August 12 at 6:18 PM |
| American River Bankshares (AMRB) CEO David T. Taber Sells 33,753 Shares
www.americanbankingnews.com - August 4 at 8:22 PM |
 | American River Bankshares (AMRB) Ex-Dividend Date...
www.nasdaq.com - July 28 at 4:56 PM |
| American River Bankshares (NASDAQ:AMRB) Director Buys $24,974.40 in Stock
www.americanbankingnews.com - July 28 at 4:32 PM |
| $5.45 Million in Sales Expected for American River Bankshares (NASDAQ:AMRB) This Quarter
www.americanbankingnews.com - July 27 at 12:09 PM |
| Analysts Expect American River Bankshares (NASDAQ:AMRB) to Post $0.20 EPS
www.americanbankingnews.com - July 25 at 12:25 PM |
| American River Bankshares (AMRB) Downgraded to Sell at Zacks Investment Research
www.americanbankingnews.com - July 24 at 9:40 PM |
| Q3 2017 EPS Estimates for American River Bankshares Decreased by FIG Partners (AMRB)
www.americanbankingnews.com - July 24 at 7:50 AM |
| Edited Transcript of AMRB earnings conference call or presentation 20-Jul-17 8:30pm GMT
finance.yahoo.com - July 21 at 5:25 PM |
| American River Bankshares (NASDAQ:AMRB) Announces Quarterly Dividend of $0.05
www.americanbankingnews.com - July 21 at 11:23 AM |
| American River Bankshares (NASDAQ:AMRB) Posts Earnings Results
www.americanbankingnews.com - July 21 at 9:20 AM |
 | American River Bankshares' (AMRB) CEO David Taber on Q2 2017 Results - Earnings Call Transcript
seekingalpha.com - July 21 at 3:17 AM |
 | American River Bankshares (AMRB) Declares $0.05 Quarterly Dividend; 1.4% Yield
www.streetinsider.com - July 20 at 5:13 PM |
| American River Bankshares Reports Second Quarter 2017 Results
finance.yahoo.com - July 20 at 5:13 PM |
| American River Bankshares Announces its Third Quarter Cash Dividend
finance.yahoo.com - July 20 at 5:13 PM |
| Investor Network: American River Bankshares to Host Earnings Call
finance.yahoo.com - July 20 at 5:13 PM |
| American River posts 2Q profit
finance.yahoo.com - July 20 at 5:13 PM |
| Zacks: Brokerages Anticipate American River Bankshares (NASDAQ:AMRB) Will Announce Quarterly Sales of $5.35 Million
www.americanbankingnews.com - July 1 at 9:28 AM |
| Zacks: Brokerages Expect American River Bankshares (AMRB) to Post $0.20 EPS
www.americanbankingnews.com - June 29 at 8:34 AM |
| American River Bankshares (AMRB) Upgraded to Hold at Zacks Investment Research
www.americanbankingnews.com - June 26 at 10:04 PM |
| American River Bank: Conservative Management, Good Value And New Dividend
seekingalpha.com - June 21 at 4:21 PM |
| American River Bankshares (AMRB) Expected to Announce Quarterly Sales of $5.35 Million
www.americanbankingnews.com - June 7 at 12:46 PM |
| American River Bankshares (AMRB) and TriCo Bancshares (TCBK) Head-To-Head Analysis
www.americanbankingnews.com - June 6 at 4:52 PM |
| $0.20 EPS Expected for American River Bankshares (AMRB) This Quarter
www.americanbankingnews.com - June 5 at 7:36 AM |
| American River Bankshares Announces its 2017 Annual Meeting Results
finance.yahoo.com - May 19 at 3:32 PM |
| $5.35 Million in Sales Expected for American River Bankshares (AMRB) This Quarter
www.americanbankingnews.com - May 11 at 10:18 AM |
| American River Bankshares :AMRB-US: Earnings Analysis: Q1, 2017 By the Numbers : May 9, 2017
finance.yahoo.com - May 9 at 3:29 PM |
| American River Bankshares (AMRB) COO Kevin Bender Sells 3,000 Shares
www.americanbankingnews.com - May 9 at 1:14 PM |
| American River Bankshares (AMRB) Earning Somewhat Negative Press Coverage, Analysis Shows
www.americanbankingnews.com - May 2 at 2:20 PM |
| American River Bankshares (AMRB) Short Interest Update
www.americanbankingnews.com - May 1 at 8:52 AM |
| American River Bankshares (AMRB) Earns Daily Media Sentiment Rating of 0.20
www.americanbankingnews.com - April 28 at 11:04 AM |
| American River Bankshares (AMRB) Downgraded by Zacks Investment Research to "Hold"
www.americanbankingnews.com - April 26 at 11:12 PM |
| American River Bankshares (AMRB) Getting Somewhat Critical News Coverage, Report Shows
www.americanbankingnews.com - April 24 at 2:21 PM |
| American River Bankshares' (AMRB) CEO David Taber on Q1 2017 Results - Earnings Call Transcript
seekingalpha.com - April 21 at 8:32 PM |
| American River Bankshares (AMRB) to Issue Quarterly Dividend of $0.05
www.americanbankingnews.com - April 21 at 6:33 PM |
| Edited Transcript of AMRB earnings conference call or presentation 20-Apr-17 8:30pm GMT
finance.yahoo.com - April 21 at 3:31 PM |
| American River Bankshares (AMRB) Posts Earnings Results, Misses Estimates By $0.02 EPS
www.americanbankingnews.com - April 21 at 10:37 AM |
| American River Bankshares (AMRB) Receives Media Impact Score of 0.03
www.americanbankingnews.com - April 21 at 10:11 AM |
| American River Bankshares Reports First Quarter 2017 Results
finance.yahoo.com - April 20 at 8:37 PM |
 | American River posts 1Q profit
www.cnbc.com - April 20 at 3:36 PM |
| American River Bankshares (AMRB) Expected to Announce Quarterly Sales of $5.55 Million
www.americanbankingnews.com - April 20 at 11:29 AM |
 | American River Bankshares Announces its Second Quarter Cash Dividend
feeds.benzinga.com - April 20 at 10:23 AM |
American River Bankshares (AMRB) Chart for Thursday, September, 21, 2017
