Avidbank (AVBH) Stock Price, News & Analysis

Company Overview

Avidbank Holdings, Inc. operates as a bank holding company for Avidbank that provides financial products and services to small and middle-market businesses, professionals, and individuals in the Santa Clara, San Mateo, and San Francisco counties. It offers business and personal deposit products, such as checking, money market, and savings accounts; and certificates of deposit. The company also provides personal lending products include secured and unsecured lines of credit, home equity lines of credit, remodel and new home construction loans, and term loans; corporate banking comprises working capital lines of credit, equipment loans, acquisition financing, shareholder buyouts, ESOP loans, and owner-occupied real estate loans; and commercial real estate lending, such as permanent loans and bridge financing products. In addition, it offers construction lending products, including land acquisition loans, pre-development loans, construction spec SFD, owner-occupied SFD, condominiums, subdivision, unsecured business lines, real estate bridge loans, and RLOC – real estate secured loans. Further, the company provides various financing solutions, such as structured finance, venture lending, asset-based lending, and sponsor finance. Additionally, it offers various services, such as automated clearing house payments and collections, bill pay, wire transfer, lockbox, merchant, remote deposit capture, ATM/debit cards, credit cards, business courier, cash management, and notary services, as well as online and mobile banking. The company was formerly known as Peninsula Bank Holding Co. and changed its name to Avidbank Holdings, Inc. in August 2011. Avidbank Holdings, Inc. was founded in 2003 and is headquartered in San Jose, California.

Key Stats

• Today's Range: $25.44 to $26.21
• 50-Day Range: N/A
• 52-Week Range: $19.32 to $26.59
• Volume: 100,347 shs
• Average Volume: 51,523 shs
• Market Capitalization: $282.25 million
• P/E Ratio: 8.40
• Dividend Yield: N/A
• Price Target: $31.25
• Consensus Rating: Buy

Avidbank Stock Analysis - MarketRank™

Avidbank scored higher than 62% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.8 / 5
• Analyst Rating: Buy

Consensus Rating

Avidbank has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 3 buy ratings, no hold ratings, and no sell ratings.

Upside Potential

Avidbank has a consensus price target of $31.25, representing about 21.1% upside from its current price of $25.80.

Amount of Analyst Coverage

Avidbank has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 0.7 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Avidbank is 8.40, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 234.43.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.15% of the float of Avidbank has been sold short.

Short Interest Ratio / Days to Cover

Avidbank has a short interest ratio ("days to cover") of 0.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Avidbank has recently decreased by 21.48%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Avidbank does not currently pay a dividend.

Dividend Growth

Avidbank does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.15% of the float of Avidbank has been sold short.

Short Interest Ratio / Days to Cover

Avidbank has a short interest ratio ("days to cover") of 0.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Avidbank has recently decreased by 21.48%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.9 / 5
• News Sentiment: 0.14

News Sentiment

Avidbank has a news sentiment score of 0.14. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of companies.

News Coverage This Week

MarketBeat has tracked 6 news articles for Avidbank this week, compared to 3 articles on an average week.

Search Interest

3 people have searched for AVBH on MarketBeat in the last 30 days. This is an increase of 200% compared to the previous 30 days.

MarketBeat Follows

1 people have added Avidbank to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Avidbank insiders have not sold or bought any company stock.

Percentage Held by Institutions

Only 15.87% of the stock of Avidbank is held by institutions.

AVBH Stock Analysis - Frequently Asked Questions

How have AVBH shares performed this year?

Avidbank's stock was trading at $24.52 at the start of the year. Since then, AVBH stock has increased by 5.2% and is now trading at $25.80.

How were Avidbank's earnings last quarter?

Avidbank Holdings Inc. (NASDAQ:AVBH) posted its quarterly earnings results on Monday, August, 25th. The company reported $0.75 earnings per share for the quarter, meeting the consensus estimate of $0.75. The business earned $21.83 million during the quarter. Avidbank had a trailing twelve-month return on equity of 11.51% and a net margin of 15.89%.

When did Avidbank IPO?

Avidbank (AVBH) raised $60 million in an initial public offering on Friday, August 8th 2025. The company issued 2,600,000 shares at a price of $22.00-$24.00 per share. Piper Sandler and Stephens served as the underwriters for the IPO and D.A. Davidson and Janney Montgomery Scott were co-managers.

How do I buy shares of Avidbank?

Shares of AVBH stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Last Earnings: 8/25/2025
• Today: 10/06/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: N/A
• Industry: N/A
• Sub-Industry: N/A
• Current Symbol: NASDAQ:AVBH
• Previous Symbol: NASDAQ:AVBH
• CIK: 1443575
• Web: N/A
• Phone: (408) 200-7390
• Fax: 650-289-9192
• Employees: 130
• Year Founded: 2003

Price Target and Rating

• Average Price Target for Avidbank: $31.25
• High Price Target: $31.50
• Low Price Target: $31.00
• Potential Upside/Downside: +21.1%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.07
• Trailing P/E Ratio: 8.40
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $21.01 million
• Net Margins: 15.89%
• Pretax Margin: N/A
• Return on Equity: 11.51%
• Return on Assets: 0.98%

Debt

• Debt-to-Equity Ratio: 0.11
• Current Ratio: 0.96
• Quick Ratio: 0.96

Sales & Book Value

• Annual Sales: $47.45 million
• Price / Sales: 5.95
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 10,936,000
• Free Float: N/A
• Market Cap: $282.15 million
• Optionable: N/A
• Beta: 0.58