Brighthouse Financial, Inc. (NASDAQ: BHFAN) is a U.S.-based provider of life insurance and annuity products focused on helping individuals achieve long-term financial security. The company was established in August 2017 as a spin-off from MetLife, inheriting a portfolio of retirement income and life insurance solutions originally developed within a large global insurer. Headquartered in Charlotte, North Carolina, Brighthouse Financial operates as an independent, publicly traded company serving clients across the United States.
Brighthouse Financial’s product suite centers on retirement income strategies and wealth protection offerings. Its annuity lineup includes fixed annuities, indexed annuities and registered index-linked annuities (RILAs), many of which feature optional lifetime income and guarantee riders. On the life insurance side, the company offers term life and permanent life insurance policies designed to address estate planning, income replacement and wealth transfer needs.
The company distributes its products primarily through a diversified network of independent broker-dealers, banks, registered investment advisors and independent marketing organizations. By leveraging digital tools and partnerships with financial intermediaries, Brighthouse Financial seeks to streamline the customer experience from initial planning through ongoing policy servicing, with an emphasis on transparency and ease of use.
Led by President and Chief Executive Officer Eric Steigerwalt, Brighthouse Financial maintains a governance structure that includes an independent board of directors and senior management team with experience in insurance, asset management and financial services. Since its spin-off, the company has focused on enhancing its product portfolio, optimizing capital management and expanding distribution capabilities to support sustainable growth in the U.S. retirement market.
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