Bank of South Carolina (BKSC) Stock Price, News & Analysis

Company Overview

Bank of South Carolina (NASDAQ: BKSC) is a community-focused financial institution headquartered in Mount Pleasant, South Carolina. Since its establishment in 1996, the bank has grown through organic expansion and targeted branch openings across the Charleston and Lowcountry region. With a charter to serve both personal and commercial clients, Bank of South Carolina maintains a localized approach to relationship banking, emphasizing responsiveness to the unique economic and demographic characteristics of its service area.

The bank’s core business activities center on deposit gathering and loan origination. On the deposit side, it offers a full suite of checking, savings, money market and certificate of deposit accounts designed to meet the needs of consumers, business owners and non-profit organizations. Lending products include commercial real estate and construction loans, SBA-guaranteed financing, owner-occupied business loans, mortgage lending and home equity lines of credit. This product mix enables the bank to support local business development while also facilitating personal wealth accumulation and home-ownership goals.

In addition to traditional banking services, Bank of South Carolina has invested in digital and treasury management solutions. Online and mobile banking platforms allow customers to access account information, make transfers and pay bills securely. Commercial clients benefit from cash management services such as ACH origination, wire transfers, remote deposit capture and merchant card processing. These technology-driven offerings aim to streamline daily financial operations for both individuals and businesses.

Leadership at Bank of South Carolina is headed by President and Chief Executive Officer David R. Veitshans Jr., who oversees strategic planning, regulatory compliance and community outreach initiatives. The bank’s board of directors comprises local business leaders and financial professionals committed to fostering economic growth in the region. Through a combination of conservative underwriting standards, personalized service and active board governance, Bank of South Carolina seeks to maintain strong capital and liquidity positions while delivering value to its clientele.

Key Stats

• Today's Range: $14.55 to $14.55
• 50-Day Range: $13.95 to $15.07
• 52-Week Range: $10.92 to $15.44
• Volume: 47 shs
• Average Volume: 2,235 shs
• Market Capitalization: $78.90 million
• P/E Ratio: 11.83
• Dividend Yield: 5.77%
• Price Target: N/A
• Consensus Rating: N/A

Bank of South Carolina Stock Analysis - MarketRank™

Bank of South Carolina scored higher than 31% of companies evaluated by MarketBeat, and ranked 771st out of 906 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Bank of South Carolina.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Bank of South Carolina is 11.83, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.93.

Price to Earnings Ratio vs. Sector

The P/E ratio of Bank of South Carolina is 11.83, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.97.

Price to Book Value per Share Ratio

Bank of South Carolina has a P/B Ratio of 1.69. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.08% of the float of Bank of South Carolina has been sold short.

Short Interest Ratio / Days to Cover

Bank of South Carolina has a short interest ratio ("days to cover") of 1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Bank of South Carolina has recently increased by 31.82%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Bank of South Carolina is a leading dividend payer. It pays a dividend yield of 5.22%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Bank of South Carolina does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Bank of South Carolina is 64.62%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.08% of the float of Bank of South Carolina has been sold short.

Short Interest Ratio / Days to Cover

Bank of South Carolina has a short interest ratio ("days to cover") of 1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Bank of South Carolina has recently increased by 31.82%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: N/A

Search Interest

1 people have searched for BKSC on MarketBeat in the last 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Bank of South Carolina insiders have not sold or bought any company stock.

Percentage Held by Insiders

29.79% of the stock of Bank of South Carolina is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 0.18% of the stock of Bank of South Carolina is held by institutions.

BKSC Stock Analysis - Frequently Asked Questions

How have BKSC shares performed this year?

Bank of South Carolina's stock was trading at $13.18 at the start of the year. Since then, BKSC stock has increased by 10.4% and is now trading at $14.55.

How were Bank of South Carolina's earnings last quarter?

Bank of South Carolina Co. (NASDAQ:BKSC) posted its quarterly earnings results on Thursday, July, 9th. The bank reported $0.23 earnings per share for the quarter. Bank of South Carolina had a net margin of 23.42% and a trailing twelve-month return on equity of 13.59%.

How do I buy shares of Bank of South Carolina?

Shares of BKSC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Bank of South Carolina own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Bank of South Carolina investors own include AbbVie (ABBV), Boeing (BA), Kohl's (KSS), Main Street Capital (MAIN), Meta Platforms (META), NVIDIA (NVDA) and Southern (SO).

Company Calendar

• Last Earnings: 7/09/2020
• Record date for 4/30 Dividend: 4/08/2025
• Ex-Dividend for 4/30 Dividend: 4/08/2025
• Dividend Payable: 4/30/2025
• Today: 7/08/2025
• Record date for 7/31 Dividend: 7/08/2025
• Next Earnings (Estimated): 7/09/2025
• Dividend Payable: 7/31/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:BKSC
• Previous Symbol: NASDAQ:*SC0
• CIK: 1007273
• Web: www.banksc.com
• Phone: (843) 724-1500
• Fax: 843-724-1513
• Employees: 80
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $1.30
• Trailing P/E Ratio: 11.83
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $6.75 million
• Net Margins: 23.42%
• Pretax Margin: 28.63%
• Return on Equity: 13.59%
• Return on Assets: 1.14%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.73
• Quick Ratio: 0.73

Sales & Book Value

• Annual Sales: $21.16 million
• Price / Sales: 3.73
• Cash Flow: $1.14 per share
• Price / Cash Flow: 12.80
• Book Value: $8.61 per share
• Price / Book: 1.69

Miscellaneous

• Outstanding Shares: 5,423,000
• Free Float: 3,812,000
• Market Cap: $78.90 million
• Optionable: Not Optionable
• Beta: 0.27