Beneficial Mutual Bancorp, Inc. is a savings and loan holding company. The Company's business activities are the ownership of Beneficial Bank (the Bank). The Bank has also operated under the name Beneficial Mutual Savings Bank. The Bank is a Pennsylvania chartered savings bank. It attracts deposits from the general public and uses those funds to originate a variety of loans, including commercial real estate loans, consumer loans, home equity loans, one- to four-family real estate loans, commercial business loans and construction loans. It offers insurance brokerage and investment advisory services through its wholly owned subsidiaries, Beneficial Insurance Services, LLC and Beneficial Advisors, LLC, respectively. It also maintains an investment portfolio. As of December 31, 2012, it operated 36 full-service banking offices in Chester, Delaware, Montgomery, Philadelphia and Bucks Counties, Pennsylvania and 26 full-service banking offices in Burlington and Camden Counties, New Jersey.
Industry, Sector and Symbol:
- Sector: Finance
- Industry: Regional - Northeast Banks
- Sub-Industry: Thrifts & Mortgage Finance
- Symbol: NASDAQ:BNCL
- CUSIP: 08173R10
- Web: www.thebeneficial.com
- Market Cap: $1.03 billion
- Outstanding Shares: 70,041,000
- 50 Day Moving Avg: $15.61
- 200 Day Moving Avg: $16.73
- 52 Week Range: $12.34 - $19.00
Sales & Book Value:
- Trailing P/E Ratio: 38.58
- Foreward P/E Ratio: 27.74
- P/E Growth: 3.26
- Annual Revenue: $187.9 million
- Price / Sales: 5.48
- Book Value: $14.70 per share
- Price / Book: 1.00
- Annual Dividend: $0.24
- Dividend Yield: 1.6%
- Net Margins: 12.63%
- Return on Equity: 3.07%
- Return on Assets: 0.60%
- Debt-to-Equity Ratio: 0.41%
- Current Ratio: 1.00%
- Quick Ratio: 1.00%
- Average Volume: 235,157 shs.
- Beta: 0.52
- Short Ratio: 6.82
Frequently Asked Questions for Beneficial Bancorp (NASDAQ:BNCL)
What is Beneficial Bancorp's stock symbol?
Beneficial Bancorp trades on the NASDAQ under the ticker symbol "BNCL."
How often does Beneficial Bancorp pay dividends? What is the dividend yield for Beneficial Bancorp?
Beneficial Bancorp announced a quarterly dividend on Friday, April 21st. Investors of record on Monday, May 1st will be paid a dividend of $0.06 per share on Thursday, May 11th. This represents a $0.24 dividend on an annualized basis and a dividend yield of 1.63%. The ex-dividend date is Thursday, April 27th. View Beneficial Bancorp's Dividend History.
How were Beneficial Bancorp's earnings last quarter?
Beneficial Bancorp, Inc. (NASDAQ:BNCL) released its quarterly earnings data on Friday, April, 21st. The company reported $0.11 earnings per share for the quarter, hitting the Thomson Reuters' consensus estimate of $0.11. The business had revenue of $47.84 million for the quarter, compared to analyst estimates of $44.76 million. Beneficial Bancorp had a net margin of 12.63% and a return on equity of 3.07%. During the same quarter last year, the business posted $0.07 earnings per share. View Beneficial Bancorp's Earnings History.
When will Beneficial Bancorp make its next earnings announcement?
Where is Beneficial Bancorp's stock going? Where will Beneficial Bancorp's stock price be in 2017?
1 brokers have issued 12-month price targets for Beneficial Bancorp's stock. Their forecasts range from $16.50 to $16.50. On average, they anticipate Beneficial Bancorp's stock price to reach $16.50 in the next twelve months. View Analyst Ratings for Beneficial Bancorp.
Who are some of Beneficial Bancorp's key competitors?
Some companies that are related to Beneficial Bancorp include Independent Bank Corp (INDB), NBT Bancorp (NBTB), Boston Private Financial Hldg (BPFH), S & T Bancorp (STBA), First Commonwealth Financial (FCF), Lakeland Bancorp (LBAI), Customers Bancorp (CUBI), Washington Trust Bancorp (WASH), Univest Co. of Pennsylvania (UVSP), Northfield Bancorp (NFBK), Oritani Financial Corp. (ORIT), TrustCo Bank Corp NY (TRST), ConnectOne Bancorp (CNOB), Bridge Bancorp (BDGE), First of Long Island Corp (FLIC), Horizon Bancorp (HBNC), Republic First Bancorp (FRBK) and Sun Bancorp, Inc. /NJ (SNBC).
Who owns Beneficial Bancorp stock?
Beneficial Bancorp's stock is owned by many different of retail and institutional investors. Top institutional investors include FMR LLC (9.09%), Vanguard Group Inc. (8.93%), Dimensional Fund Advisors LP (6.71%), Renaissance Technologies LLC (5.28%), JPMorgan Chase & Co. (3.60%) and State Street Corp (2.00%). Company insiders that own Beneficial Bancorp stock include Edward G Boehne, Gerard P Cuddy, Joanne R Ryder, Martin F Gallagher Jr and Robert J Maines. View Institutional Ownership Trends for Beneficial Bancorp.
Who sold Beneficial Bancorp stock? Who is selling Beneficial Bancorp stock?
Beneficial Bancorp's stock was sold by a variety of institutional investors in the last quarter, including Morgan Stanley, UBS Group AG, AQR Capital Management LLC, SG Americas Securities LLC, Cipher Capital LP, State Street Corp, Oppenheimer & Close LLC and Royce & Associates LP. Company insiders that have sold Beneficial Bancorp stock in the last year include Edward G Boehne, Gerard P Cuddy, Joanne R Ryder and Martin F Gallagher Jr. View Insider Buying and Selling for Beneficial Bancorp.
Who bought Beneficial Bancorp stock? Who is buying Beneficial Bancorp stock?
Beneficial Bancorp's stock was acquired by a variety of institutional investors in the last quarter, including FMR LLC, Deprince Race & Zollo Inc., EJF Capital LLC, JPMorgan Chase & Co., Dimensional Fund Advisors LP, Renaissance Technologies LLC, Vanguard Group Inc. and First Trust Advisors LP. View Insider Buying and Selling for Beneficial Bancorp.
How do I buy Beneficial Bancorp stock?
Shares of Beneficial Bancorp can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
How much does a share of Beneficial Bancorp stock cost?
One share of Beneficial Bancorp stock can currently be purchased for approximately $14.70.
Consensus Ratings for Beneficial Bancorp (NASDAQ:BNCL) (?) The ratings breakdown includes the most recent rating from each analyst that has rated the stock within the last twelve months. The ratings score is a calculation of the average number of sell, hold, buy and strong buy ratings (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). The consensus price target is a mean average of the most recent price target set by each analyst that has set a price target for the stock in the last twelve months.
|Ratings Breakdown: ||1 Hold Rating|
|Consensus Rating:||Hold (Score: 2.00)|
|Consensus Price Target: ||$16.50 (12.24% upside)|
Analysts' Ratings History for Beneficial Bancorp (NASDAQ:BNCL)
(Data available from 5/27/2015 forward)
|Date||Firm||Action||Rating||Price Target||Impact on Share Price||Details|
|4/5/2017||Keefe, Bruyette & Woods||Reiterated Rating||Hold||$16.50||Medium|
|4/25/2016||Sandler O'Neill||Downgrade||Buy -> Hold||N/A|
Earnings History for Beneficial Bancorp (NASDAQ:BNCL)Earnings History by Quarter for Beneficial Bancorp (NASDAQ:BNCL)
(Data available from 1/1/2011 forward)
|Date||Quarter||Consensus Estimate||Actual EPS||Revenue Estimate||Actual Revenue||Release Link||Conference Call||Details|
|7/20/2017|| || || || || || || || |
|4/21/2017||Q1 2017||$0.11||$0.11||$44.76 million||$47.84 million||View||N/A|
|2/1/2017||Q4 2016||$0.12||$0.10||$48.09 million||View||N/A|
|10/21/2016||Q3||$0.11||$0.14||$45.20 million||$48.26 million||View||N/A|
|7/22/2016||Q2||$0.04||$0.04||$40.19 million||$44.80 million||View||N/A|
|4/22/2016||Q1||$0.07||$0.08||$32.03 million||$37.58 million||View||N/A|
|2/4/2016||Q4||$0.07||$0.07||$34.12 million||$37.37 million||View||N/A|
|10/22/2015||Q315||$0.06||$0.07||$36.54 million||$36.99 million||View||N/A|
|7/23/2015||Q2||$0.05||$0.09||$36.36 million||$38.40 million||View||N/A|
|4/23/2015||Q115||$0.06||$0.07||$35.64 million||$35.75 million||View||N/A|
|2/5/2015||Q4||$0.05||$0.06||$28.66 million||$29.24 million||View||N/A|
|10/17/2014||Q3||$0.05||$0.09||$35.01 million||$36.64 million||View||N/A|
|7/24/2014||Q2 2014||$0.04||$0.06||$34.99 million||$35.54 million||View||N/A|
|4/24/2014||Q1 2014||$0.04||$0.03||$35.90 million||$35.14 million||View||N/A|
Earnings Estimates for Beneficial Bancorp (NASDAQ:BNCL)
2017 EPS Consensus Estimate: $0.36
(Data provided by Zacks Investment Research)
|Quarter||Number of Estimates||Low Estimate||High Estimate||Average Estimate|
Current Dividend Information for Beneficial Bancorp (NASDAQ:BNCL)
|Most Recent Dividend:||5/11/2017|
|Payout Ratio:||68.57% (Trailing 12 Months of Earnings) |
53.33% (Based on This Year's Estimates)
45.28% (Based on Next Year's Estimates)
Dividend History by Quarter for Beneficial Bancorp (NASDAQ:BNCL)
(Data available from 1/1/2013 forward)
|Announced||Period||Amount||Yield||Ex-Dividend Date||Record Date||Payable Date|
Insider Trading and Institutional Ownership History for Beneficial Bancorp (NASDAQ:BNCL)
Insider Ownership Percentage: 3.53%Insider Trades by Quarter for Beneficial Bancorp (NASDAQ:BNCL)
Institutional Ownership Percentage: 68.89%
(Data available from 1/1/2013 forward)
|Transaction Date||Insider Name||Title||Buy/Sell||Number of Shares||Average Share Price||Total Transaction||Details|
|4/26/2017||Joanne R Ryder||EVP||Sell||27,496||$16.66||$458,083.36|| |
|3/1/2017||Gerard P Cuddy||CEO||Sell||83,498||$16.67||$1,391,911.66|| |
|2/28/2017||Gerard P Cuddy||CEO||Sell||30,000||$16.36||$490,800.00|| |
|2/27/2017||Gerard P Cuddy||CEO||Sell||34,988||$16.74||$585,699.12|| |
|2/15/2017||Edward G Boehne||Director||Sell||54,995||$16.58||$911,817.10|| |
|2/10/2017||Gerard P Cuddy||CEO||Sell||36,492||$16.40||$598,468.80|| |
|2/9/2017||Gerard P Cuddy||CEO||Sell||70,000||$16.39||$1,147,300.00|| |
|2/9/2017||Joanne R Ryder||EVP||Sell||19,103||$16.50||$315,199.50|| |
|2/7/2017||Gerard P Cuddy||CEO||Sell||162,983||$16.35||$2,664,772.05|| |
|2/7/2017||Martin F Gallagher Jr||EVP||Sell||93,014||$16.42||$1,527,289.88|| |
|8/10/2016||Gerard P Cuddy||CEO||Sell||30,000||$14.39||$431,700.00|| |
|2/22/2016||Joanne R Ryder||EVP||Sell||5,000||$12.89||$64,450.00|| |
|11/9/2015||Joanne R. Ryder||EVP||Sell||5,000||$13.95||$69,750.00|| |
|10/27/2015||Robert J. Maines||EVP||Sell||4,286||$14.06||$60,261.16|| |
|3/7/2014||Gerard Cuddy||CEO||Sell||10,000||$13.10||$131,000.00|| |
|4/30/2013||Marcy C Panzer||Director||Buy||1,000||$8.50||$8,500.00|| |
|8/27/2012||Pam Cyr||EVP||Buy||1,000||$8.86||$8,860.00|| |
Headline Trends for Beneficial Bancorp (NASDAQ:BNCL)
Latest Headlines for Beneficial Bancorp (NASDAQ:BNCL)
|Form DEF 14A HEAT BIOLOGICS, INC. For: Jun 29|
www.streetinsider.com - May 11 at 4:31 PM
|Blankfein Says Banks Should Be Unshackled From Volcker Rule|
www.bloomberg.com - May 11 at 4:31 PM
|ETFs with exposure to Beneficial Bancorp, Inc. : May 3, 2017|
finance.yahoo.com - May 3 at 4:02 PM
|Beneficial Bancorp (BNCL) Earns Media Impact Score of 0.56|
www.americanbankingnews.com - May 3 at 1:45 PM
|Beneficial Bancorp, Inc. :BNCL-US: Earnings Analysis: Q1, 2017 By the Numbers : May 2, 2017|
finance.yahoo.com - May 2 at 7:37 PM
|Beneficial Bancorp, Inc. breached its 50 day moving average in a Bearish Manner : BNCL-US : May 1, 2017|
finance.yahoo.com - May 1 at 9:09 AM
|Beneficial Bancorp (BNCL) Receives News Sentiment Rating of 0.62|
www.americanbankingnews.com - April 30 at 9:32 AM
|Insider Selling: Beneficial Bancorp, Inc. (BNCL) EVP Sells 27,496 Shares of Stock|
www.americanbankingnews.com - April 27 at 5:54 PM
|Beneficial Bancorp, Inc. : BNCL-US: Dividend Analysis : May 01st, 2017 (record date) : By the numbers : April 27, 2017|
finance.yahoo.com - April 27 at 4:21 PM
|Beneficial Bancorp (BNCL) Earning Very Positive Press Coverage, Analysis Shows|
www.americanbankingnews.com - April 27 at 9:02 AM
|Beneficial Bancorp (BNCL) Getting Very Positive Media Coverage, Report Finds|
www.americanbankingnews.com - April 23 at 9:31 AM
|Beneficial Bancorp, Inc. (BNCL) Announces Dividend of $0.06|
www.americanbankingnews.com - April 21 at 5:20 PM
|Beneficial Bancorp, Inc. Announces First Quarter Results and Cash Dividend to Shareholders|
finance.yahoo.com - April 21 at 4:03 PM
|Beneficial Bancorp, Inc. breached its 50 day moving average in a Bullish Manner : BNCL-US : April 21, 2017|
finance.yahoo.com - April 21 at 4:03 PM
|Beneficial Bancorp, Inc. (BNCL) Announces Earnings Results, Hits Expectations|
www.americanbankingnews.com - April 21 at 10:39 AM
|Beneficial Bancorp (BNCL) Earning Very Positive Media Coverage, Report Finds|
www.americanbankingnews.com - April 20 at 11:50 AM
|Beneficial Bancorp, Inc. (BNCL) Scheduled to Post Earnings on Thursday|
www.americanbankingnews.com - April 18 at 7:40 AM
|Beneficial Bancorp's (BNCL) Hold Rating Reaffirmed at Keefe, Bruyette & Woods|
www.americanbankingnews.com - April 8 at 1:45 PM
|Beneficial Bank Celebrates 164th Anniversary By Giving Back to Old Saint Joseph’s Outreach Program|
finance.yahoo.com - February 14 at 4:32 PM
|Beneficial Bancorp, Inc. Announces Quarter and Year Ended Results and Cash Dividend to Shareholders|
us.rd.yahoo.com - February 1 at 4:11 PM
|7:32 am Beneficial Mutual Bancorp misses by $0.02|
us.rd.yahoo.com - February 1 at 4:11 PM
|Flush With Capital, Beneficial Mutual Bancorp Looking To Build Value For Shareholders|
seekingalpha.com - December 15 at 9:16 PM
|Beneficial Bank Teams Up With The Rachael Ray Show to Honor Strawberry Mansion Learning Center|
finance.yahoo.com - November 3 at 1:30 PM
|Beneficial Bancorp, Inc. Announces Third Quarter Results and Cash Dividend to Shareholders|
globenewswire.com - October 23 at 3:50 PM
|Beneficial Mutual Bancorp (BNCL) Declares $0.06 Quarterly Dividend; 1.6% Yield|
www.streetinsider.com - October 21 at 3:53 PM
|Beneficial Mutual Bancorp beats by $0.03, beats on net interest income|
seekingalpha.com - October 21 at 7:40 AM
|Beneficial Bank Receives SBA Preferred Lender Status|
finance.yahoo.com - August 2 at 8:43 AM
|Beneficial Mutual Bancorp declares $0.06 dividend|
seekingalpha.com - July 22 at 8:54 AM
|Beneficial Mutual Bancorp downgraded by Sandler O'Neill|
finance.yahoo.com - April 25 at 8:30 AM
|Beneficial Bank logs solid 1Q loan growth|
www.bizjournals.com - April 25 at 7:53 AM
|Beneficial Bancorp, Inc. Announces First Quarter Results|
finance.yahoo.com - April 22 at 7:30 AM
|Beneficial cutting workforce expense by 11% after acquisition|
www.bizjournals.com - April 15 at 2:40 PM
|Beneficial Bancorp Closes Conestoga Bancorp Merger April 15|
finance.yahoo.com - April 15 at 8:00 AM
|Beneficial Bank Receives Financial Education Innovation Award presented by Nasdaq and EverFi|
finance.yahoo.com - April 7 at 10:31 AM
|Beneficial Bancorp, Inc. Announces Quarter and Year Ended December 31, 2015 Results|
finance.yahoo.com - February 4 at 7:30 AM
|Beneficial Bancorp, Inc. (BNCL)|
finance.yahoo.com - January 29 at 1:55 PM
Beneficial Bancorp (BNCL) Chart for Saturday, May, 27, 2017