BV Financial (BVFL) Stock Price, News & Analysis

Company Overview

BV Financial, Inc. operates as the holding company for BayVanguard Bank that provides various financial services to individuals and businesses in Maryland. The company offers checking and money market accounts, savings accounts, and certificates of deposits. Its loan products include real estate, home equity, construction, lot, auto, boat, and other personal loans; and commercial lending products, such as commercial equipment/installation, commercial real estate, construction, investment real estate, lines of credit, and SBA loans, as well as loans for short-term real estate purchase, renovation, and sale projects. The company offers ATM, overdraft, safe deposit, bill pay, remote deposit capture, ACH origination, merchant, and online banking services. BV Financial, Inc. was founded in 1873 and is headquartered in Baltimore, Maryland.

Key Stats

• Today's Range: $14.22 to $14.45
• 50-Day Range: $14.02 to $15.95
• 52-Week Range: $11.39 to $18.19
• Volume: 62,538 shs
• Average Volume: 36,019 shs
• Market Capitalization: $150.26 million
• P/E Ratio: 13.46
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

BVFL Stock Analysis - Frequently Asked Questions

How have BVFL shares performed this year?

BV Financial's stock was trading at $17.22 on January 1st, 2025. Since then, BVFL stock has decreased by 17.1% and is now trading at $14.27.
View the best growth stocks for 2025 here.

How were BV Financial's earnings last quarter?

BV Financial, Inc. (NASDAQ:BVFL) posted its quarterly earnings results on Thursday, April, 17th. The company reported $0.30 EPS for the quarter. The firm earned $9.17 million during the quarter. BV Financial had a net margin of 22.48% and a trailing twelve-month return on equity of 6.38%.

When did BV Financial IPO?

BV Financial (BVFL) raised $98 million in an IPO on Tuesday, August 1st 2023. The company issued 9,798,980 shares at a price of $10.00 per share.

Who are BV Financial's major shareholders?

Top institutional shareholders of BV Financial include Alliancebernstein L.P. (9.87%), Goldman Sachs Group Inc. (0.43%), Jane Street Group LLC (0.40%) and Cubist Systematic Strategies LLC (0.06%). Insiders that own company stock include Gary T Amereihn and Joseph S Galli.
View institutional ownership trends.

How do I buy shares of BV Financial?

Shares of BVFL stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of BV Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that BV Financial investors own include AutoZone (AZO), Intel (INTC), TJX Companies (TJX), Abacus Health Products (ABAHF), Avino Silver & Gold Mines (ASM), Avino Silver & Gold Mines (ASM) and Bank of America (BAC).

Company Calendar

• Last Earnings: 4/17/2025
• Today: 6/21/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:BVFL
• Previous Symbol: NASDAQ:BVFL
• CIK: 1302387
• Web: www.bayvanguard.com
• Phone: 410-477-5000
• Fax: 410-477-1020
• Employees: 112
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $1.06
• Trailing P/E Ratio: 11.70
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $11.72 million
• Net Margins: 22.48%
• Pretax Margin: 30.99%
• Return on Equity: 6.38%
• Return on Assets: 1.42%

Debt

• Debt-to-Equity Ratio: 0.08
• Current Ratio: 1.24
• Quick Ratio: 1.24

Sales & Book Value

• Annual Sales: $49.20 million
• Price / Sales: 3.05
• Cash Flow: $1.25 per share
• Price / Cash Flow: 11.44
• Book Value: $16.86 per share
• Price / Book: 0.85

Miscellaneous

• Outstanding Shares: 10,530,000
• Free Float: 9,288,000
• Market Cap: $150.26 million
• Optionable: Not Optionable
• Beta: 0.57