Cardinal Financial Corporation is a financial holding company. The Company owns Cardinal Bank (the Bank), a Virginia state-chartered community bank. The Bank operates in three business segments: commercial banking, mortgage banking and wealth management services. The commercial banking segment includes both commercial and consumer lending and provides customers such products as commercial loans, real estate loans, and other business financing and consumer loans. In addition, the commercial banking segment provides customers with several choices of deposit products, including demand deposit accounts, savings accounts and certificates of deposit. The mortgage banking segment is engaged in the origination and acquisition of residential mortgages for sale into the secondary market. The wealth management services segment provides investment and financial advisory services to businesses and individuals, including financial planning, retirement/estate planning and investment management.
Industry, Sector and Symbol:
Average Prices:- 50 Day Moving Avg: $29.54
- 200 Day Moving Avg: $30.10
- 52 Week Range: $20.37 - $34.75
P/E:- Trailing P/E Ratio: N/A
- Foreward P/E Ratio: 17.12
- P/E Growth: 0.00
Dividend:- Annual Dividend: $0.52
- Dividend Yield: 1.8%
Profitability:- Net Margins: 27.09%
- Return on Equity: 10.86%
- Return on Assets: 1.17%
Debt:- Debt-to-Equity Ratio: 0.94%
- Current Ratio: 1.11%
- Quick Ratio: 1.02%
Misc:- Average Volume: 257,637 shs.
- Beta: 0.99
Frequently Asked Questions for Cardinal Financial (NASDAQ:CFNL)
What is Cardinal Financial's stock symbol?
Cardinal Financial trades on the NASDAQ under the ticker symbol "CFNL."
How often does Cardinal Financial pay dividends? What is the dividend yield for Cardinal Financial?
Cardinal Financial announced a quarterly dividend on Thursday, January 26th. Shareholders of record on Thursday, February 9th will be paid a dividend of $0.13 per share on Friday, February 24th. This represents a $0.52 annualized dividend and a yield of 1.79%. The ex-dividend date of this dividend is Tuesday, February 7th. This is a boost from Cardinal Financial's previous quarterly dividend of $0.12. View Cardinal Financial's Dividend History.
How were Cardinal Financial's earnings last quarter?
Cardinal Financial Co. (NASDAQ:CFNL) posted its earnings results on Tuesday, April, 11th. The company reported $0.36 EPS for the quarter, missing the consensus estimate of $0.42 by $0.06. The business earned $45.68 million during the quarter, compared to analysts' expectations of $48.46 million. Cardinal Financial had a return on equity of 10.86% and a net margin of 27.09%. During the same quarter last year, the company posted $0.39 EPS. View Cardinal Financial's Earnings History.
Where is Cardinal Financial's stock going? Where will Cardinal Financial's stock price be in 2017?
2 analysts have issued 12-month target prices for Cardinal Financial's shares. Their predictions range from $31.00 to $31.00. On average, they anticipate Cardinal Financial's stock price to reach $31.00 in the next year. View Analyst Ratings for Cardinal Financial.
Who are some of Cardinal Financial's key competitors?
Some companies that are related to Cardinal Financial include HDFC Bank Limited (HDB), J P Morgan Chase & Co (JPM), Wells Fargo & Company (WFC), Bank of America Corporation (BAC), Citigroup (C), Royal Bank Of Canada (RY), Banco Santander, S.A. (SAN), Toronto Dominion Bank (The) (TD), Itau Unibanco Banco Holding SA (ITUB), U.S. Bancorp (USB), Mitsubishi UFJ Financial Group (MTU), Westpac Banking Corporation (WBK), Banco Bradesco SA (BBD), Bank of Nova Scotia (The) (BNS), ING Group, N.V. (ING), Lloyds Banking Group PLC (LYG), PNC Financial Services Group, Inc. (The) (PNC) and Banco Bilbao Vizcaya Argentaria SA (BBVA).
How do I buy Cardinal Financial stock?
Shares of Cardinal Financial can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is Cardinal Financial's stock price today?
One share of Cardinal Financial stock can currently be purchased for approximately $29.11.
MarketBeat Community Rating for Cardinal Financial (NASDAQ CFNL)MarketBeat's community ratings are surveys of what our community members think about Cardinal Financial and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.
Consensus Ratings for Cardinal Financial (NASDAQ:CFNL) (How are Consensus Ratings Calculated?) MarketBeat calculates consensus ratings using the most recent rating from each brokerage that has rated a stock within the last twelve months. Since brokers often use different ratings systems, each rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings. Each stock's consensus rating is derived from its calculated consensus ratings score (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months.
MarketBeat will no longer include ratings and price target data in its consensus calculation if a broker drops coverage and MarketBeat has received a report that coverage was dropped. Ratings from certain research firms that issue ratings using purely quantitative methods (such as Zacks, Vetr and ValuEngine) are not included in consensus calculations. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
| Ratings Breakdown: | 1 Sell Rating, 1 Hold Rating |
| Consensus Rating: | Hold (Score: 1.50) |
| Consensus Price Target: | $31.00 (6.49% upside) |
Analysts' Ratings History for Cardinal Financial (NASDAQ:CFNL)
Show:
| Date | Firm | Action | Rating | Price Target | Impact on Share Price | Details |
|---|
| 4/10/2017 | Keefe, Bruyette & Woods | Reiterated Rating | Hold | $31.00 | Medium |  |
| 11/17/2016 | Boenning Scattergood | Downgrade | Neutral -> Underperform | | N/A | |
| 8/19/2016 | Raymond James Financial, Inc. | Downgrade | Outperform -> Market Perform | | N/A | |
| 3/28/2016 | Robert W. Baird | Lower Price Target | Neutral | $18.00 -> $17.00 | N/A | |
| 1/21/2016 | Sandler O'Neill | Lower Price Target | Hold | $22.00 | N/A | |
(Data available from 9/22/2015 forward)
Earnings History for Cardinal Financial (NASDAQ:CFNL)Earnings History by Quarter for Cardinal Financial (NASDAQ CFNL)| Date | Quarter | Consensus Estimate | Actual EPS | Revenue Estimate | Actual Revenue | Release Link | Conference Call | Details |
|---|
| 4/11/2017 | Q1 2017 | $0.42 | $0.36 | $48.46 million | $45.68 million | View | N/A | |
| 1/25/2017 | Q4 2016 | $0.37 | $0.37 | $48.97 million | $41.77 million | View | N/A | |
| 10/19/2016 | Q3 | $0.37 | $0.37 | $47.94 million | $50.46 million | View | N/A | |
| 7/20/2016 | Q2 | $0.36 | $0.42 | $43.52 million | $52.01 million | View | N/A | |
| 4/20/2016 | Q1 | $0.32 | $0.39 | $40.68 million | $45.98 million | View | N/A | |
| 1/20/2016 | Q4 | $0.33 | $0.27 | $41.53 million | $39.56 million | View | N/A | |
| 10/21/2015 | Q315 | $0.34 | $0.34 | $41.29 million | $39.90 million | View | N/A | |
| 7/15/2015 | Q215 | $0.35 | $0.36 | $40.37 million | $43.22 million | View | N/A | |
| 4/22/2015 | Q115 | $0.29 | $0.42 | $37.56 million | $45.04 million | View | N/A | |
| 1/21/2015 | Q4 2014 | $0.29 | $0.34 | $36.77 million | $37.58 million | View | N/A | |
| 10/22/2014 | Q3 | $0.30 | $0.35 | $35.97 million | $36.40 million | View | N/A | |
| 7/16/2014 | Q214 | $0.22 | $0.31 | $35.52 million | $38.60 million | View | N/A | |
| 4/23/2014 | Q114 | $0.22 | $0.13 | $32.47 million | | View | N/A | |
| 1/22/2014 | Q413 | $0.26 | $0.18 | $31.13 million | | View | N/A | |
| 10/23/2013 | Q313 | $0.21 | $0.10 | $30.67 million | | View | N/A | |
| 7/24/2013 | Q213 | $0.33 | $0.32 | $37.02 million | | View | N/A | |
| 4/18/2013 | Q113 | $0.37 | $0.23 | | | View | N/A | |
| 1/16/2013 | Q4 2012 | $0.41 | $0.43 | $43.29 million | | View | N/A | |
| 10/23/2012 | | $0.31 | $0.48 | | | View | N/A | |
| 7/18/2012 | | $0.25 | $0.34 | | | View | N/A | |
| 1/18/2012 | | $0.29 | $0.28 | | | View | N/A | |
| 10/19/2011 | | $0.20 | $0.29 | | | View | N/A | |
| 1/26/2011 | | $0.18 | $0.14 | | | View | N/A | |
(Data available from 1/1/2011 forward)
Earnings Estimates for Cardinal Financial (NASDAQ:CFNL)| Quarter | Number of Estimates | Low Estimate | High Estimate | Average Estimate |
|---|
| Q1 2017 | 1 | $0.43 | $0.43 | $0.43 |
| Q3 2017 | 1 | $0.42 | $0.42 | $0.42 |
| Q4 2017 | 1 | $0.36 | $0.36 | $0.36 |
(Data provided by Zacks Investment Research)
Current Dividend Information for Cardinal Financial (NASDAQ:CFNL)| Most Recent Dividend: | 2/24/2017 |
| Annual Dividend: | $0.52 |
| Dividend Yield: | 1.79% |
| Payout Ratio: | 34.67% (Trailing 12 Months of Earnings)
31.52% (Based on This Year's Estimates)
30.59% (Based on Next Year's Estimates)
|
Dividend History by Quarter for Cardinal Financial (NASDAQ CFNL)| Announced | Period | Amount | Yield | Ex-Dividend Date | Record Date | Payable Date |
|---|
| 1/26/2017 | Quarterly | $0.13 | 1.65% | 2/7/2017 | 2/9/2017 | 2/24/2017 |
| 10/20/2016 | quarterly | $0.12 | 1.84% | 11/1/2016 | 11/3/2016 | 11/21/2016 |
| 7/21/2016 | quarterly | $0.12 | 2.04% | 8/2/2016 | 8/4/2016 | 8/19/2016 |
| 4/22/2016 | quarterly | $0.12 | 2.26% | 5/3/2016 | 5/5/2016 | 5/20/2016 |
| 1/21/2016 | quarterly | $0.12 | 2.45% | 2/2/2016 | 2/4/2016 | 2/22/2016 |
| 10/22/2015 | quarterly | $0.11 | 1.94% | 11/3/2015 | 11/5/2015 | 11/20/2015 |
| 7/16/2015 | quarterly | $0.11 | 1.9% | 7/28/2015 | 7/30/2015 | 8/14/2015 |
| 4/23/2015 | quarterly | $0.11 | 2.11% | 5/5/2015 | 5/7/2015 | 5/22/2015 |
| 1/22/2015 | quarterly | $0.11 | 2.4% | 2/3/2015 | 2/5/2015 | 2/23/2015 |
| 10/23/2014 | quarterly | $0.10 | 2.24% | 11/4/2014 | 11/6/2014 | 11/21/2014 |
| 10/22/2014 | quarterly | $0.10 | | | 11/6/2014 | 11/12/2014 |
| 7/16/2014 | quarterly | $0.08 | 1.78% | 7/29/2014 | 7/31/2014 | 8/15/2014 |
| 4/23/2014 | quarterly | $0.08 | 1.85% | 5/6/2014 | 5/8/2014 | 5/23/2014 |
| 1/22/2014 | quarterly | $0.08 | 1.84% | 2/4/2014 | 2/6/2014 | 2/24/2014 |
| 10/23/2013 | quarterly | $0.06 | 1.42% | 11/5/2013 | 11/7/2013 | 11/22/2013 |
| 7/26/2013 | quarterly | $0.06 | 1.45% | 8/6/2013 | 8/8/2013 | 8/23/2013 |
| 4/18/2013 | quarterly | $0.06 | 1.6% | 4/30/2013 | 5/2/2013 | 5/17/2013 |
| 1/17/2013 | quarterly | $0.05 | 1.25% | 1/29/2013 | 1/31/2013 | 2/15/2013 |
| 12/10/2012 | quarterly | $0.05 | 1.25% | 12/13/2012 | 12/17/2012 | 12/28/2012 |
(Data available from 1/1/2013 forward)
Insider Trading and Institutional Ownership History for Cardinal Financial (NASDAQ:CFNL)Insider Ownership Percentage: 6.23%
Institutional Ownership Percentage: 75.24%
Insider Trades by Quarter for Cardinal Financial (NASDAQ:CFNL)| Transaction Date | Insider Name | Title | Buy/Sell | Number of Shares | Average Share Price | Total Transaction | Details |
|---|
| 4/19/2017 | B G Beck | Director | Sell | 3,850 | $28.47 | $109,609.50 | |
| 4/19/2017 | Bernard H Clineburg | Insider | Sell | 20,004 | $28.53 | $570,714.12 | |
| 4/18/2017 | Alice P Frazier | COO | Sell | 91,333 | $27.90 | $2,548,190.70 | |
| 4/18/2017 | William G Buck | Director | Sell | 10,000 | $28.11 | $281,100.00 | |
| 4/17/2017 | Christopher W Bergstrom | Insider | Sell | 27,296 | $27.58 | $752,823.68 | |
| 2/27/2017 | Alice P Frazier | COO | Sell | 2,887 | $31.42 | $90,709.54 | |
| 2/21/2017 | Mark A Wendel | CFO | Sell | 1,500 | $31.49 | $47,235.00 | |
| 2/17/2017 | F Kevin Reynolds | Insider | Sell | 2,887 | $31.25 | $90,218.75 | |
| 12/21/2016 | Alice P Frazier | COO | Sell | 25,000 | $33.05 | $826,250.00 | |
| 12/21/2016 | Christopher W Bergstrom | Insider | Sell | 50,750 | $33.04 | $1,676,780.00 | |
| 8/29/2016 | Christopher W Bergstrom | Insider | Sell | 80,993 | $26.50 | $2,146,314.50 | |
| 6/29/2016 | Mark A Wendel | CFO | Sell | 15,000 | $21.10 | $316,500.00 | |
| 2/25/2016 | William G Buck | Director | Buy | 1,000 | $19.18 | $19,180.00 | |
| 2/16/2016 | William G Buck | Director | Buy | 1,000 | $19.04 | $19,040.00 | |
| 11/24/2015 | F Kevin Reynolds | insider | Sell | 24,069 | $24.20 | $582,469.80 | |
| 3/18/2015 | William G Buck | Director | Buy | 1,000 | $20.50 | $20,500.00 | |
| 1/27/2015 | William G Buck | Director | Buy | 1,000 | $18.14 | $18,140.00 | |
| 12/30/2014 | Sidney O Dewberry | Director | Buy | 10,000 | $20.59 | $205,900.00 | |
| 12/22/2014 | Mark A Wendel | CFO | Sell | 10,000 | $19.36 | $193,600.00 | |
| 4/30/2014 | William Buck | Director | Buy | 2,000 | $16.83 | $33,660.00 | |
| 3/31/2014 | William Buck | Director | Buy | 1,000 | $17.91 | $17,910.00 | |
| 1/27/2014 | William Buck | Director | Buy | 2,000 | $17.43 | $34,860.00 | |
| 6/5/2013 | William G Buck | Director | Buy | 1,000 | $15.24 | $15,240.00 | |
| 4/25/2013 | Sidney O Dewberry | Director | Buy | 6,000 | $15.38 | $92,280.00 | |
| 4/24/2013 | Bernard H Clineburg | CEO | Buy | 1,025 | $15.04 | $15,416.00 | |
| 4/24/2013 | William G Buck | Director | Buy | 2,500 | $15.14 | $37,850.00 | |
| 4/23/2013 | Alice P Frazier | COO | Buy | 2,000 | $14.65 | $29,300.00 | |
| 1/24/2013 | William G Buck | Director | Buy | 1,500 | $16.32 | $24,480.00 | |
(Data available from 1/1/2013 forward)
Headline Trends for Cardinal Financial (NASDAQ:CFNL)
Latest Headlines for Cardinal Financial (NASDAQ:CFNL)
| Source: |
|
| Date | Headline |
|---|
 | Cardinal Financial (CFNL) versus Paragon Commercial Corporation (PBNC) Critical Review
www.americanbankingnews.com - August 21 at 2:12 AM |
| Cardinal Financial (CFNL) Earning Positive News Coverage, Analysis Finds
www.americanbankingnews.com - May 1 at 2:04 PM |
| Cardinal Financial (CFNL) Given News Sentiment Rating of 0.36
www.americanbankingnews.com - April 28 at 6:20 PM |
| Cardinal Financial (CFNL) Receiving Positive Media Coverage, AlphaOne Reports
www.americanbankingnews.com - April 25 at 2:08 PM |
 | United Bankshares (UBSI) Completes Acquisition of Cardinal Financial (CFNL)
www.streetinsider.com - April 24 at 9:40 AM |
| Cardinal Financial (CFNL) Getting Positive News Coverage, Report Finds
www.americanbankingnews.com - April 22 at 12:53 PM |
| Cardinal Financial Co. (CFNL) Director Sells $109,609.50 in Stock
www.americanbankingnews.com - April 21 at 12:28 PM |
| Insider Selling: Cardinal Financial Co. (CFNL) Insider Sells 20,004 Shares of Stock
www.americanbankingnews.com - April 21 at 12:27 PM |
| Short Interest in Cardinal Financial Co. (CFNL) Rises By 11.9%
www.americanbankingnews.com - April 19 at 10:20 PM |
| Cardinal Financial Co. (CFNL) Director William G. Buck Sells 10,000 Shares
www.americanbankingnews.com - April 19 at 7:53 PM |
| Cardinal Financial Co. (CFNL) COO Alice P. Frazier Sells 91,333 Shares
www.americanbankingnews.com - April 19 at 7:53 PM |
| Christopher W. Bergstrom Sells 27,296 Shares of Cardinal Financial Co. (CFNL) Stock
www.americanbankingnews.com - April 19 at 11:18 AM |
| Cardinal Financial (CFNL) Getting Favorable Press Coverage, Analysis Shows
www.americanbankingnews.com - April 18 at 8:59 AM |
| Cardinal Financial (CFNL) Earning Somewhat Favorable Media Coverage, Analysis Shows
www.americanbankingnews.com - April 14 at 9:18 AM |
| Cardinal Financial Co. (CFNL) Posts Earnings Results, Misses Estimates By $0.06 EPS
www.americanbankingnews.com - April 12 at 8:47 AM |
 | Cardinal Financial posts 1Q profit
marketbeat.com - April 11 at 5:31 PM |
| Cardinal Financial Co. (CFNL) Rating Reiterated by Keefe, Bruyette & Woods
www.americanbankingnews.com - April 10 at 9:38 PM |
 | ETFs with exposure to Cardinal Financial Corp. : April 5, 2017
finance.yahoo.com - April 7 at 8:57 AM |
| CARDINAL FINANCIAL CORP Financials
finance.yahoo.com - March 18 at 4:06 PM |
| CARDINAL FINANCIAL CORP Files SEC form 8-K, Other Events
biz.yahoo.com - March 17 at 8:41 PM |
| CARDINAL FINANCIAL CORP Files SEC form 10-K, Annual Report
biz.yahoo.com - March 15 at 4:36 PM |
 | Cardinal’s 2016 Record Earnings Surpass $50 Million
us.rd.yahoo.com - January 25 at 10:24 PM |
| 12:09 pm Cardinal Financial beats by $0.01
us.rd.yahoo.com - January 25 at 10:24 PM |
| Cardinal Financial Corporation (CFNL)
finance.yahoo.com - January 19 at 1:44 AM |
 | SHAREHOLDER ALERT: Bronstein, Gewirtz &...
www.benzinga.com - January 9 at 10:26 PM |
| SHAREHOLDER ALERT: Bronstein, Gewirtz & Grossman, LLC Notifies Investors of Class Action Against Cardinal Financial Corporation (CFNL) and Lead Plaintiff Deadline: March 6, 2017
finance.yahoo.com - January 9 at 5:24 PM |
| Brower Piven Announces The Filing of a Class Action Lawsuit Against Cardinal Financial Corporation - CFNL
finance.yahoo.com - January 5 at 4:40 PM |
 | Supreme Court Case Has Bankruptcy World on Edge
www.nytimes.com - December 8 at 5:31 AM |
 | Trump Doesn't Like Health Care But You Should, 2 Stocks To Buy
www.forbes.com - December 8 at 5:31 AM |
 | Here's how much Cardinal Bank is spending on its purchase by United
www.bizjournals.com - November 8 at 9:05 PM |
| Post Earnings Coverage as Cardinal Financial Q3 Results Beat Estimates
finance.yahoo.com - October 26 at 11:00 AM |
| CARDINAL FINANCIAL CORP Files SEC form 8-K, Results of Operations and Financial Condition, Other Events, Financial St
biz.yahoo.com - October 20 at 3:40 PM |
 | Cardinal Financial tops Street 3Q forecasts
www.cnbc.com - October 19 at 4:01 PM |
 | Cardinal Financial declares $0.12 dividend
seekingalpha.com - October 19 at 3:19 PM |
| Capital One, EagleBank gain market share in annual FDIC report
www.bizjournals.com - September 30 at 4:35 PM |
Cardinal Financial (CFNL) Chart for Friday, September, 22, 2017
