Conifer (CNFR) Stock Price, News & Analysis

Company Overview

Conifer Holdings, Inc. (NASDAQ: CNFR) is a provider of outsourced retail execution, supply chain services and data-driven insights for consumer packaged goods (CPG) manufacturers and major retail chains across North America. The company offers a comprehensive suite of solutions that includes in-store merchandising, category management, promotional execution, shelf replenishment, price auditing and market analytics. By integrating field teams with proprietary technology platforms, Conifer helps customers optimize product placement, maintain store compliance and drive sales performance at the point of purchase.

In addition to field services, Conifer delivers end-to-end supply chain support, encompassing order processing, warehousing, distribution and last-mile logistics. The company’s logistics network leverages strategically located distribution centers and a blend of owned and partner fleets to ensure timely delivery of retail programs and promotional materials. Conifer’s digital dashboards and real-time reporting tools enable clients to monitor key performance indicators—such as inventory levels, on-shelf availability and promotional compliance—helping them anticipate demand fluctuations and adjust deployment strategies accordingly.

Conifer was established in 2015 through the combination of several regional merchandising and logistics providers, and it went public in early 2023 to support further expansion. Over the years, the company has grown its footprint to serve more than 30 of the largest grocery, mass merchandise and drugstore retailers, along with over 350 CPG brands. Conifer operates across the United States, Canada, Puerto Rico and Mexico, with corporate headquarters in Illinois and regional offices supporting local markets.

The company is led by Chief Executive Officer Jeffery Smith, who brings over two decades of experience in retail operations and field services, and Chief Financial Officer Angela Rodriguez, an industry veteran in finance and strategic planning. Their leadership team is supported by executives heading technology development, supply chain operations and client success, all focused on enhancing the company’s service offerings and driving long-term growth for Conifer’s retail and CPG partners.

Key Stats

• Today's Range: $0.86 to $0.93
• 50-Day Range: $0.72 to $0.91
• 52-Week Range: $0.42 to $1.91
• Volume: 4,993 shs
• Average Volume: 495,422 shs
• Market Capitalization: $10.66 million
• P/E Ratio: 0.45
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

Conifer Stock Analysis - MarketRank™

Conifer scored higher than 45% of companies evaluated by MarketBeat, and ranked 672nd out of 933 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Conifer.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Conifer is 0.45, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.50.

Price to Earnings Ratio vs. Sector

The P/E ratio of Conifer is 0.45, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.15.

Price to Book Value per Share Ratio

Conifer has a P/B Ratio of 0.50. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.37% of the float of Conifer has been sold short.

Short Interest Ratio / Days to Cover

Conifer has a short interest ratio ("days to cover") of 0.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Conifer has recently decreased by 2.26%, indicating that investor sentiment is improving.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Conifer does not currently pay a dividend.

Dividend Growth

Conifer does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.37% of the float of Conifer has been sold short.

Short Interest Ratio / Days to Cover

Conifer has a short interest ratio ("days to cover") of 0.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Conifer has recently decreased by 2.26%, indicating that investor sentiment is improving.

News and Social Media

• Score: 2.7 / 5
• News Sentiment: N/A

News Sentiment

Conifer has a news sentiment score of 1.87. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.91 average news sentiment score of Finance companies.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Conifer insiders have not sold or bought any company stock.

Percentage Held by Insiders

50.90% of the stock of Conifer is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 34.88% of the stock of Conifer is held by institutions.

CNFR Stock Analysis - Frequently Asked Questions

How have CNFR shares performed this year?

Conifer's stock was trading at $1.17 at the beginning of the year. Since then, CNFR stock has decreased by 25.4% and is now trading at $0.8726.

How were Conifer's earnings last quarter?

Conifer Holdings, Inc. (NASDAQ:CNFR) announced its quarterly earnings results on Wednesday, May, 14th. The insurance provider reported ($0.30) EPS for the quarter. Conifer had a net margin of 33.54% and a negative trailing twelve-month return on equity of 179.36%.

When did Conifer IPO?

Conifer (CNFR) raised $37 million in an IPO on Thursday, August 13th 2015. The company issued 3,100,000 shares at a price of $11.00-$13.00 per share. BMO Capital Markets and Raymond James served as the underwriters for the IPO and Sandler O'Neill+Partners and William Blair were co-managers.

How do I buy shares of Conifer?

Shares of CNFR stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Conifer own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Conifer investors own include Cisco Systems (CSCO), Meta Platforms (META), Becton, Dickinson and Company (BDX), NVIDIA (NVDA), Tesla (TSLA), Alibaba Group (BABA) and Walt Disney (DIS).

Company Calendar

• Last Earnings: 5/14/2025
• Today: 7/18/2025
• Next Earnings (Estimated): 8/11/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: INS - PROP&CASLTY
• Sub-Industry: Insurance
• Current Symbol: NASDAQ:CNFR
• CIK: 1502292
• Web: www.cnfrh.com
• Phone: (248) 559-0840
• Fax: 248-559-0870
• Employees: 150
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $1.96
• Trailing P/E Ratio: 0.46
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $24.35 million
• Net Margins: 33.54%
• Pretax Margin: -50.04%
• Return on Equity: -179.36%
• Return on Assets: -13.86%

Debt

• Debt-to-Equity Ratio: 0.47
• Current Ratio: 0.72
• Quick Ratio: 0.72

Sales & Book Value

• Annual Sales: $67.27 million
• Price / Sales: 0.17
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $1.76 per share
• Price / Book: 0.52

Miscellaneous

• Outstanding Shares: 12,220,000
• Free Float: 6,001,000
• Market Cap: $11.11 million
• Optionable: Not Optionable
• Beta: 0.66