NASDAQ:CZFC - Citizens First Stock Price, News, & Analysis Sign in or create an account to add this stock to your watchlist. Get Started $25.03 -0.39 (-1.53 %) (As of 05/22/2019 03:09 PM ET)Previous Close$25.42Today's Range$25.03 - $25.0352-Week Range$20.21 - $27.10Volume480 shsAverage Volume11,566 shsMarket Capitalization$63.75 millionP/E Ratio13.24Dividend Yield1.10%Beta0.48 ProfileChartDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesSEC FilingsSocial Media Share on FacebookShare on TwitterShare on LinkedInShare on RedditShare on StocktwitsPrint this articleShare by Email Citizens First Corporation operates as the bank holding company for Citizens First Bank, Inc. that provides various banking products and services primarily to small and medium-sized businesses, and retail consumers. The company offers a range of deposit products and services, including checking accounts, savings accounts, NOW accounts, money market accounts, sweep accounts, fixed and variable rate IRA accounts, Christmas Club accounts, and certificate of deposit accounts. It provides various loan products, including secured and unsecured commercial loans; commercial real estate loans, such as loans secured by multi-family residential units, income-producing properties, and owner-occupied commercial properties; construction loans; and consumer loans comprising personal loans and lines of credit to consumers for various purposes, including the purchase of automobiles, boats, and other recreational vehicles, as well as for home improvements and personal investments. In addition, the company offers residential real estate mortgage loans for borrowers to purchase and refinance one-to-four family properties; and home equity loans and home equity lines of credit. Further, it provides debit and credit cards, safekeeping and safe deposit boxes, ACH and other direct deposit services, savings bond redemptions, cashier's checks, travelers' checks, and letters of credit, as well as cash management services, wire transfer services, and loan participations. The company conducts full-service community banking operations from eight locations in Barren, Hart, Simpson, and Warren Counties in Kentucky; and a loan production office in Williamson County, Tennessee. Citizens First Corporation was founded in 1975 and is headquartered in Bowling Green, Kentucky. Receive CZFC News and Ratings via Email Sign-up to receive the latest news and ratings for CZFC and its competitors with MarketBeat's FREE daily newsletter. Industry, Sector and Symbol Stock Exchange NASDAQ Industry National commercial banks Sub-IndustryN/A SectorFinance Current SymbolNASDAQ:CZFC Previous Symbol CUSIPN/A CIK1073475 Webhttp://www.citizensfirstbank.com/ Phone270-393-0700Debt Debt-to-Equity Ratio0.72 Current Ratio1.05 Quick Ratio1.05Price-To-Earnings Trailing P/E Ratio13.24 Forward P/E RatioN/A P/E GrowthN/A Sales & Book Value Annual Sales$23.84 million Price / Sales2.67 Cash Flow$2.1503 per share Price / Cash Flow11.64 Book Value$20.17 per share Price / Book1.24Profitability EPS (Most Recent Fiscal Year)N/A Net Income$4.82 million Net Margins20.10% Return on Equity9.82% Return on Assets1.02%Miscellaneous Employees93 Outstanding Shares2,547,000Market Cap$63.75 million Next Earnings Date7/18/2019 (Estimated) OptionableNot Optionable Citizens First (NASDAQ:CZFC) Frequently Asked Questions What is Citizens First's stock symbol? Citizens First trades on the NASDAQ under the ticker symbol "CZFC." How often does Citizens First pay dividends? What is the dividend yield for Citizens First? Citizens First declared a quarterly dividend on Friday, April 19th. Stockholders of record on Thursday, May 2nd will be paid a dividend of $0.07 per share on Thursday, May 16th. This represents a $0.28 dividend on an annualized basis and a dividend yield of 1.12%. The ex-dividend date of this dividend is Wednesday, May 1st. View Citizens First's Dividend History. How were Citizens First's earnings last quarter? Citizens First Corp. (NASDAQ:CZFC) posted its earnings results on Thursday, April, 18th. The bank reported $0.44 EPS for the quarter. The bank earned $4.69 million during the quarter. Citizens First had a return on equity of 9.82% and a net margin of 20.10%. View Citizens First's Earnings History. When is Citizens First's next earnings date? Citizens First is scheduled to release their next quarterly earnings announcement on Thursday, July 18th 2019. View Earnings Estimates for Citizens First. Has Citizens First been receiving favorable news coverage? News articles about CZFC stock have been trending somewhat negative recently, according to InfoTrie Sentiment Analysis. The research firm rates the sentiment of media coverage by monitoring more than six thousand news and blog sources. The firm ranks coverage of companies on a scale of negative five to positive five, with scores closest to five being the most favorable. Citizens First earned a coverage optimism score of -1.1 on InfoTrie's scale. They also gave news articles about the bank a news buzz of 10.0 out of 10, indicating that recent media coverage is extremely likely to have an impact on the stock's share price in the near term. Who are some of Citizens First's key competitors? Some companies that are related to Citizens First include Ames National (ATLO), LCNB (LCNB), Fidelity D&D Bancorp (FDBC), MBT Financial (MBTF), Shore Bancshares (SHBI), DNB Financial (DNBF), MidSouth Bancorp (MSL), United Security Bancshares (UBFO), Pacific Mercantile Bancorp (PMBC), Capital Bancorp (CBNK), Hawthorn Bancshares (HWBK), Heartland Banccorp (HLAN), California First National Bancorp (CFNB), First United (FUNC) and CBB BANCORP INC/SH (CBBI). Who are Citizens First's key executives? Citizens First's management team includes the folowing people: Mr. Matthew Todd Kanipe, Pres, CEO & Director (Age 51)Mr. John Steven Marcum CPA, Exec. VP, CFO & Director (Age 63)Mr. Marc R. Lively, Chief Credit Officer & Exec. VP (Age 55)Ms. Kimberly K. Harmon, Sr. VP & Accounting Officer (Age 56)Ms. Kim M. Thomas, Exec. VP of Retail Banking & Private Client Group (Age 48) Who are Citizens First's major shareholders? Citizens First's stock is owned by a number of of retail and institutional investors. Top institutional investors include Salzhauer Michael (0.79%) and Gabelli Funds LLC (0.77%). Company insiders that own Citizens First stock include Amy Hale Milliken, Jeff Perkins, Kent E Furlong, M Todd Kanipe, Marc R Lively, Mark Iverson, Sarah Glenn Grise and Steve Marcum. View Institutional Ownership Trends for Citizens First. Which institutional investors are selling Citizens First stock? CZFC stock was sold by a variety of institutional investors in the last quarter, including Salzhauer Michael. View Insider Buying and Selling for Citizens First. Which institutional investors are buying Citizens First stock? CZFC stock was bought by a variety of institutional investors in the last quarter, including Gabelli Funds LLC. Company insiders that have bought Citizens First stock in the last two years include Amy Hale Milliken, Jeff Perkins, Kent E Furlong, M Todd Kanipe, Mark Iverson, Sarah Glenn Grise and Steve Marcum. View Insider Buying and Selling for Citizens First. How do I buy shares of Citizens First? Shares of CZFC can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab. What is Citizens First's stock price today? One share of CZFC stock can currently be purchased for approximately $25.03. How big of a company is Citizens First? Citizens First has a market capitalization of $63.75 million and generates $23.84 million in revenue each year. Citizens First employs 93 workers across the globe. What is Citizens First's official website? The official website for Citizens First is http://www.citizensfirstbank.com/. How can I contact Citizens First? Citizens First's mailing address is 1065 ASHLEY STREET, BOWLING GREEN KY, 42103. The bank can be reached via phone at 270-393-0700 or via email at [email protected] MarketBeat Community Rating for Citizens First (NASDAQ CZFC)Community Ranking: 2.4 out of 5 ( )Outperform Votes: 79 (Vote Outperform)Underperform Votes: 85 (Vote Underperform)Total Votes: 164MarketBeat's community ratings are surveys of what our community members think about Citizens First and other stocks. Vote "Outperform" if you believe CZFC will outperform the S&P 500 over the long term. Vote "Underperform" if you believe CZFC will underperform the S&P 500 over the long term. You may vote once every thirty days. This page was last updated on 5/22/2019 by MarketBeat.com StaffFeatured Article: Net Income Receive Analysts' Upgrades and Downgrades Daily Enter your email address below to receive a concise daily summary of analysts' upgrades, downgrades and new coverage with MarketBeat.com's FREE daily email newsletter.