Citizens First Corporation operates as the bank holding company for Citizens First Bank, Inc. that provides various banking products and services primarily to small and medium-sized businesses, and retail consumers. The company offers a range of deposit products and services, including checking accounts, savings accounts, NOW accounts, money market accounts, sweep accounts, fixed and variable rate IRA accounts, Christmas Club accounts, and certificate of deposit accounts. It provides various loan products, including secured and unsecured commercial loans; commercial real estate loans, such as loans secured by multi-family residential units, income-producing properties, and owner-occupied commercial properties; construction loans; and consumer loans comprising personal loans and lines of credit to consumers for various purposes, including the purchase of automobiles, boats, and other recreational vehicles, as well as for home improvements and personal investments. In addition, the company offers residential real estate mortgage loans for borrowers to purchase and refinance one-to-four family properties; and home equity loans and home equity lines of credit. Further, it provides debit and credit cards, safekeeping and safe deposit boxes, ACH and other direct deposit services, savings bond redemptions, cashier's checks, travelers' checks, and letters of credit, as well as cash management services, wire transfer services, and loan participations. The company conducts full-service community banking operations from eight locations in Barren, Hart, Simpson, and Warren Counties in Kentucky; and a loan production office in Williamson County, Tennessee. Citizens First Corporation was founded in 1975 and is headquartered in Bowling Green, Kentucky.
Industry, Sector and Symbol
Industry National commercial banks
Sub-IndustryN/A
SectorFinance
Phone270-393-0700
Debt
Price-To-Earnings
Sales & Book Value
Annual Sales$23.84 million
Profitability
Miscellaneous
Employees93
Next Earnings DateN/A
OptionableNot Optionable
Citizens First (NASDAQ:CZFC) Frequently Asked Questions
What is Citizens First's stock symbol?
Citizens First trades on the NASDAQ under the ticker symbol "CZFC."
How often does Citizens First pay dividends? What is the dividend yield for Citizens First?
Citizens First announced a quarterly dividend on Friday, April 19th. Stockholders of record on Thursday, May 2nd will be given a dividend of $0.07 per share on Thursday, May 16th. This represents a $0.28 dividend on an annualized basis and a dividend yield of 1.09%. The ex-dividend date of this dividend is Wednesday, May 1st. View Citizens First's Dividend History.
How were Citizens First's earnings last quarter?
Citizens First Corp. (NASDAQ:CZFC) released its earnings results on Thursday, April, 18th. The bank reported $0.44 earnings per share for the quarter. The bank had revenue of $4.69 million for the quarter. Citizens First had a net margin of 20.10% and a return on equity of 9.82%. View Citizens First's Earnings History.
Has Citizens First been receiving favorable news coverage?
News articles about CZFC stock have trended very negative on Thursday, according to InfoTrie Sentiment. The research firm identifies positive and negative media coverage by analyzing more than six thousand news and blog sources in real-time. The firm ranks coverage of companies on a scale of negative five to five, with scores nearest to five being the most favorable. Citizens First earned a news impact score of -3.6 on InfoTrie's scale. They also gave press coverage about the bank a news buzz of 0.0 out of 10, meaning that recent media coverage is extremely unlikely to have an effect on the company's share price in the immediate future. View News Stories for Citizens First.
Who are some of Citizens First's key competitors?
Some companies that are related to Citizens First include Ames National (ATLO), LCNB (LCNB), Fidelity D&D Bancorp (FDBC), MBT Financial (MBTF), Shore Bancshares (SHBI), DNB Financial (DNBF), Capital Bancorp (CBNK), Heartland Banccorp (HLAN), MidSouth Bancorp (MSL), United Security Bancshares (UBFO), California First National Bancorp (CFNB), First United (FUNC), Pacific Mercantile Bancorp (PMBC), Hawthorn Bancshares (HWBK) and Old Point Financial (OPOF).
Who are Citizens First's key executives?
Citizens First's management team includes the folowing people:
- Mr. Matthew Todd Kanipe, Pres, CEO & Director (Age 51)
- Mr. John Steven Marcum CPA, Exec. VP, CFO & Director (Age 63)
- Mr. Marc R. Lively, Chief Credit Officer & Exec. VP (Age 55)
- Ms. Kimberly K. Harmon, Sr. VP & Accounting Officer (Age 56)
- Ms. Kim M. Thomas, Exec. VP of Retail Banking & Private Client Group (Age 48)
What is Citizens First's stock price today?
One share of CZFC stock can currently be purchased for approximately $25.68.
How big of a company is Citizens First?
What is Citizens First's official website?
How can I contact Citizens First?
Citizens First's mailing address is 1065 ASHLEY STREET, BOWLING GREEN KY, 42103. The bank can be reached via phone at 270-393-0700 or via email at [email protected]
MarketBeat Community Rating for Citizens First (NASDAQ CZFC)
MarketBeat's community ratings are surveys of what our community members think about Citizens First and other stocks. Vote "Outperform" if you believe CZFC will outperform the S&P 500 over the long term. Vote "Underperform" if you believe CZFC will underperform the S&P 500 over the long term. You may vote once every thirty days.
