ESSA Bancorp Company Profile (NASDAQ:ESSA)

About ESSA Bancorp (NASDAQ:ESSA)

ESSA Bancorp, Inc. is a holding company for ESSA Bank & Trust (the Bank). The Bank is a community-oriented savings bank. The Bank provides financial services to individuals, families and businesses through its banking offices, located in Monroe, Northampton, Lehigh, Lackawanna, Luzerne, Chester, Delaware and Montgomery Counties, Pennsylvania. The Bank's business consists primarily of accepting deposits from the general public and investing those deposits, together with funds generated from operations and borrowings, in residential first mortgage loans (including construction mortgage loans), commercial real estate loans, home equity loans and lines of credit, commercial and consumer loans (including indirect auto loans). The Bank's deposit accounts consist of savings accounts, interest bearing demand accounts, checking accounts, money market accounts, club accounts, certificates of deposit and individual retirement accounts (IRAs) and other qualified plan accounts.

Industry, Sector and Symbol:

Sector: Finance
Industry: Banks
Sub-Industry: Thrifts & Mortgage Finance
Symbol: NASDAQ:ESSA
CUSIP: 29667D10
Web: www.essabank.com

Capitalization:

Market Cap: $161.24 million
Outstanding Shares: 10,678,000

Average Prices:

50 Day Moving Avg: $14.82
200 Day Moving Avg: $14.86
52 Week Range: $12.93 - $16.91

P/E:

Trailing P/E Ratio: 23.59
Foreward P/E Ratio: 13.60
P/E Growth: 0.00

Sales & Book Value:

Annual Revenue: $50.95 million
Price / Sales: 3.16
Book Value: $16.91 per share
Price / Book: 0.89

Dividend:

Annual Dividend: $0.36
Dividend Yield: 2.4%

Profitability:

Net Margins: 10.35%
Return on Equity: 3.97%
Return on Assets: 0.40%

Debt:

Debt-to-Equity Ratio: 1.10%
Current Ratio: 0.92%
Quick Ratio: 0.92%

Misc:

Average Volume: 13,202 shs.
Beta: 0.27
Short Ratio: 5.71

Frequently Asked Questions for ESSA Bancorp (NASDAQ:ESSA)

What is ESSA Bancorp's stock symbol?

ESSA Bancorp trades on the NASDAQ under the ticker symbol "ESSA."

How often does ESSA Bancorp pay dividends? What is the dividend yield for ESSA Bancorp?

ESSA Bancorp declared a quarterly dividend on Friday, September 1st. Stockholders of record on Saturday, September 16th will be given a dividend of $0.09 per share on Saturday, September 30th. This represents a $0.36 annualized dividend and a dividend yield of 2.38%. The ex-dividend date of this dividend is Thursday, September 14th. View ESSA Bancorp's Dividend History.

How were ESSA Bancorp's earnings last quarter?

ESSA Bancorp, Inc. (NASDAQ:ESSA) issued its earnings results on Wednesday, July, 26th. The company reported $0.16 EPS for the quarter. The business earned $13.28 million during the quarter. ESSA Bancorp had a return on equity of 3.97% and a net margin of 10.35%. View ESSA Bancorp's Earnings History.

When will ESSA Bancorp make its next earnings announcement?

ESSA Bancorp is scheduled to release their next quarterly earnings announcement on Tuesday, October, 24th 2017. View Earnings Estimates for ESSA Bancorp.

Who are some of ESSA Bancorp's key competitors?

Some companies that are related to ESSA Bancorp include Farmers & Merchants Bancorp (FMAO), Home Bancorp (HBCP), Farmers Capital Bank Corporation (FFKT), Paragon Commercial Corporation (PBNC), BankFinancial Corporation (BFIN), Citizens & Northern Corp (CZNC), Territorial Bancorp (TBNK), The First Bancshares (FBMS), Shore Bancshares (SHBI), Howard Bancorp (HBMD), County Bancorp (ICBK), First Internet Bancorp (INBK), MidSouth Bancorp (MSL), Riverview Bancorp (RVSB), Bank of Commerce Holdings (CA) (BOCH), First Financial Northwest (FFNW), California First National Bancorp (CFNB) and Entegra Financial Corp. (ENFC).

Who are ESSA Bancorp's key executives?

ESSA Bancorp's management team includes the folowing people:

William A. Viechnicki DDS, Chairman of the Board
Gary S. Olson, President, Chief Executive Officer, Director; President and Chief Executive Officer of ESSA Bank & Trust
Charles D. Hangen, Chief Operating Officer, Senior Vice President
Steven Patterson, Senior Vice President, Chief Lending Officer
Diane K. Reimer, Senior Vice President - Administration Division of ESSA Bank & Trust
V. Gail Bryant, Senior Vice President - Retail Services Division of ESSA Bank & Trust
Thomas J. Grayuski, Vice President - Human Resources Services Division of ESSA Bank & Trust
Allan A. Muto, Chief Financial Officer, Executive Vice President of ESSA Bank & Trust
Joseph S. Durkin, Independent Director
Timothy S. Fallon, Independent Director

Who owns ESSA Bancorp stock?

ESSA Bancorp's stock is owned by many different of institutional and retail investors. Top institutional shareholders include Dimensional Fund Advisors LP (5.20%), Vanguard Group Inc. (4.41%), Kennedy Capital Management Inc. (2.31%), Foundry Partners LLC (1.84%), Banc Funds Co. LLC (1.29%) and State Street Corp (1.17%). Company insiders that own ESSA Bancorp stock include Allan A Muto, Daniel J Henning, Diane K Reimer, Gary S Olson, Peter A Gray, Robert L Selitto, Stephen H Patterson, Thomas J Grayuski, V Gail Bryant and William A Viechnicki. View Institutional Ownership Trends for ESSA Bancorp.

Who sold ESSA Bancorp stock? Who is selling ESSA Bancorp stock?

ESSA Bancorp's stock was sold by a variety of institutional investors in the last quarter, including LSV Asset Management, Acadian Asset Management LLC, Parametric Portfolio Associates LLC, Foundry Partners LLC, California State Teachers Retirement System, PNC Financial Services Group Inc. and New York State Common Retirement Fund. Company insiders that have sold ESSA Bancorp stock in the last year include Allan A Muto, Daniel J Henning, Diane K Reimer, Gary S Olson, Robert L Selitto, Thomas J Grayuski, V Gail Bryant and William A Viechnicki. View Insider Buying and Selling for ESSA Bancorp.

Who bought ESSA Bancorp stock? Who is buying ESSA Bancorp stock?

ESSA Bancorp's stock was bought by a variety of institutional investors in the last quarter, including Northern Trust Corp, Harbor Advisors LLC, Kennedy Capital Management Inc., State Street Corp, Dimensional Fund Advisors LP, The Manufacturers Life Insurance Company , Sei Investments Co. and Vanguard Group Inc.. Company insiders that have bought ESSA Bancorp stock in the last two years include Peter A Gray and Stephen H Patterson. View Insider Buying and Selling for ESSA Bancorp.

How do I buy ESSA Bancorp stock?

Shares of ESSA Bancorp can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

What is ESSA Bancorp's stock price today?

One share of ESSA Bancorp stock can currently be purchased for approximately $15.10.

MarketBeat Community Rating for ESSA Bancorp (NASDAQ ESSA)

Community Ranking:		2.0 out of 5 ( )
Outperform Votes:		28 (Vote Outperform)
Underperform Votes:		41 (Vote Underperform)
Total Votes:		69

MarketBeat's community ratings are surveys of what our community members think about ESSA Bancorp and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.

Consensus Ratings for ESSA Bancorp (NASDAQ:ESSA) (How are Consensus Ratings Calculated?)

Ratings Breakdown:	1 Hold Rating
Consensus Rating:	Hold (Score: 2.00)
Consensus Price Target:	N/A

Analysts' Ratings History for ESSA Bancorp (NASDAQ:ESSA)

Show:

Date	Firm	Action	Rating	Price Target	Impact on Share Price	Details
4/19/2017	Maxim Group	Reiterated Rating	Hold		High

(Data available from 9/20/2015 forward)

Earnings History for ESSA Bancorp (NASDAQ:ESSA)

Earnings by Quarter for ESSA Bancorp (NASDAQ:ESSA)

Earnings History by Quarter for ESSA Bancorp (NASDAQ ESSA)

Date	Quarter	Consensus Estimate	Actual EPS	Actual Revenue	Release Link	Conference Call
10/24/2017						N/A
7/26/2017	Q3 2017		$0.16	$13.28 million	View	N/A
4/26/2017	Q2 2017		$0.15	$13.09 million	View	N/A
1/25/2017	Q1 2017	$0.17	$0.18	$13.49 million	View	N/A
10/26/2016	Q4	$0.27	$0.14	$14.09 million	View	N/A
7/27/2016	Q3	$0.22	$0.20	$14.16 million	View	N/A
4/27/2016	Q2	$0.20	$0.20	$14.56 million	View	N/A
1/27/2016	Q1		$0.19	$12.91 million	View	N/A
7/29/2015	Q3		$0.23	$12.96 million	View	N/A
1/28/2015	Q115		$0.25	$12.86 million	View	N/A
4/23/2014	Q2 14		$0.14	$10.69 million	View	N/A
1/29/2014	Q4		$0.18		View	N/A

(Data available from 1/1/2011 forward)

Earnings Estimates for ESSA Bancorp (NASDAQ:ESSA)

Current Year EPS Consensus Estimate: $0.70 EPS
Next Year EPS Consensus Estimate: $1.11 EPS

Current Dividend Information for ESSA Bancorp (NASDAQ:ESSA)

Next Dividend:	9/30/2017
Annual Dividend:	$0.36
Dividend Yield:	2.38%
Payout Ratio:	57.14% (Trailing 12 Months of Earnings) 51.43% (Based on This Year's Estimates) 32.43% (Based on Next Year's Estimates)

Dividend Payments by Quarter for ESSA Bancorp (NASDAQ:ESSA)

Dividend History by Quarter for ESSA Bancorp (NASDAQ ESSA)

Announced	Period	Amount	Yield	Ex-Dividend Date	Record Date	Payable Date
9/1/2017	quarterly	$0.09	2.38%	9/14/2017	9/16/2017	9/30/2017
5/31/2017	quarterly	$0.09	2.47%	6/14/2017	6/16/2017	6/30/2017
3/7/2017	quarterly	$0.09	2.32%	3/14/2017	3/16/2017	3/30/2017
11/23/2016	quarterly	$0.09	2.44%	12/14/2016	12/16/2016	12/30/2016
8/31/2016	quarterly	$0.09	2.62%	9/14/2016	9/16/2016	9/30/2016
6/1/2016	quarterly	$0.09	2.65%	6/14/2016	6/16/2016	6/30/2016
3/2/2016	quarterly	$0.09	2.66%	3/14/2016	3/16/2016	3/30/2016
12/2/2015	quarterly	$0.09	2.68%	12/14/2015	12/16/2015	12/30/2015
9/4/2015	quarterly	$0.09	2.8%	9/14/2015	9/16/2015	9/30/2015
6/1/2015	quarterly	$0.09	2.83%	6/12/2015	6/16/2015	6/30/2015
3/2/2015	quarterly	$0.09	2.93%	3/12/2015	3/16/2015	3/30/2015
12/2/2014	quarterly	$0.07	2.46%	12/12/2014	12/16/2014	12/30/2014
8/29/2014	quarterly	$0.07	2.46%	9/12/2014	9/16/2014	9/30/2014
6/4/2014	quarterly	$0.07	2.62%	6/12/2014	6/16/2014	6/30/2014
2/27/2014	quarterly	$0.07	2.49%	3/12/2014	3/16/2014	3/30/2014
11/25/2013	quarterly	$0.05	1.78%	12/12/2013	12/16/2013	12/30/2013
9/3/2013	quarterly	$0.05	1.93%	9/12/2013	9/16/2013	9/30/2013
6/4/2013	quarterly	$0.05	1.86%	6/12/2013	6/16/2013	6/30/2013
2/27/2013	quarterly	$0.05	1.81%	3/13/2013	3/16/2013	3/30/2013
12/12/2012	quarterly	$0.05	1.97%	12/12/2012	12/16/2012	12/30/2012

(Data available from 1/1/2013 forward)

Insider Trading and Institutional Ownership History for ESSA Bancorp (NASDAQ:ESSA)

Insider Ownership Percentage: 12.39%
Institutional Ownership Percentage: 42.93%

Institutional Ownership by Quarter for ESSA Bancorp (NASDAQ:ESSA)

Insider Trades by Quarter for ESSA Bancorp (NASDAQ:ESSA)

Transaction Date	Insider Name	Title	Buy/Sell	Number of Shares	Average Share Price	Total Transaction
9/18/2017	Gary S. Olson	Insider	Sell	8,000	$14.95	$119,600.00
9/11/2017	Gary S. Olson	Insider	Sell	8,000	$14.81	$118,480.00
9/5/2017	Gary S. Olson	Insider	Sell	8,000	$14.83	$118,640.00
8/28/2017	Gary S. Olson	Insider	Sell	8,000	$14.81	$118,480.00
6/8/2017	Daniel J Henning	Director	Sell	1,500	$14.78	$22,170.00
6/7/2017	Daniel J Henning	Director	Sell	937	$14.75	$13,820.75
5/25/2017	Daniel J Henning	Director	Sell	3,200	$14.65	$46,880.00
5/10/2017	William A Viechnicki	Director	Sell	2,000	$14.73	$29,460.00
5/5/2017	V Gail Bryant	Insider	Sell	3,350	$14.75	$49,412.50
5/3/2017	V Gail Bryant	Insider	Sell	2,500	$14.71	$36,775.00
5/2/2017	V Gail Bryant	Insider	Sell	5,000	$14.92	$74,600.00
5/1/2017	Peter A. Gray	Insider	Buy	1,000	$14.98	$14,980.00
3/10/2017	V Gail Bryant	Insider	Sell	15,201	$15.50	$235,615.50
3/7/2017	V Gail Bryant	SVP	Sell	8,092	$15.75	$127,449.00
3/6/2017	V Gail Bryant	SVP	Sell	100	$15.75	$1,575.00
2/28/2017	V Gail Bryant	Insider	Sell	3,661	$16.45	$60,223.45
2/21/2017	Allan A. Muto	CFO	Sell	2,524	$16.52	$41,696.48
2/15/2017	Thomas J. Grayuski	VP	Sell	20,485	$16.11	$330,013.35
2/3/2017	Robert L. Selitto	VP	Sell	15,000	$15.65	$234,750.00
1/27/2017	Diane K. Reimer	Insider	Sell	2,342	$16.06	$37,612.52
1/27/2017	Robert L. Selitto	VP	Sell	477	$16.01	$7,636.77
11/16/2016	Allan A. Muto	CFO	Sell	2,338	$14.51	$33,924.38
9/16/2016	William A Viechnicki	Director	Sell	6,202	$13.94	$86,455.88
8/8/2016	Stephen H Patterson	SVP	Buy	1,000	$14.11	$14,110.00
6/10/2016	Daniel J Henning	Director	Sell	10,000	$13.61	$136,100.00
5/12/2016	Daniel J Henning	Director	Sell	10,000	$13.60	$136,000.00
12/11/2015	William A. Viechnicki	Director	Sell	2,000	$13.28	$26,560.00
10/30/2015	V Gail Bryant	Insider	Sell	2,110	$13.28	$28,020.80
3/10/2015	Timothy S Fallon	Director	Buy	1,000	$12.50	$12,500.00
2/10/2015	Timothy S Fallon	Director	Buy	1,000	$12.48	$12,480.00
9/26/2014	Philip H Iv Hosbach	Director	Buy	445	$11.34	$5,046.30
9/9/2014	Timothy S Fallon	Director	Buy	3,160	$11.47	$36,245.20
6/3/2014	William A Viechnicki	Director	Buy	5,000	$10.56	$52,800.00
11/29/2013	Joseph Svetik	Director	Sell	5,625	$11.54	$64,912.50
7/29/2013	Gary S Olson	CEO	Sell	10,000	$11.38	$113,800.00
6/14/2013	Joseph Svetik	Director	Sell	6,000	$10.89	$65,340.00
5/16/2013	Joseph Svetik	Director	Sell	4,000	$11.05	$44,200.00

(Data available from 1/1/2013 forward)

Headline Trends for ESSA Bancorp (NASDAQ:ESSA) Latest Headlines for ESSA Bancorp (NASDAQ:ESSA)

Source:

Date	Headline
	Insider Selling: ESSA Bancorp, Inc. (ESSA) Insider Sells 8,000 Shares of Stock www.americanbankingnews.com - September 20 at 1:16 PM
	ETFs with exposure to ESSA Bancorp, Inc. : September 19, 2017 finance.yahoo.com - September 19 at 6:23 PM
	ESSA Bancorp, Inc. :ESSA-US: Earnings Analysis: Q3, 2017 By the Numbers : September 15, 2017 finance.yahoo.com - September 15 at 6:57 PM
	ESSA Bancorp, Inc. (ESSA) Insider Gary S. Olson Sells 8,000 Shares www.americanbankingnews.com - September 12 at 4:16 PM
	ESSA Bancorp, Inc. (ESSA) Plans $0.09 Quarterly Dividend www.americanbankingnews.com - September 1 at 5:51 PM
	ESSA Bancorp, Inc. (ESSA) Posts Earnings Results www.americanbankingnews.com - July 27 at 12:39 PM
	BRIEF-Essa Bancorp Q3 earnings per share $0.16 www.reuters.com - July 27 at 12:01 AM
	ESSA Bancorp, Inc. Reports Fiscal 2017 Third Quarter, Nine Month Financial Results finance.yahoo.com - July 26 at 6:59 PM
	ESSA Bancorp, Inc. (ESSA) to Release Earnings on Tuesday www.americanbankingnews.com - July 22 at 11:04 AM
	ESSA Bancorp, Inc. : ESSA-US: Dividend Analysis : June 16th, 2017 (record date) : By the numbers : June 16, 2017 finance.yahoo.com - June 16 at 3:44 PM
	ETFs with exposure to ESSA Bancorp, Inc. : June 14, 2017 finance.yahoo.com - June 14 at 6:13 PM
	ESSA Bancorp, Inc. (ESSA) Director Daniel J. Henning Sells 1,500 Shares www.americanbankingnews.com - June 12 at 4:38 PM
	ESSA Bancorp, Inc. (ESSA) Director Sells $13,820.75 in Stock www.americanbankingnews.com - June 8 at 8:40 PM
	Form 4 ESSA Bancorp, Inc. For: Jun 02 Filed by: Olson Gary S www.streetinsider.com - June 6 at 10:27 PM
	ESSA Bancorp, Inc. Announces Quarterly Dividend of $0.09 (ESSA) www.americanbankingnews.com - May 31 at 5:32 PM
	ESSA Bancorp, Inc. (ESSA) Director Sells $46,880.00 in Stock www.americanbankingnews.com - May 26 at 1:50 PM
	ETFs with exposure to ESSA Bancorp, Inc. : May 22, 2017 finance.yahoo.com - May 22 at 4:45 PM
	ESSA Bancorp, Inc. :ESSA-US: Earnings Analysis: Q2, 2017 By the Numbers : May 19, 2017 finance.yahoo.com - May 19 at 4:49 PM
	TheStreet Downgrades ESSA Bancorp, Inc. (ESSA) to C+ www.americanbankingnews.com - May 19 at 2:50 PM
	William A. Viechnicki Sells 2,000 Shares of ESSA Bancorp, Inc. (ESSA) Stock www.americanbankingnews.com - May 11 at 4:28 PM
	ESSA Bancorp, Inc. (ESSA) Insider Sells $49,412.50 in Stock www.americanbankingnews.com - May 9 at 1:14 PM
	Insider Selling: ESSA Bancorp, Inc. (ESSA) Insider Sells 2,500 Shares of Stock www.americanbankingnews.com - May 5 at 10:57 PM
	V Gail Bryant Sells 5,000 Shares of ESSA Bancorp, Inc. (ESSA) Stock www.americanbankingnews.com - May 4 at 1:29 AM
	ESSA Bancorp, Inc. (ESSA) Insider Peter A. Gray Purchases 1,000 Shares www.americanbankingnews.com - May 4 at 12:34 AM
	Very Positive Media Coverage Likely to Impact ESSA Bancorp (ESSA) Stock Price www.americanbankingnews.com - May 3 at 1:53 PM
	Peter A. Gray Purchases 1,000 Shares of ESSA Bancorp, Inc. (ESSA) Stock www.americanbankingnews.com - May 2 at 7:14 PM
	ESSA Bancorp (ESSA) Given Coverage Optimism Rating of 0.07 www.americanbankingnews.com - April 29 at 11:59 PM
	ESSA Bancorp, Inc. (ESSA) Announces Earnings Results www.americanbankingnews.com - April 27 at 8:00 PM
	BRIEF-Essa Bancorp Q2 earnings per share $0.15 www.reuters.com - April 27 at 11:11 AM
	ESSA Bancorp, Inc. Reports Fiscal 2017 Second Quarter, First Half Financial Results finance.yahoo.com - April 26 at 10:38 PM
	Essa Bancorp posts 2Q profit marketbeat.com - April 26 at 7:30 PM
	ESSA Bancorp (ESSA) Earning Positive Media Coverage, Analysis Shows www.americanbankingnews.com - April 25 at 11:04 AM
	ESSA Bancorp, Inc. (ESSA) Receives "Hold" Rating from Maxim Group www.americanbankingnews.com - April 23 at 4:30 PM
	ESSA BANCORP, INC. Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits biz.yahoo.com - March 2 at 5:20 PM
	ESSA Pharma Provides Business Update and Announces Financial Results for the First Quarter Ended December … finance.yahoo.com - February 13 at 8:58 AM
	ESSA BANCORP, INC. Files SEC form 10-Q, Quarterly Report biz.yahoo.com - February 9 at 5:37 PM
	ESSA BANCORP, INC. Files SEC form 8-K, Results of Operations and Financial Condition, Financial Statements and Exhibi biz.yahoo.com - January 26 at 6:24 PM
	BRIEF-ESSA Bancorp Inc reports Q1 earnings per share $0.18 www.reuters.com - January 25 at 11:23 PM
	ESSA Bancorp, Inc. Announces Fiscal 2017 First Quarter Financial Results finance.yahoo.com - January 25 at 6:22 PM
	ESSA BANCORP, INC. Financials finance.yahoo.com - December 20 at 6:28 PM
	ESSA BANCORP, INC. Files SEC form 10-K, Annual Report biz.yahoo.com - December 14 at 4:04 PM
	Reminder - ESSA Bancorp (ESSA) Goes Ex-Dividend Soon www.thestreet.com - December 12 at 11:47 AM
	ESSA BANCORP, INC. Files SEC form 8-K, Other Events, Financial Statements and Exhibits biz.yahoo.com - November 22 at 10:33 PM
	BRIEF-ESSA secures US$10 million term loan from Silicon Valley Bank www.reuters.com - November 21 at 9:52 AM
	Form 4 ESSA Bancorp, Inc. For: Nov 15 Filed by: Viechnicki William A www.streetinsider.com - November 18 at 10:40 AM
	Local Bank Rings in Centennial Anniversary at NASDAQ finance.yahoo.com - November 16 at 5:03 PM
	Essa Bancorp downgraded by Maxim Group finance.yahoo.com - October 28 at 4:41 PM
	BRIEF-ESSA Bancorp Announces reports Q4 EPS of $0.14 www.reuters.com - October 27 at 9:34 AM
	ESSA Bancorp, Inc. Announces Fiscal 2016 Fourth Quarter and Full-Year Financial Results finance.yahoo.com - October 26 at 4:57 PM
	BRIEF-Essa Bancorp Inc Q3 earnings per share $0.20 www.reuters.com - July 28 at 3:37 PM