S&P 500   4,471.37
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S&P 500   4,471.37
DOW   35,294.76
QQQ   368.94
pixel
pixel
pixel
S&P 500   4,471.37
DOW   35,294.76
QQQ   368.94
pixel
pixel
pixel
S&P 500   4,471.37
DOW   35,294.76
QQQ   368.94
pixel
pixel
pixel
NASDAQ:FCCY

1st Constitution Bancorp Stock Competitors

$23.83
-0.21 (-0.87 %)
(As of 10/15/2021 12:00 AM ET)
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Compare
Today's Range
$23.83
$24.50
50-Day Range
$21.47
$24.36
52-Week Range
$12.15
$24.60
Volume11,726 shs
Average Volume32,498 shs
Market Capitalization$245.09 million
P/E Ratio11.62
Dividend Yield1.66%
Beta0.73

1st Constitution Bancorp (NASDAQ:FCCY) Vs. NFBK, WSBF, HTBI, PVBC, NRIM, FMAO, SBT, BCBP, PDLB, and TBNK

Should you be buying 1st Constitution Bancorp stock or one of its competitors? The main competitors of 1st Constitution Bancorp include Northfield Bancorp, Inc. (Staten Island, NY) (NFBK), Waterstone Financial (WSBF), HomeTrust Bancshares (HTBI), Provident Bancorp (PVBC), Northrim BanCorp (NRIM), Farmers & Merchants Bancorp (FMAO), Sterling Bancorp (SBT), BCB Bancorp (BCBP), PDL Community Bancorp (PDLB), and Territorial Bancorp (TBNK). These companies are all part of the "federal savings institutions" industry.

1st Constitution Bancorp vs.

Waterstone Financial (NASDAQ:WSBF) and 1st Constitution Bancorp (NASDAQ:FCCY) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their profitability, valuation, earnings, dividends, institutional ownership, risk, media sentiment, community ranking and analyst recommendations.

Waterstone Financial pays an annual dividend of $0.80 per share and has a dividend yield of 3.9%. 1st Constitution Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 1.7%. Waterstone Financial pays out 24.2% of its earnings in the form of a dividend. 1st Constitution Bancorp pays out 22.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Waterstone Financial has increased its dividend for 1 consecutive years and 1st Constitution Bancorp has increased its dividend for 2 consecutive years.

Waterstone Financial presently has a consensus price target of $20.50, indicating a potential upside of 0.44%. 1st Constitution Bancorp has a consensus price target of $15.00, indicating a potential downside of 37.05%. Given Waterstone Financial's higher possible upside, analysts clearly believe Waterstone Financial is more favorable than 1st Constitution Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Waterstone Financial
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
1st Constitution Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

1st Constitution Bancorp received 47 more outperform votes than Waterstone Financial when rated by MarketBeat users. However, 58.33% of users gave Waterstone Financial an outperform vote while only 55.65% of users gave 1st Constitution Bancorp an outperform vote.

CompanyUnderperformOutperform
Waterstone FinancialOutperform Votes
140
58.33%
Underperform Votes
100
41.67%
1st Constitution BancorpOutperform Votes
187
55.65%
Underperform Votes
149
44.35%

In the previous week, 1st Constitution Bancorp had 6 more articles in the media than Waterstone Financial. MarketBeat recorded 6 mentions for 1st Constitution Bancorp and 0 mentions for Waterstone Financial. 1st Constitution Bancorp's average media sentiment score of 0.53 beat Waterstone Financial's score of 0.00 indicating that 1st Constitution Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
Waterstone Financial Neutral
1st Constitution Bancorp Positive

Waterstone Financial has a net margin of 28.39% compared to 1st Constitution Bancorp's net margin of 24.55%. Waterstone Financial's return on equity of 22.30% beat 1st Constitution Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Waterstone Financial 28.39% 22.30% 4.24%
1st Constitution Bancorp 24.55% 11.32% 1.18%

Waterstone Financial has higher revenue and earnings than 1st Constitution Bancorp. Waterstone Financial is trading at a lower price-to-earnings ratio than 1st Constitution Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Waterstone Financial$322.50 million1.59$81.14 million$3.306.18
1st Constitution Bancorp$83.79 million2.93$18.09 million$1.7713.46

56.3% of Waterstone Financial shares are owned by institutional investors. Comparatively, 36.1% of 1st Constitution Bancorp shares are owned by institutional investors. 12.1% of Waterstone Financial shares are owned by company insiders. Comparatively, 13.1% of 1st Constitution Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Waterstone Financial has a beta of 0.32, indicating that its stock price is 68% less volatile than the S&P 500. Comparatively, 1st Constitution Bancorp has a beta of 0.73, indicating that its stock price is 27% less volatile than the S&P 500.

Summary

1st Constitution Bancorp beats Waterstone Financial on 11 of the 21 factors compared between the two stocks.


New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FCCY and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment >-1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

1st Constitution Bancorp (NASDAQ:FCCY) vs. Its Competitors

Type1st Constitution BancorpFederal savings institutions IndustryFinance SectorNASDAQ Exchange
Dividend Yield1.66%2.56%4.62%2.65%
P/E Ratio11.6210.6714.6427.89
Net Margins24.55%20.19%25.24%-1,244.39%

1st Constitution Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
NFBK
Northfield Bancorp, Inc. (Staten Island, NY)
2.1748 of 5 stars
$17.57
-0.3%
$16.50
-6.1%
+70.7%$892.64M$179.62M14.52378
WSBF
Waterstone Financial
2.2231 of 5 stars
$20.41
-0.2%
$20.50
-0.4%
+24.1%$513.09M$322.50M5.26812
HTBI
HomeTrust Bancshares
1.5798 of 5 stars
$29.12
-0.5%
N/A+94.8%$476.20M$158.55M30.98565
PVBC
Provident Bancorp
2.0498 of 5 stars
$16.33
-0.3%
$18.00
-10.2%
+101.4%$295.51M$63.95M19.44N/A
NRIM
Northrim BanCorp
2.5231 of 5 stars
$44.05
-0.8%
N/A+48.7%$273.42M$140.04M6.57438Gap Up
FMAO
Farmers & Merchants Bancorp
1.5498 of 5 stars
$23.81
-1.0%
N/A+17.6%$266.41M$86.96M12.66367Upcoming Earnings
SBT
Sterling Bancorp
1.8531 of 5 stars
$5.19
-0.2%
$6.00
-15.6%
+34.8%$261.97M$155.70M-39.92N/AAnalyst Downgrade
BCBP
BCB Bancorp
2.2698 of 5 stars
$14.92
-0.1%
N/A+70.3%$253.69M$125.92M8.62302Upcoming Earnings
Dividend Announcement
Short Interest ↓
News Coverage
PDLB
PDL Community Bancorp
0.7198 of 5 stars
$14.58
-0.1%
N/A+53.2%$252.69M$66.59M17.36227
TBNK
Territorial Bancorp
1.8565 of 5 stars
$24.90
-1.9%
N/A+14.2%$233.34M$76.56M12.09273
BYFC
Broadway Financial
0.7998 of 5 stars
$3.19
-5.0%
N/A+81.3%$228.94M$18.67M-21.2763Short Interest ↓
Positive News
Gap Down
CVLY
Codorus Valley Bancorp
1.7248 of 5 stars
$22.65
-0.4%
N/A+69.2%$220.88M$91.61M14.34333Dividend Increase
WNEB
Western New England Bancorp
2.1148 of 5 stars
$8.83
-1.4%
$8.50
-3.7%
+28.3%$206.55M$92.13M11.62328Gap Up
FSFG
First Savings Financial Group
2.2748 of 5 stars
$28.97
-0.8%
$25.83
-10.8%
+59.5%$206.44M$191.05M1.73659News Coverage
FGBI
First Guaranty Bancshares
2.3648 of 5 stars
$20.45
-0.0%
$21.25
-3.9%
+42.8%$199.20M$124.46M8.81437Analyst Downgrade
RVSB
Riverview Bancorp
2.8348 of 5 stars
$7.46
-1.3%
$8.00
-7.2%
+50.7%$164.92M$59.43M10.66252
CZWI
Citizens Community Bancorp
2.3081 of 5 stars
$13.83
-0.4%
N/A+94.2%$147.75M$82.97M8.81243Short Interest ↓
News Coverage
SAL
Salisbury Bancorp
1.8681 of 5 stars
$51.50
-0.5%
N/A+51.3%$147.39M$53.76M9.16184News Coverage
OFED
Oconee Federal Financial
1.0731 of 5 stars
$24.80
-4.4%
N/A-0.8%$138.71M$20.75M34.9377Short Interest ↓
Positive News
Gap Down
FCAP
First Capital
1.1448 of 5 stars
$41.05
-0.0%
N/A-29.5%$138.50M$38.25M12.18198Upcoming Earnings
MLVF
Malvern Bancorp
1.4781 of 5 stars
$16.59
-2.2%
N/A+32.7%$126.45M$46.88M14.9582Analyst Downgrade
High Trading Volume
PROV
Provident Financial
1.8331 of 5 stars
$16.79
-0.8%
$17.00
-1.3%
+23.5%$126.19M$39.77M16.62178
CLDB
Cortland Bancorp
0.4583 of 5 stars
$29.07
-0.2%
N/A+96.2%$123.72M$34.45M12.53145Short Interest ↓
High Trading Volume
SFBC
Sound Financial Bancorp
1.6031 of 5 stars
$45.74
-0.0%
N/A+59.4%$119.75M$42.38M11.38115Short Interest ↑
Negative News
HMNF
HMN Financial
1.2431 of 5 stars
$23.41
-0.9%
N/A+68.4%$108.74M$46.91M7.60176Upcoming Earnings
Short Interest ↓
News Coverage
LSBK
Lake Shore Bancorp
1.1865 of 5 stars
$15.05
-0.7%
N/A+16.5%$86.73M$27.33M17.10115Short Interest ↓
News Coverage
FFBW
FFBW
1.0532 of 5 stars
$12.05
-0.0%
N/A+30.1%$84.19M$12.28M0.0039Short Interest ↓
News Coverage
MGYR
Magyar Bancorp
0.9248 of 5 stars
$11.54
-1.0%
N/A+42.6%$81.91M$28.64M12.5498Short Interest ↓
News Coverage
IROQ
IF Bancorp
1.4631 of 5 stars
$22.24
-0.0%
N/A+32.8%$72.06M$30.61M12.78107Short Interest ↑
HFBL
Home Federal Bancorp, Inc. of Louisiana
1.5765 of 5 stars
$18.50
-0.0%
N/A-18.0%$61.98M$25.70M11.8261Short Interest ↓
News Coverage
CARV
Carver Bancorp
1.1264 of 5 stars
$17.34
-0.2%
N/A+159.2%$60.36M$26.50M0.00104Short Interest ↑
KFFB
Kentucky First Federal Bancorp
1.1598 of 5 stars
$7.24
-0.1%
N/A+16.7%$59.51M$12.75M32.9062
FSEA
First Seacoast Bancorp
0.7648 of 5 stars
$9.56
-0.9%
N/A+24.6%$57.48M$17.90M0.0081Short Interest ↓
News Coverage
CBMB
CBM Bancorp
0.6665 of 5 stars
$15.97
-1.8%
N/A+23.7%$56.23M$10.34M0.0040Short Interest ↑
News Coverage
TCBC
TC Bancshares
0 of 5 stars
$13.94
-0.0%
N/AN/A$55.69MN/A0.002,021Short Interest ↑
News Coverage
CNNB
Cincinnati Bancorp
0.4167 of 5 stars
$14.71
-0.1%
N/A+50.9%$43.16M$18.68M10.5176Short Interest ↓
Positive News
GBNY
Generations Bancorp NY
0 of 5 stars
$11.51
-1.2%
N/AN/A$28.29M$17.38M0.0094Short Interest ↓
News Coverage
This page was last updated on 10/17/2021 by MarketBeat.com Staff

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