1st Constitution Bancorp (NJ) Company Profile (NASDAQ:FCCY)

About 1st Constitution Bancorp (NJ) (NASDAQ:FCCY)

1st Constitution Bancorp (NJ) logo1st Constitution Bancorp is the bank holding company for 1st Constitution Bank (the Bank). The Bank is a commercial bank, which is engaged in the business of commercial and retail banking. The Company operates through the Community Banking segment. The Community Banking segment consists of construction, commercial, retail and mortgage banking operations. As a community bank, the Bank offers a range of services (including demand, savings and time deposits and commercial and consumer/installment loans) to individuals, small businesses and not-for-profit organizations principally in the Fort Lee area of Bergen County and in Middlesex, Mercer, Somerset and Monmouth Counties of New Jersey. The Bank's Mortgage Warehouse Funding Group offers revolving lines of credit that are available to licensed mortgage banking companies (the Warehouse Line of Credit). The Bank's investment activities are classified as available for sale and held to maturity securities.

Industry, Sector and Symbol:
  • Sector: Finance
  • Industry: Commercial Banks
  • Sub-Industry: N/A
  • Symbol: NASDAQ:FCCY
  • CUSIP: N/A
  • Web: www.1stconstitution.com
Capitalization:
  • Market Cap: $143.22 million
  • Outstanding Shares: 8,069,000
Average Prices:
  • 50 Day Moving Avg: $17.19
  • 200 Day Moving Avg: $17.52
  • 52 Week Range: $13.09 - $20.85
P/E:
  • Trailing P/E Ratio: 16.92
  • Foreward P/E Ratio: 15.85
  • P/E Growth: 1.65
Sales & Book Value:
  • Annual Revenue: $43.99 million
  • Price / Sales: 3.26
  • Book Value: $13.53 per share
  • Price / Book: 1.31
Dividend:
  • Annual Dividend: $0.20
  • Dividend Yield: 1.1%
Profitability:
  • Net Margins: 17.32%
  • Return on Equity: 8.13%
  • Return on Assets: 0.83%
Debt:
  • Debt-to-Equity Ratio: 0.85%
  • Current Ratio: 0.89%
  • Quick Ratio: 0.89%
Misc:
  • Average Volume: 7,372 shs.
  • Beta: 0.43
  • Short Ratio: 0.75
 

Frequently Asked Questions for 1st Constitution Bancorp (NJ) (NASDAQ:FCCY)

What is 1st Constitution Bancorp (NJ)'s stock symbol?

1st Constitution Bancorp (NJ) trades on the NASDAQ under the ticker symbol "FCCY."

How often does 1st Constitution Bancorp (NJ) pay dividends? What is the dividend yield for 1st Constitution Bancorp (NJ)?

1st Constitution Bancorp (NJ) announced a quarterly dividend on Friday, June 23rd. Investors of record on Monday, July 3rd will be given a dividend of $0.05 per share on Tuesday, July 25th. This represents a $0.20 dividend on an annualized basis and a yield of 1.13%. The ex-dividend date of this dividend is Thursday, June 29th. View 1st Constitution Bancorp (NJ)'s Dividend History.

How were 1st Constitution Bancorp (NJ)'s earnings last quarter?

1st Constitution Bancorp (NJ) (NASDAQ:FCCY) issued its quarterly earnings data on Friday, July, 21st. The company reported $0.23 EPS for the quarter, missing analysts' consensus estimates of $0.28 by $0.05. The business earned $11.03 million during the quarter, compared to the consensus estimate of $11.50 million. 1st Constitution Bancorp (NJ) had a return on equity of 8.13% and a net margin of 17.32%. View 1st Constitution Bancorp (NJ)'s Earnings History.

When will 1st Constitution Bancorp (NJ) make its next earnings announcement?

1st Constitution Bancorp (NJ) is scheduled to release their next quarterly earnings announcement on Friday, October, 20th 2017. View Earnings Estimates for 1st Constitution Bancorp (NJ).

Where is 1st Constitution Bancorp (NJ)'s stock going? Where will 1st Constitution Bancorp (NJ)'s stock price be in 2017?

1 brokers have issued 12 month price objectives for 1st Constitution Bancorp (NJ)'s stock. Their forecasts range from $18.00 to $18.00. On average, they anticipate 1st Constitution Bancorp (NJ)'s share price to reach $18.00 in the next year. View Analyst Ratings for 1st Constitution Bancorp (NJ).

Who are some of 1st Constitution Bancorp (NJ)'s key competitors?

Who are 1st Constitution Bancorp (NJ)'s key executives?

1st Constitution Bancorp (NJ)'s management team includes the folowing people:

  • Charles S. Crow III, Independent Chairman of the Board
  • Robert F. Mangano, President, Chief Executive Officer of the Company and the Bank, Director
  • Stephen J. Gilhooly CPA, Chief Financial Officer, Senior Vice President, Treasurer
  • William M. Rue, Corporate Secretary, Independent Director
  • James G. Aaron, Director
  • William J. Barrett, Director
  • J Lynne Cannon, Director
  • Antonio L. Cruz Esq., Director
  • Carmen M. Penta, Director

Who owns 1st Constitution Bancorp (NJ) stock?

1st Constitution Bancorp (NJ)'s stock is owned by a variety of of retail and institutional investors. Top institutional investors include Banc Funds Co. LLC (7.79%), COSTAS JOHN P (3.92%), Vanguard Group Inc. (2.41%), Alliancebernstein L.P. (2.17%), Dimensional Fund Advisors LP (1.78%) and Siena Capital Management LLC (1.56%). Company insiders that own 1st Constitution Bancorp (NJ) stock include Charles S Crow III, Edwin J Pisani, John P Costas and William M Rue. View Institutional Ownership Trends for 1st Constitution Bancorp (NJ).

Who bought 1st Constitution Bancorp (NJ) stock? Who is buying 1st Constitution Bancorp (NJ) stock?

1st Constitution Bancorp (NJ)'s stock was acquired by a variety of institutional investors in the last quarter, including Siena Capital Management LLC, Dimensional Fund Advisors LP, Context BH Capital Management LP, JPMorgan Chase & Co. and Vanguard Group Inc.. Company insiders that have bought 1st Constitution Bancorp (NJ) stock in the last two years include Charles S Crow III, Edwin J Pisani, John P Costas and William M Rue. View Insider Buying and Selling for 1st Constitution Bancorp (NJ).

How do I buy 1st Constitution Bancorp (NJ) stock?

Shares of 1st Constitution Bancorp (NJ) can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

What is 1st Constitution Bancorp (NJ)'s stock price today?

One share of 1st Constitution Bancorp (NJ) stock can currently be purchased for approximately $17.75.


MarketBeat Community Rating for 1st Constitution Bancorp (NJ) (NASDAQ FCCY)
Community Ranking:  1.8 out of 5 (star)
Outperform Votes:  45 (Vote Outperform)
Underperform Votes:  80 (Vote Underperform)
Total Votes:  125
MarketBeat's community ratings are surveys of what our community members think about 1st Constitution Bancorp (NJ) and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.

Analyst Ratings

Consensus Ratings for 1st Constitution Bancorp (NJ) (NASDAQ:FCCY) (How are Consensus Ratings Calculated?)
Ratings Breakdown: 1 Hold Rating
Consensus Rating:Hold (Score: 2.00)
Consensus Price Target: $18.00 (1.41% upside)

Analysts' Ratings History for 1st Constitution Bancorp (NJ) (NASDAQ:FCCY)
Show:
DateFirmActionRatingPrice TargetImpact on Share PriceDetails
9/1/2017DA DavidsonInitiated CoverageNeutral$18.00MediumView Rating Details
1/7/2016Raymond James Financial, Inc.DowngradeOutperform -> Market PerformN/AView Rating Details
(Data available from 9/20/2015 forward)

Earnings

Earnings History for 1st Constitution Bancorp (NJ) (NASDAQ:FCCY)
Earnings by Quarter for 1st Constitution Bancorp (NJ) (NASDAQ:FCCY)
Earnings History by Quarter for 1st Constitution Bancorp (NJ) (NASDAQ FCCY)
DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
10/19/2017N/AView Earnings Details
7/21/20176/30/2017$0.28$0.23$11.50 million$11.03 millionViewN/AView Earnings Details
4/24/2017Q1 2017$0.26$0.23$11.09 million$11.05 millionViewN/AView Earnings Details
2/2/2017Q4 2016$0.21$0.25$10.20 million$11.09 millionViewN/AView Earnings Details
10/21/2016Q316$0.25$0.33$10.60 million$11.25 millionViewN/AView Earnings Details
7/22/2016Q216$0.23$0.28$10.59 million$10.15 millionViewN/AView Earnings Details
4/22/2016Q116$0.24$0.27$10.17 million$10.10 millionViewN/AView Earnings Details
2/3/2016Q415$0.20$0.20$9.41 million$10.31 millionViewN/AView Earnings Details
7/23/2015Q2 2015$0.30$0.30$10.97 million$11.03 millionViewN/AView Earnings Details
10/23/2014Q3$0.23$0.30$10.00 million$10.43 millionViewN/AView Earnings Details
7/24/2014Q2 2014$0.26$0.25$9.36 million$9.64 millionViewN/AView Earnings Details
4/29/2014Q1 2014$0.25$0.22$7.35 million$8.53 millionViewN/AView Earnings Details
1/29/2013Q4 2012$0.20ViewN/AView Earnings Details
(Data available from 1/1/2011 forward)

Estimates

Earnings Estimates for 1st Constitution Bancorp (NJ) (NASDAQ:FCCY)
Current Year EPS Consensus Estimate: $1.05 EPS
Next Year EPS Consensus Estimate: $1.12 EPS

Dividends

Current Dividend Information for 1st Constitution Bancorp (NJ) (NASDAQ:FCCY)
Most Recent Dividend:7/25/2017
Annual Dividend:$0.20
Dividend Yield:1.13%
Payout Ratio:19.23% (Trailing 12 Months of Earnings)
19.05% (Based on This Year's Estimates)
17.86% (Based on Next Year's Estimates)
Dividend Payments by Quarter for 1st Constitution Bancorp (NJ) (NASDAQ:FCCY)

Dividend History by Quarter for 1st Constitution Bancorp (NJ) (NASDAQ FCCY)
AnnouncedPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
6/23/2017Quarterly$0.051.18%6/29/20177/3/20177/25/2017
3/20/2017Quarterly$0.053/30/20174/3/20174/25/2017
12/19/2016quarterly$0.051.16%12/29/20161/3/20171/25/2017
9/19/2016quarterly$0.059/26/20169/28/201610/21/2016
(Data available from 1/1/2013 forward)

Insider Trades

Insider Trading and Institutional Ownership History for 1st Constitution Bancorp (NJ) (NASDAQ:FCCY)
Insider Ownership Percentage: 20.00%
Institutional Ownership Percentage: 27.05%
Insider Trades by Quarter for 1st Constitution Bancorp (NJ) (NASDAQ:FCCY)
Institutional Ownership by Quarter for 1st Constitution Bancorp (NJ) (NASDAQ:FCCY)
Insider Trades by Quarter for 1st Constitution Bancorp (NJ) (NASDAQ:FCCY)
Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionDetails
1/24/2017Charles S Crow IIIDirectorBuy375$16.00$6,000.00View SEC Filing  
12/1/2016Edwin J PisaniDirectorBuy4,000$15.88$63,520.00View SEC Filing  
11/29/2016William M RueDirectorBuy4,000$16.00$64,000.00View SEC Filing  
11/18/2016William M RueDirectorBuy2,000$13.65$27,300.00View SEC Filing  
8/16/2016Edwin J PisaniDirectorBuy2,700$12.90$34,830.00View SEC Filing  
2/5/2016Charles S. Crow IIIDirectorBuy2,470$11.75$29,022.50View SEC Filing  
10/28/2015John P. CostasDirectorBuy38,363$12.21$468,412.23View SEC Filing  
10/27/2015John P. CostasDirectorBuy27,702$12.21$338,241.42View SEC Filing  
5/24/2013Frank E Walsh IIIDirectorBuy3,224$8.97$28,919.28View SEC Filing  
5/16/2013Frank E Walsh IIIDirectorBuy2,000$8.90$17,800.00View SEC Filing  
5/10/2013John P CostasDirectorBuy8,577$8.97$76,935.69View SEC Filing  
3/19/2013Charles S Crow IIIDirectorBuy1,850$8.94$16,539.00View SEC Filing  
11/14/2012John P CostasDirectorBuy5,250$8.94$46,935.00View SEC Filing  
11/12/2012John P CostasDirectorBuy28,329$8.94$253,261.26View SEC Filing  
(Data available from 1/1/2013 forward)

Headlines

Headline Trends for 1st Constitution Bancorp (NJ) (NASDAQ:FCCY)
Latest Headlines for 1st Constitution Bancorp (NJ) (NASDAQ:FCCY)
Source:
DateHeadline
americanbankingnews.com logo$12.03 Million in Sales Expected for 1st Constitution Bancorp (NJ) (FCCY) This Quarter
www.americanbankingnews.com - September 10 at 9:30 AM
finance.yahoo.com logo1st Constitution Bancorp :FCCY-US: Earnings Analysis: Q2, 2017 By the Numbers : September 5, 2017
finance.yahoo.com - September 5 at 8:16 PM
americanbankingnews.com logo1st Constitution Bancorp (NJ) (FCCY) Coverage Initiated by Analysts at DA Davidson
www.americanbankingnews.com - September 4 at 4:32 PM
finance.yahoo.com logo1st Constitution Bancorp : FCCY-US: Dividend Analysis : July 03rd, 2017 (record date) : By the numbers : August 17, 2017
finance.yahoo.com - August 17 at 7:51 PM
americanbankingnews.com logo1st Constitution Bancorp (NJ) (FCCY) Downgraded to Strong Sell at Zacks Investment Research
www.americanbankingnews.com - July 25 at 10:50 PM
finance.yahoo.com logo1ST Constitution Bancorp Reports Second Quarter 2017 Results
finance.yahoo.com - July 21 at 9:59 PM
finance.yahoo.com logo1ST Constitution Bank Launches Momentum Mortgage
finance.yahoo.com - July 19 at 7:15 PM
americanbankingnews.com logo1st Constitution Bancorp (NJ) (NASDAQ:FCCY) Set to Announce Earnings on Thursday
www.americanbankingnews.com - July 13 at 9:20 PM
finance.yahoo.com logoETFs with exposure to 1st Constitution Bancorp : July 6, 2017
finance.yahoo.com - July 6 at 7:49 PM
thestreet.com logoEx-Div Reminder for 1st Constitution Bancorp (FCCY)
www.thestreet.com - June 27 at 10:26 PM
americanbankingnews.com logo1st Constitution Bancorp (NJ) (FCCY) Rating Increased to Hold at Zacks Investment Research
www.americanbankingnews.com - June 26 at 8:16 PM
americanbankingnews.com logo1st Constitution Bancorp (NJ) Declares Quarterly Dividend of $0.05 (FCCY)
www.americanbankingnews.com - June 26 at 8:16 AM
finance.yahoo.com logo1st Constitution Bancorp :FCCY-US: Earnings Analysis: Q1, 2017 By the Numbers : June 8, 2017
finance.yahoo.com - June 8 at 6:11 PM
americanbankingnews.com logo1st Constitution Bancorp (FCCY) Upgraded to "Buy" at ValuEngine
www.americanbankingnews.com - June 4 at 5:32 PM
finance.yahoo.com logoNew Strong Sell Stocks for May 24th
finance.yahoo.com - May 24 at 12:13 PM
americanbankingnews.com logoAnalysts Expect 1st Constitution Bancorp (FCCY) to Post $0.28 EPS
www.americanbankingnews.com - May 4 at 6:34 PM
americanbankingnews.com logo1st Constitution Bancorp (FCCY) Earning Favorable News Coverage, Study Shows
www.americanbankingnews.com - May 4 at 9:20 AM
americanbankingnews.com logo1st Constitution Bancorp (FCCY) Earning Somewhat Critical Media Coverage, Report Finds
www.americanbankingnews.com - May 1 at 11:19 AM
americanbankingnews.com logo1st Constitution Bancorp (FCCY) Earns Media Impact Score of 0.04
www.americanbankingnews.com - April 27 at 7:30 PM
americanbankingnews.com logoZacks Investment Research Lowers 1st Constitution Bancorp (FCCY) to Sell
www.americanbankingnews.com - April 27 at 6:35 PM
americanbankingnews.com logo1st Constitution Bancorp (FCCY) Downgraded to C+ at TheStreet
www.americanbankingnews.com - April 27 at 4:14 PM
thestreet.com logo1ST Constitution Bancorp Reports First Quarter 2017 Results
www.thestreet.com - April 25 at 4:48 PM
americanbankingnews.com logo1st Constitution Bancorp (FCCY) Announces Earnings Results
www.americanbankingnews.com - April 25 at 10:42 AM
finance.yahoo.com logo1ST Constitution Bancorp Reports First Quarter 2017 Results
finance.yahoo.com - April 24 at 4:58 PM
marketbeat.com logo1st Constitution Bancorp posts 1Q profit
marketbeat.com - April 24 at 9:30 AM
americanbankingnews.com logo1st Constitution Bancorp (FCCY) Receiving Somewhat Favorable Media Coverage, AlphaOne Reports
www.americanbankingnews.com - April 20 at 5:09 PM
americanbankingnews.com logo1st Constitution Bancorp (FCCY) to Release Quarterly Earnings on Thursday
www.americanbankingnews.com - April 18 at 7:34 AM
americanbankingnews.com logo1st Constitution Bancorp (FCCY) Earning Somewhat Negative News Coverage, Analysis Shows
www.americanbankingnews.com - April 16 at 9:12 AM
americanbankingnews.com logo1st Constitution Bancorp (FCCY) Earns Daily Media Sentiment Score of 0.03
www.americanbankingnews.com - April 13 at 2:56 PM
americanbankingnews.com logo1st Constitution Bancorp (FCCY) Sees Large Drop in Short Interest
www.americanbankingnews.com - April 12 at 6:21 PM
americanbankingnews.com logo1st Constitution Bancorp (FCCY) Downgraded by Zacks Investment Research to "Hold"
www.americanbankingnews.com - April 4 at 7:55 PM
finance.yahoo.com logo1ST CONSTITUTION BANCORP Financials
finance.yahoo.com - March 23 at 5:37 PM
americanbankingnews.com logo1st Constitution Bancorp (fccy) Announces Quarterly Dividend of $0.05
www.americanbankingnews.com - March 21 at 8:25 AM
biz.yahoo.com logo1ST CONSTITUTION BANCORP Files SEC form 8-K, Non-Reliance on Previous Financials, Audits or Interim Review
biz.yahoo.com - March 20 at 7:29 PM
streetinsider.com logo1st Constitution Bancorp (FCCY) Declares $0.05 Quarterly Dividend; 1.1% Yield
www.streetinsider.com - March 17 at 5:28 PM
biz.yahoo.com logo1ST CONSTITUTION BANCORP Files SEC form 10-K, Annual Report
biz.yahoo.com - March 16 at 6:29 PM
finance.yahoo.com logo5 Bargain Breakout Stocks for Extraordinary Returns
finance.yahoo.com - February 28 at 8:30 AM
finance.yahoo.com logoWhy 1st Constitution Bancorp (FCCY) Stock Might be a Great Pick
finance.yahoo.com - February 23 at 5:08 PM
us.rd.yahoo.com logo1ST Constitution Bancorp Announces Change and New Member to Its Board of Directors Effective March 1, 2017
us.rd.yahoo.com - February 22 at 9:21 AM
us.rd.yahoo.com logo9:20 am 1st Constitution Bncrp reports Q4 results; EPS in-line with Consensus
us.rd.yahoo.com - February 2 at 10:44 PM
thestreet.com logo1ST Constitution Bancorp Reports Fourth Quarter And Full Year 2016 Results
www.thestreet.com - February 2 at 5:42 PM
finance.yahoo.com logoCan The Uptrend Continue for 1st Constitution Bancorp (FCCY)?
finance.yahoo.com - January 9 at 5:57 PM
streetinsider.com logo1st Constitution Bancorp (FCCY) Declares $0.05 Quarterly Dividend; 1.2% Yield
www.streetinsider.com - December 16 at 10:44 PM
biz.yahoo.com logo1ST CONSTITUTION BANCORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits
biz.yahoo.com - December 16 at 5:41 PM
finance.yahoo.com logo1ST Constitution Bancorp Announces Change and New Member to Its Board of Directors Effective January 1, 2017
finance.yahoo.com - November 23 at 4:51 PM
biz.yahoo.com logo1ST CONSTITUTION BANCORP Files SEC form 8-K, Change in Directors or Principal Officers
biz.yahoo.com - November 23 at 4:51 PM
biz.yahoo.com logo1ST CONSTITUTION BANCORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits
biz.yahoo.com - November 22 at 4:44 PM
finance.yahoo.com logo1st Constitution Bancorp (FCCY): Strong Industry, Solid Earnings Estimate Revisions
finance.yahoo.com - November 1 at 5:11 PM
seekingalpha.com logo1st Constitution Bancorp reports Q3 results
seekingalpha.com - October 23 at 4:51 PM
streetinsider.com logo1st Constitution Bancorp (FCCY) Tops Q3 EPS by 8c
www.streetinsider.com - October 23 at 4:51 PM

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Chart

1st Constitution Bancorp (NJ) (FCCY) Chart for Wednesday, September, 20, 2017

This page was last updated on 9/20/2017 by MarketBeat.com Staff