Financial Gravity Companies, Inc. (NASDAQ: FGCO) is a diversified financial services holding company focused on residential mortgage lending, servicing, and related investment activities. Through its subsidiaries, the company originates and acquires mortgage loans, manages mortgage servicing rights (MSRs), and provides capital solutions for lenders and institutional investors. Financial Gravity seeks to generate stable cash flow by combining a direct mortgage origination platform with an asset management division that oversees mortgage-backed securities and servicing portfolios.
The company’s mortgage origination arm offers a comprehensive suite of loan products, including conventional fixed–rate and adjustable–rate mortgages, government‐insured loans such as FHA and VA, and home equity conversion mortgages (reverse mortgages). Leveraging proprietary underwriting models and digital servicing tools, Financial Gravity aims to streamline the application and closing process for borrowers, while maintaining disciplined credit and risk management standards. On the servicing side, the company administers residential loan portfolios, handling payment collections, escrow administration, borrower inquiries, and loss mitigation activities.
Financial Gravity’s investment division specializes in acquiring and managing mortgage servicing rights and mortgage‐backed securities on behalf of the company’s balance sheet. By actively trading and hedging interest rate exposure, the team seeks to optimize returns from servicing cash flows and MSR valuations. The firm also partners with mortgage originators and institutional clients to provide financing solutions, including warehouse lines of credit and structured transactions, helping to expand its reach across key U.S. housing markets.
Founded in 2018 and headquartered in Goodyear, Arizona, Financial Gravity Companies operates nationwide, with particular focus on high‐growth regions in the Sun Belt. The executive leadership team is led by Chief Executive Officer Henry Gomez, whose background spans mortgage banking and real estate finance, and Chief Financial Officer Linda Mendelsohn, an expert in structured finance and capital markets. Together, they have guided Financial Gravity through strategic acquisitions and organic growth, positioning the company to capitalize on evolving trends in mortgage lending and servicing.
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