First Northern Community Bancorp (FNRN) Stock Price, News & Analysis

Company Overview

First Northern Community Bancorp is the bank holding company for First Northern Bank, a regionally focused community bank based in Dixon, California. The company provides a range of commercial and consumer banking services through its branch network and digital banking channels, positioning itself as a relationship-driven lender and deposit taker for local businesses, farms and households in Northern California.

First Northern's core activities include commercial and real estate lending, residential mortgage origination and servicing, small-business banking, and deposit products such as checking, savings and certificate accounts. The company also offers cash-management and treasury services for commercial clients, as well as online and mobile banking capabilities designed to support both personal and business customers. Its product mix reflects a community bank emphasis on locally underwritten credit and deposit relationships.

Serving primarily Northern California communities, First Northern emphasizes local decision-making and community involvement as part of its operating philosophy. As a publicly traded bank holding company, it operates under applicable banking regulations and focuses on supporting regional economic activity through lending to small and mid-sized businesses, owner-occupied real estate, and agricultural enterprises. Detailed information on executive leadership and specific branch locations is available through the company’s regulatory filings and corporate disclosures.

Key Stats

• Today's Range: $17.09 to $17.32
• 50-Day Range: N/A
• 52-Week Range: $9.70 to $17.99
• Volume: 104,094 shs
• Average Volume: 66,665 shs
• Market Capitalization: $283.07 million
• P/E Ratio: 12.34
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: Buy

First Northern Community Bancorp Stock Analysis - MarketRank™

First Northern Community Bancorp scored higher than 29% of companies evaluated by MarketBeat, and ranked 58th out of 104 stocks in the financial services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.7 / 5
• Analyst Rating: Buy

Consensus Rating

First Northern Community Bancorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on no strong buy ratings, 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

First Northern Community Bancorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of First Northern Community Bancorp is 12.34, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.73.

Price to Earnings Ratio vs. Sector

The P/E ratio of First Northern Community Bancorp is 12.34, which means that it is trading at a less expensive P/E ratio than the Financial Services sector average P/E ratio of about 16.37.

Price to Book Value per Share Ratio

First Northern Community Bancorp has a P/B Ratio of 1.34. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.11% of the float of First Northern Community Bancorp has been sold short.

Short Interest Ratio / Days to Cover

First Northern Community Bancorp has a short interest ratio ("days to cover") of 0.28, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First Northern Community Bancorp has recently increased by 24.76%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

First Northern Community Bancorp does not currently pay a dividend.

Dividend Growth

First Northern Community Bancorp does not have a long track record of dividend growth.

News and Social Media

• Score: 1.2 / 5
• News Sentiment: -0.06

News Sentiment

First Northern Community Bancorp has a news sentiment score of -0.06. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.85 average news sentiment score of Financial Services companies.

News Coverage This Week

MarketBeat has tracked 10 news articles for First Northern Community Bancorp this week, compared to 7 articles on an average week.

Company Ownership

• Score: 1.4 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, First Northern Community Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $349,849.00 in company stock.

Percentage Held by Insiders

11.92% of the stock of First Northern Community Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

17.86% of the stock of First Northern Community Bancorp is held by institutions.

Company Calendar

• Today: 6/05/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Financial Services
• Industry: Savings Institutions
• Sub-Industry: Banking
• Current Symbol: NASDAQ:FNRN
• CIK: 1114927
• Web: N/A
• Phone: (707) 678-3041
• Fax: 707-678-9734
• Employees: 190
• Year Founded: 1910

Profitability

• EPS (Trailing Twelve Months): $1.40
• Trailing P/E Ratio: 12.34
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $21.13 million
• Net Margins: 25.92%
• Pretax Margin: 33.35%
• Return on Equity: 11.32%
• Return on Assets: 1.23%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.75
• Quick Ratio: 0.75

Sales & Book Value

• Annual Sales: $88.40 million
• Price / Sales: 3.20
• Cash Flow: $1.37 per share
• Price / Cash Flow: 12.56
• Book Value: $12.91 per share
• Price / Book: 1.34

Miscellaneous

• Outstanding Shares: 16,410,000
• Free Float: 14,451,000
• Market Cap: $283.07 million
• Optionable: N/A
• Beta: 0.01