Hawthorn Bancshares (HWBK) Stock Price, News & Analysis

Company Overview

Hawthorn Bancshares, Inc. operates as the bank holding company for Hawthorn Bank that provides various banking services in the United States. It accepts checking, savings, money market, individual retirement, and other time deposit accounts, as well as certificates of deposit. The company also offers commercial and industrial, single payment personal, installment, commercial and residential real estate, and consumer loans, as well as equipment, operating, and small business administration loans; and debit and credit cards. In addition, it provides trust services that include estate planning, investment, and asset management services; and cash management, safety deposit box, brokerage, and Internet banking services. Hawthorn Bancshares, Inc. was founded in 1865 and is headquartered in Jefferson City, Missouri.

Key Stats

• Today's Range: $27.24 to $28.08
• 50-Day Range: $27.13 to $31.25
• 52-Week Range: $19.76 to $35.95
• Volume: 22,972 shs
• Average Volume: 11,179 shs
• Market Capitalization: $188.63 million
• P/E Ratio: 9.90
• Dividend Yield: 2.94%
• Price Target: N/A
• Consensus Rating: N/A

Hawthorn Bancshares Stock Analysis - MarketRank™

Hawthorn Bancshares scored higher than 40% of companies evaluated by MarketBeat, and ranked 744th out of 935 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Hawthorn Bancshares.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Hawthorn Bancshares is 10.09, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 24.99.

Price to Earnings Ratio vs. Sector

The P/E ratio of Hawthorn Bancshares is 10.09, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.74.

Price to Book Value per Share Ratio

Hawthorn Bancshares has a P/B Ratio of 1.29. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.22% of the float of Hawthorn Bancshares has been sold short.

Short Interest Ratio / Days to Cover

Hawthorn Bancshares has a short interest ratio ("days to cover") of 0.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Hawthorn Bancshares has recently increased by 0.80%, indicating that investor sentiment is decreasing.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Hawthorn Bancshares pays a meaningful dividend of 2.95%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Hawthorn Bancshares has been increasing its dividend for 5 years.

Dividend Coverage

The dividend payout ratio of Hawthorn Bancshares is 29.09%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.22% of the float of Hawthorn Bancshares has been sold short.

Short Interest Ratio / Days to Cover

Hawthorn Bancshares has a short interest ratio ("days to cover") of 0.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Hawthorn Bancshares has recently increased by 0.80%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 1.9 / 5
• News Sentiment: 0.35

News Sentiment

Hawthorn Bancshares has a news sentiment score of 0.35. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.93 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for Hawthorn Bancshares this week, compared to 3 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Hawthorn Bancshares insiders have not sold or bought any company stock.

Percentage Held by Insiders

22.70% of the stock of Hawthorn Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 30.73% of the stock of Hawthorn Bancshares is held by institutions.

HWBK Stock Analysis - Frequently Asked Questions

How have HWBK shares performed this year?

Hawthorn Bancshares' stock was trading at $28.35 on January 1st, 2025. Since then, HWBK shares have decreased by 2.5% and is now trading at $27.6550.
View the best growth stocks for 2025 here.

How were Hawthorn Bancshares' earnings last quarter?

Hawthorn Bancshares, Inc. (NASDAQ:HWBK) announced its quarterly earnings data on Wednesday, April, 30th. The financial services provider reported $0.77 EPS for the quarter. The financial services provider had revenue of $18.76 million for the quarter. Hawthorn Bancshares had a net margin of 17.52% and a trailing twelve-month return on equity of 13.06%.

Is Hawthorn Bancshares doing a stock buyback?

Hawthorn Bancshares' Board of Directors approved a stock repurchase plan on Thursday, June 5th 2025, which allows the company to repurchase $10,000,000 in outstanding shares, according to EventVestor. This means that the company could purchase up to 4.8% of its stock through open market purchases. Stock buyback plans are generally an indication that the company's management believes its stock is undervalued.

Who are Hawthorn Bancshares' major shareholders?

Top institutional shareholders of Hawthorn Bancshares include FJ Capital Management LLC (4.30%), Empowered Funds LLC (0.44%), Rhino Investment Partners Inc (0.31%) and American Century Companies Inc. (0.30%). Insiders that own company stock include Jonathan Holtaway, Philip D Freeman, Douglas Todd Eden, David T Turner, Kevin L Riley, Brent M Giles, Frank E Burkhead, Jason E Schwartz, Shawna M Hettinger, Jonathan L States and Gregg A Bexten.
View institutional ownership trends.

How do I buy shares of Hawthorn Bancshares?

Shares of HWBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Hawthorn Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Hawthorn Bancshares investors own include Occidental Petroleum (OXY), Farmers & Merchants Bancorp (FMAO), Boeing (BA), General Motors (GM), Main Street Capital (MAIN), PayPal (PYPL) and Twilio (TWLO).

Company Calendar

• Ex-Dividend for 4/1 Dividend: 3/14/2025
• Record date for 4/1 Dividend: 3/15/2025
• Dividend Payable: 4/01/2025
• Last Earnings: 4/30/2025
• Ex-Dividend for 7/1 Dividend: 6/13/2025
• Record date for 7/1 Dividend: 6/15/2025
• Today: 6/27/2025
• Dividend Payable: 7/01/2025
• Next Earnings (Estimated): 7/29/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:HWBK
• CIK: 893847
• Web: www.hawthornbancshares.com
• Phone: (573) 761-6100
• Fax: 573-761-6272
• Employees: 310
• Year Founded: 1865

Profitability

• EPS (Most Recent Fiscal Year): $2.75
• Trailing P/E Ratio: 9.90
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $18.26 million
• Net Margins: 17.52%
• Pretax Margin: 21.49%
• Return on Equity: 13.06%
• Return on Assets: 1.04%

Debt

• Debt-to-Equity Ratio: 1.13
• Current Ratio: 1.02
• Quick Ratio: 1.02

Sales & Book Value

• Annual Sales: $109.67 million
• Price / Sales: 1.72
• Cash Flow: $2.97 per share
• Price / Cash Flow: 9.16
• Book Value: $21.40 per share
• Price / Book: 1.27

Miscellaneous

• Outstanding Shares: 6,930,000
• Free Float: 5,370,000
• Market Cap: $188.63 million
• Optionable: Not Optionable
• Beta: 0.57