Meridian Bank (MRBK) Stock Price, News & Analysis

Company Overview

Meridian Bank, a Pennsylvania-chartered institution founded in 1993 and headquartered in Philadelphia, operates as a full-service community bank serving the Greater Philadelphia region. As a wholly owned subsidiary of Meridian Bancorp, Inc. (NASDAQ: MRBK), the bank maintains a network of branch locations complemented by online and mobile platforms to meet the evolving needs of individual and business customers.

On the consumer side, Meridian Bank offers a comprehensive suite of deposit products, including checking accounts, savings accounts and certificates of deposit, alongside personal lending solutions such as home equity lines of credit, residential mortgage loans and unsecured consumer loans. Digital banking services provide customers with remote deposit capture, bill payment, electronic statements and mobile check deposit capabilities to facilitate day-to-day account management.

Meridian Bank’s commercial banking division delivers financing and treasury management services to small and mid-sized enterprises, municipalities and nonprofit organizations across southeastern Pennsylvania. Commercial offerings encompass term loans, lines of credit, equipment financing, SBA-guaranteed lending and commercial real estate financing. Cash management solutions, including ACH origination, remote deposit capture and merchant card processing, support clients’ liquidity and operational requirements while reinforcing the bank’s commitment to local economic development.

Key Stats

• Today's Range: $13.81 to $14.14
• 50-Day Range: $13.87 to $16.12
• 52-Week Range: $11.16 to $17.33
• Volume: 63,341 shs
• Average Volume: 67,747 shs
• Market Capitalization: $159.34 million
• P/E Ratio: 8.76
• Dividend Yield: 3.55%
• Price Target: $17.50
• Consensus Rating: Moderate Buy

Meridian Bank Stock Analysis - MarketRank™

Meridian Bank scored higher than 77% of companies evaluated by MarketBeat, and ranked 320th out of 931 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.7 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Meridian Bank has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 2 buy ratings, 1 hold rating, and no sell ratings.

Upside Potential

Meridian Bank has a consensus price target of $17.50, representing about 24.1% upside from its current price of $14.10.

Amount of Analyst Coverage

Meridian Bank has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: -2.42%

Earnings Growth

Earnings for Meridian Bank are expected to decrease by -2.42% in the coming year, from $2.07 to $2.02 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Meridian Bank is 8.76, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 219.48.

Price to Earnings Ratio vs. Sector

The P/E ratio of Meridian Bank is 8.76, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 28.55.

Price to Book Value per Share Ratio

Meridian Bank has a P/B Ratio of 0.92. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.69% of the outstanding shares of Meridian Bank have been sold short.

Short Interest Ratio / Days to Cover

Meridian Bank has a short interest ratio ("days to cover") of 2.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Meridian Bank has recently increased by 4.26%, indicating that investor sentiment is decreasing.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

Meridian Bank is a leading dividend payer. It pays a dividend yield of 3.60%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Meridian Bank does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Meridian Bank is 31.06%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Meridian Bank will have a dividend payout ratio of 24.75% next year. This indicates that Meridian Bank will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.69% of the outstanding shares of Meridian Bank have been sold short.

Short Interest Ratio / Days to Cover

Meridian Bank has a short interest ratio ("days to cover") of 2.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Meridian Bank has recently increased by 4.26%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: 0.00

News Coverage This Week

MarketBeat has tracked 2 news articles for Meridian Bank this week, compared to 1 article on an average week.

Search Interest

3 people have searched for MRBK on MarketBeat in the last 30 days.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Meridian Bank insiders have bought more of their company's stock than they have sold. Specifically, they have bought $8,206.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

14.38% of the stock of Meridian Bank is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

58.56% of the stock of Meridian Bank is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

MRBK Stock Analysis - Frequently Asked Questions

How have MRBK shares performed this year?

Meridian Bank's stock was trading at $13.71 on January 1st, 2025. Since then, MRBK stock has increased by 2.8% and is now trading at $14.10.

How were Meridian Bank's earnings last quarter?

Meridian Bank (NASDAQ:MRBK) posted its quarterly earnings data on Thursday, July, 24th. The company reported $0.49 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.42 by $0.07. The company had revenue of $32.45 million for the quarter, compared to analysts' expectations of $29.65 million. Meridian Bank had a net margin of 9.01% and a trailing twelve-month return on equity of 10.62%.

When did Meridian Bank's stock split?

Shares of Meridian Bank split on the morning of Monday, March 13th 2023.The 2-1 split was announced on Monday, March 13th 2023. The newly minted shares were issued to shareholders after the market closes on Monday, March 13th 2023. An investor that had 100 shares of stock prior to the split would have 200 shares after the split.

Who are Meridian Bank's major shareholders?

Top institutional shareholders of Meridian Bank include CWM LLC (0.02%). Insiders that own company stock include Anthony Mark Imbesi, Christopher J Annas, Robert M Casciato, Denise Lindsay, Robert T Holland and Edward J Hollin.
View institutional ownership trends.

How do I buy shares of Meridian Bank?

Shares of MRBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Meridian Bank own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Meridian Bank investors own include Bristol Myers Squibb (BMY), McKesson (MCK), Charles Schwab (SCHW), Chevron (CVX), Comcast (CMCSA), Toronto Dominion Bank (TD) and Yum! Brands (YUM).

Company Calendar

• Last Earnings: 7/24/2025
• Record date for 8/18 Dividend: 8/11/2025
• Ex-Dividend for 8/18 Dividend: 8/11/2025
• Dividend Payable: 8/18/2025
• Today: 10/19/2025
• Next Earnings (Estimated): 10/23/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:MRBK
• CIK: 1750735
• Web: www.meridianbanker.com
• Phone: (484) 568-5000
• Fax: N/A
• Employees: 410
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Meridian Bank: $17.50
• High Price Target: $19.00
• Low Price Target: $16.00
• Potential Upside/Downside: +24.1%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.61
• Trailing P/E Ratio: 8.76
• Forward P/E Ratio: 6.81
• P/E Growth: N/A
• Net Income: $16.35 million
• Net Margins: 9.01%
• Pretax Margin: 11.93%
• Return on Equity: 10.62%
• Return on Assets: 0.75%

Debt

• Debt-to-Equity Ratio: 0.28
• Current Ratio: 0.97
• Quick Ratio: 0.95

Sales & Book Value

• Annual Sales: $121.20 million
• Price / Sales: 1.31
• Cash Flow: $2.03 per share
• Price / Cash Flow: 6.96
• Book Value: $15.26 per share
• Price / Book: 0.92

Miscellaneous

• Outstanding Shares: 11,301,000
• Free Float: 9,676,000
• Market Cap: $159.34 million
• Optionable: Not Optionable
• Beta: 0.79