Monroe Capital (MRCC) Stock Price, News & Analysis

Company Overview

Monroe Capital (NASDAQ: MRCC) is a publicly traded business development company (BDC) specializing in providing asset-based lending and private credit solutions to lower middle-market companies. The firm structures tailored financing packages that may include senior secured loans, unitranche facilities, second-lien debt and equipment financing, often supplemented by equity co-investment. Monroe Capital’s approach emphasizes flexible, collateral-backed transactions designed to support working capital needs, growth initiatives, acquisitions and recapitalizations.

Since its inception in 2004, Monroe Capital has developed deep expertise across a range of industries, including manufacturing, business services, consumer products, healthcare, technology, energy and transportation. The firm leverages its strong relationships with regional banks, private equity sponsors and family offices to source proprietary deal flow and deliver customized financing structures. By focusing on companies with annual revenues typically between $10 million and $150 million, Monroe Capital aims to fill a niche often underserved by larger financial institutions.

Headquartered in Chicago, Illinois, Monroe Capital operates additional offices in Los Angeles, Philadelphia and Houston to serve borrowers throughout the United States and Canada. Over the years, the company has grown its investment platform and credit capabilities, attracted institutional capital and refined its underwriting processes. In March 2014, Monroe Capital transitioned into a listed BDC, broadening its investor base and establishing a regular source of capital for its lending activities.

Under the leadership of Chief Executive Officer David Saunders, Monroe Capital’s senior management team combines extensive commercial lending experience with specialized industry knowledge. The firm maintains a disciplined investment committee, robust risk management framework and dedicated portfolio monitoring group. Monroe Capital’s overarching goal is to deliver attractive risk-adjusted returns for shareholders by partnering with growing companies and providing the financing solutions necessary to support their strategic objectives.

Key Stats

• Today's Range: $6.33 to $6.45
• 50-Day Range: $6.15 to $7.00
• 52-Week Range: $6.11 to $8.85
• Volume: 65,266 shs
• Average Volume: 67,379 shs
• Market Capitalization: $139.12 million
• P/E Ratio: 19.45
• Dividend Yield: 15.58%
• Price Target: $7.63
• Consensus Rating: Reduce

Monroe Capital Stock Analysis - MarketRank™

Monroe Capital scored higher than 42% of companies evaluated by MarketBeat, and ranked 606th out of 936 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.8 / 5
• Analyst Rating: Reduce

Consensus Rating

Monroe Capital has received a consensus rating of Reduce. The company's average rating score is 1.50, and is based on no buy ratings, 1 hold rating, and 1 sell rating.

Amount of Analyst Coverage

Monroe Capital has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: -6.14%

Earnings Growth

Earnings for Monroe Capital are expected to decrease by -6.14% in the coming year, from $1.14 to $1.07 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Monroe Capital is 19.45, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.84.

Price to Earnings Ratio vs. Sector

The P/E ratio of Monroe Capital is 19.45, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 19.20.

Price to Book Value per Share Ratio

Monroe Capital has a P/B Ratio of 0.73. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.64% of the float of Monroe Capital has been sold short.

Short Interest Ratio / Days to Cover

Monroe Capital has a short interest ratio ("days to cover") of 1.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Monroe Capital has recently decreased by 19.05%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Leadership

Monroe Capital is a leading dividend payer. It pays a dividend yield of 15.53%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Monroe Capital does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Monroe Capital is 303.03%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on EPS estimates, Monroe Capital will have a dividend payout ratio of 93.46% in the coming year. This indicates that Monroe Capital may not be able to sustain their current dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.64% of the float of Monroe Capital has been sold short.

Short Interest Ratio / Days to Cover

Monroe Capital has a short interest ratio ("days to cover") of 1.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Monroe Capital has recently decreased by 19.05%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.4 / 5
• News Sentiment: 0.39

News Sentiment

Monroe Capital has a news sentiment score of 0.39. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.95 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for Monroe Capital this week, compared to 2 articles on an average week.

MarketBeat Follows

2 people have added Monroe Capital to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Monroe Capital insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 3.80% of the stock of Monroe Capital is held by insiders.

MRCC Stock Analysis - Frequently Asked Questions

How have MRCC shares performed this year?

Monroe Capital's stock was trading at $8.50 on January 1st, 2025. Since then, MRCC shares have decreased by 24.5% and is now trading at $6.42.

How were Monroe Capital's earnings last quarter?

Monroe Capital Corporation (NASDAQ:MRCC) posted its earnings results on Wednesday, May, 7th. The financial services provider reported $0.19 EPS for the quarter, missing the consensus estimate of $0.27 by $0.08. The financial services provider had revenue of $11.64 million for the quarter, compared to analyst estimates of $13.81 million. Monroe Capital had a trailing twelve-month return on equity of 12.20% and a net margin of 12.36%.
Read the conference call transcript.

How do I buy shares of Monroe Capital?

Shares of MRCC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Monroe Capital own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Monroe Capital investors own include Oxford Lane Capital (OXLC), Ares Capital (ARCC), Enterprise Products Partners (EPD), Rithm Capital (RITM), Annaly Capital Management (NLY), AGNC Investment (AGNC) and Energy Transfer (ET).

Company Calendar

• Last Earnings: 5/07/2025
• Record date for 6/30 Dividend: 6/16/2025
• Ex-Dividend for 6/30 Dividend: 6/16/2025
• Dividend Payable: 6/30/2025
• Today: 7/12/2025
• Next Earnings (Estimated): 8/06/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: FIN - INVEST MGMT
• Sub-Industry: Real Estate
• Current Symbol: NASDAQ:MRCC
• CIK: 1512931
• Web: www.monroebdc.com
• Phone: (312) 258-8300
• Fax: 312-258-8350
• Employees: N/A
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Monroe Capital: $7.63
• High Price Target: $8.00
• Low Price Target: $7.25
• Potential Upside/Downside: +18.8%
• Consensus Rating: Reduce
• Rating Score (0-4): 1.50
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.33
• Trailing P/E Ratio: 19.45
• Forward P/E Ratio: 5.63
• P/E Growth: N/A
• Net Income: $9.70 million
• Net Margins: 12.36%
• Pretax Margin: 12.36%
• Return on Equity: 12.20%
• Return on Assets: 4.82%

Debt

• Debt-to-Equity Ratio: 1.44
• Current Ratio: 5.42
• Quick Ratio: 5.42

Sales & Book Value

• Annual Sales: $60.53 million
• Price / Sales: 2.30
• Cash Flow: $1.15 per share
• Price / Cash Flow: 5.58
• Book Value: $8.85 per share
• Price / Book: 0.73

Miscellaneous

• Outstanding Shares: 21,670,000
• Free Float: 20,843,000
• Market Cap: $139.12 million
• Optionable: Optionable
• Beta: 0.88