MainSource Financial Group Company Profile (NASDAQ:MSFG)

About MainSource Financial Group

MainSource Financial Group, Inc. is a bank holding company. The Company operates a banking subsidiary: MainSource Bank (the Bank), an Indiana state-chartered bank. Through the Bank, the Company offers a range of financial services, including accepting time and transaction deposits; making consumer, commercial, agribusiness and real estate mortgage loans; renting safe deposit facilities; providing personal and corporate trust services, and providing other corporate services, such as letters of credit and repurchase agreements. The Company operates approximately 80 branch banking offices in Indiana, Illinois, Ohio and Kentucky. Its non-banking subsidiaries include MainSource Insurance, LLC; Insurance Services Marketing, LLC; MainSource Title, LLC; MainSource Risk Management, Inc., and New American Real Estate, LLC. Through its non-bank affiliates, the Company provides services incidental to the business of banking.

Industry, Sector and Symbol:

Sector: Finance
Industry: Regional - Midwest Banks
Sub-Industry: Regional Banks
Exchange: NASDAQ
Symbol: MSFG
CUSIP: 56062Y10

Key Metrics:

Previous Close: $24.95
50 Day Moving Average: $23.61
200 Day Moving Average: $22.30
52-Week Range: $19.46 - $25.20
Trailing P/E Ratio: 16.77
Foreward P/E Ratio: 12.60
P/E Growth: 1.68
Market Cap: $598.95M
Outstanding Shares: 24,006,000
Beta: 0.88

Profitability:

Net Margins: 19.76%
Return on Equity: 9.32%
Return on Assets: 1.06%

Debt:

Debt-to-Equity Ratio: 0.93%
Current Ratio: 0.86%
Quick Ratio: 0.86%

Additional Links:

Companies Related to MainSource Financial Group:

Consensus Ratings for MainSource Financial Group (NASDAQ:MSFG) (?)

Ratings Breakdown:	2 Buy Ratings
Consensus Rating:	Buy (Score: 3.00)
Consensus Price Target:	$26.00 (4.21% upside)

Analysts' Ratings History for MainSource Financial Group (NASDAQ:MSFG)

Show:

Date	Firm	Action	Rating	Price Target
8/26/2016	Keefe, Bruyette & Woods	Boost Price Target	Outperform	$26.00 -> $27.00
10/2/2015	Stephens	Initiated Coverage	Overweight	$25.00
1/30/2015	FIG Partners	Downgrade	Market Perform

(Data available from 10/1/2014 forward)

Earnings History for MainSource Financial Group (NASDAQ:MSFG)

Date	Quarter	Consensus Estimate	Actual EPS	Release Link	Conference Call
10/20/2016
7/27/2016	Q2	$0.44	$0.45	View	N/A
4/25/2016	Q1	$0.39	$0.40	View	N/A
1/26/2016	Q4	$0.44	$0.42	View	N/A
10/22/2015	Q3	$0.43	$0.42	View	N/A
7/22/2015	Q2	$0.43	$0.44	View	N/A
4/23/2015		$0.36	$0.35	View	N/A
1/28/2015		$0.35	$0.40	View	N/A
10/23/2014	Q3	$0.37	$0.41	View	N/A
7/21/2014		$0.36	$0.38	View	N/A
4/28/2014		$0.31	$0.32	View	N/A
1/29/2014	Q4	$0.36	$0.36	View	N/A
10/23/2013	Q3 13	$0.33	$0.36	View	N/A
4/22/2013	Q1 13		$0.19	View	N/A
1/23/2013	Q412	$0.32	$0.34	View	N/A

(Data available from 1/1/2011 forward)

Earnings Estimates for MainSource Financial Group (NASDAQ:MSFG)

Current Year EPS Consensus Estimate: $1.8 EPS
Next Year EPS Consensus Estimate: $1.98 EPS

Quarter	Number of Estimates	Low Estimate	High Estimate	Average Estimate
Q1 2016	2	$0.39	$0.40	$0.40
Q2 2016	2	$0.41	$0.43	$0.42
Q3 2016	1	$0.49	$0.49	$0.49
Q4 2016	1	$0.47	$0.47	$0.47
Q1 2017	1	$0.44	$0.44	$0.44
Q2 2017	1	$0.48	$0.48	$0.48
Q3 2017	1	$0.54	$0.54	$0.54
Q4 2017	1	$0.53	$0.53	$0.53

(Data provided by Zacks Investment Research)

Current Dividend Information for MainSource Financial Group (NASDAQ:MSFG)

Annual Dividend:	$0.60
Dividend Yield:	2.40%
Payout Ratio:	39.74% (Based on Trailing 12 Months of Earnings) 33.33% (Based on Current Year Consensus EPS Estimate) 30.30% (Based on Next Year Consensus EPS Estimate)

Dividend History for MainSource Financial Group (NASDAQ:MSFG)

Announced	Period	Amount	Yield	Ex-Dividend Date	Record Date	Payable Date
8/19/2016	Quarterly	$0.15		8/30/2016	9/1/2016	9/15/2016
5/17/2016	Quarterly	$0.15		6/2/2016	6/6/2016	6/15/2016
1/28/2016	Quarterly	$0.15		3/2/2016	3/5/2016	3/15/2016
11/17/2015	Quarterly	$0.14		12/2/2015	12/4/2015	12/15/2015
8/17/2015		$0.14		9/2/2015	9/4/2015	9/15/2015
5/27/2015	quarterly	$0.13	2.57%	6/3/2015	6/5/2015	6/15/2015
1/29/2015	quarterly	$0.13	2.63%	3/4/2015	3/6/2015	3/16/2015
10/23/2014	quarterly	$0.11	2.51%	12/3/2014	12/5/2014	12/15/2014
7/24/2014	quarterly	$0.11	2.56%	9/3/2014	9/5/2014	9/15/2014
5/23/2014	quarterly	$0.10	2.35%	6/4/2014	6/6/2014	6/16/2014
1/30/2014	quarterly	$0.10	2.43%	2/28/2014	3/4/2014	3/14/2014
10/23/2013	quarterly	$0.08	1.94%	12/4/2013	12/6/2013	12/16/2013
7/29/2013	quarterly	$0.08	2.18%	9/4/2013	9/6/2013	9/16/2013
4/30/2013	quarterly	$0.06	2%	5/31/2013	6/4/2013	6/14/2013
1/23/2013	quarterly	$0.06	1.85%	3/1/2013	3/5/2013	3/15/2013

(Data available from 1/1/2013 forward)

Insider Trading History for MainSource Financial Group (NASDAQ:MSFG)

Insider Ownership Percentage: 5.49%
Institutional Ownership Percentage: 54.30%

Transaction Date	Insider Name	Title	Buy/Sell	Number of Shares	Average Share Price	Total Transaction
8/29/2016	William G. Barron	Director	Buy	3,130	$23.45	$73,398.50
2/24/2016	Vince Berta	Director	Buy	1,558	$20.23	$31,518.34
2/11/2016	John G Seale	Director	Buy	665	$19.78	$13,153.70
5/8/2014	Archie Brown, Jr.	CEO	Buy	2,468	$16.55	$40,845.40
5/6/2014	Charles Thayer	Director	Buy	2,000	$16.63	$33,260.00
5/2/2014	John Seale	Director	Buy	2,000	$16.60	$33,200.00
2/21/2014	William Barron	Director	Buy	2,020	$16.81	$33,956.20
2/14/2014	Lawrence Rueff	Director	Buy	1,000	$16.59	$16,590.00
9/19/2013	John G Seale	Director	Buy	2,500	$14.47	$36,175.00
8/20/2013	Lawrence R Rueff	Director	Buy	3,500	$14.54	$50,890.00
8/5/2013	William G Barron	Director	Buy	3,950	$14.83	$58,578.50
5/2/2013	Archie M Brown Jr	CEO	Buy	2,530	$12.63	$31,953.90
5/1/2013	Thomas Murray Obrien	Director	Buy	16,250	$12.44	$202,150.00
2/5/2013	Charles J Thayer	Director	Buy	2,000	$13.67	$27,340.00
9/5/2012	Thomas Murray Obrien	Director	Buy	8,382	$12.02	$100,751.64

(Data available from 1/1/2013 forward)

Latest Headlines for MainSource Financial Group (NASDAQ:MSFG)

Date	Headline
	MAINSOURCE FINANCIAL GROUP : Other Events, Financial Statements and Exhibits (form 8-K) (NASDAQ:MSFG) www.4-traders.com - September 23 at 5:52 PM
	ETF’s with exposure to MainSource Financial Group, Inc. : September 15, 2016 (NASDAQ:MSFG) www.capitalcube.com - September 15 at 6:19 PM
	MainSource Bank Focuses Strong Attention on Financial Literacy for Children (NASDAQ:MSFG) www.publicnow.com - September 2 at 11:05 AM
	MainSource Financial Group declares third quarter dividend (NASDAQ:MSFG) www.greensburgdailynews.com - August 26 at 9:19 AM
	ETF’s with exposure to MainSource Financial Group, Inc. : August 23, 2016 (NASDAQ:MSFG) www.capitalcube.com - August 23 at 6:30 PM
	MainSource Financial Group, Inc. breached its 50 day moving average in a Bearish Manner : MSFG-US : August 22, 2016 (NASDAQ:MSFG) www.capitalcube.com - August 22 at 10:53 AM
	MainSource Financial : NASDAQ, MSFG) Third Quarter Dividend Declared (NASDAQ:MSFG) www.4-traders.com - August 20 at 10:23 AM
	MainSource Financial Group (NASDAQ, MSFG) Third Quarter Dividend Declared (NASDAQ:MSFG) finance.yahoo.com - August 19 at 6:14 PM
	MAINSOURCE FINANCIAL GROUP Files SEC form 8-K, Other Events, Financial Statements and Exhibits (NASDAQ:MSFG) biz.yahoo.com - August 19 at 6:14 PM
	MainSource Financial Group, Inc. :MSFG-US: Earnings Analysis: Q2, 2016 By the Numbers : August 10, 2016 (NASDAQ:MSFG) www.capitalcube.com - August 10 at 6:44 PM
	MainSource Financial Group, Inc. breached its 50 day moving average in a Bearish Manner : MSFG-US : August 1, 2016 (NASDAQ:MSFG) www.capitalcube.com - August 1 at 6:02 PM
	Charles Thayer (NASDAQ:MSFG) www.healthdatamanagement.com - July 30 at 9:09 AM
	BRIEF-Mainsource financial group Q2 EPS $0.45 excluding items (NASDAQ:MSFG) www.reuters.com - July 28 at 6:30 PM
	MainSource Financial : posts 2Q profit (NASDAQ:MSFG) www.4-traders.com - July 28 at 6:30 PM
	MainSource posts 2Q profit (NASDAQ:MSFG) sg.finance.yahoo.com - July 27 at 5:29 PM
	MainSource Financial Group, Inc. breached its 50 day moving average in a Bearish Manner : MSFG-US : July 4, 2016 (NASDAQ:MSFG) www.capitalcube.com - July 4 at 8:31 AM
	MainSource Financial Group, Inc. breached its 50 day moving average in a Bullish Manner : MSFG-US : June 24, 2016 (NASDAQ:MSFG) www.capitalcube.com - June 24 at 8:12 AM
	Fine Print: Real estate May 18-June 7 (NASDAQ:MSFG) www.bcdemocrat.com - June 15 at 10:52 AM
	MainSource Seals Deal For Cheviot Bank (NASDAQ:MSFG) www.insideindianabusiness.com - May 26 at 11:39 AM
	MAINSOURCE FINANCIAL GROUP Files SEC form 8-K, Change in Directors or Principal Officers, Other Events, Financial Sta (NASDAQ:MSFG) biz.yahoo.com - May 23 at 8:31 AM
	MainSource Financial Group Expands Presence in Cincinnati; Completes its Acquisition Of Cheviot Financial Corp. (NASDAQ:MSFG) finance.yahoo.com - May 23 at 8:00 AM
	MainSource Financial Group - NASDAQ, MSFG Second Quarter Dividend Declared (NASDAQ:MSFG) www.publicnow.com - May 22 at 10:16 AM
	ETF’s with exposure to MainSource Financial Group, Inc. : May 18, 2016 (NASDAQ:MSFG) www.capitalcube.com - May 17 at 8:29 PM
	MainSource Financial Group, Inc. breached its 50 day moving average in a Bearish Manner : MSFG-US : May 16, 2016 (NASDAQ:MSFG) www.capitalcube.com - May 16 at 8:44 AM
	MAINSOURCE FINANCIAL GROUP Files SEC form 10-Q, Quarterly Report (NASDAQ:MSFG) biz.yahoo.com - May 9 at 10:48 AM
	MainSource Financial Group, Inc. breached its 50 day moving average in a Bearish Manner : MSFG-US : May 6, 2016 (NASDAQ:MSFG) www.capitalcube.com - May 6 at 8:14 AM
	MAINSOURCE FINANCIAL GROUP Files SEC form 8-K, Entry into a Material Definitive Agreement, Creation of a Direct Finan (NASDAQ:MSFG) biz.yahoo.com - May 4 at 2:41 PM
	MAINSOURCE FINANCIAL GROUP Files SEC form 8-K, Submission of Matters to a Vote of Security Holders (NASDAQ:MSFG) biz.yahoo.com - April 29 at 12:09 PM
	MainSource Financial Group, Inc. :MSFG-US: Earnings Analysis: Q1, 2016 By the Numbers (NASDAQ:MSFG) www.capitalcube.com - April 28 at 10:52 AM
	MainSource Financial Group, Inc. breached its 50 day moving average in a Bullish Manner : MSFG-US : March 14, 2016 (NASDAQ:MSFG) www.capitalcube.com - March 14 at 8:17 AM
	MAINSOURCE FINANCIAL GROUP Files SEC form 10-K, Annual Report (NASDAQ:MSFG) biz.yahoo.com - March 11 at 3:31 PM
	MAINSOURCE FINANCIAL GROUP Files SEC form 8-K, Change in Directors or Principal Officers (NASDAQ:MSFG) biz.yahoo.com - March 10 at 11:59 AM
	MainSource Financial Group, Inc. breached its 50 day moving average in a Bullish Manner : MSFG-US : February 29, 2016 (NASDAQ:MSFG) www.capitalcube.com - February 29 at 8:17 AM
	MAINSOURCE FINANCIAL GROUP Files SEC form 8-K, Change in Directors or Principal Officers, Other Events (NASDAQ:MSFG) biz.yahoo.com - February 24 at 12:16 PM
	MainSource announces new board of director (NASDAQ:MSFG) www.greensburgdailynews.com - February 5 at 2:02 PM
	MainSource Financial Group, Inc. (NASDAQ:MSFG): Quarterly Earnings Update - Investor Newswire (NASDAQ:MSFG) www.investornewswire.com - February 4 at 1:56 PM
	MainSource Financial Group, Inc. (NASDAQ:MSFG) Recent Analyst Updates - Risers & Fallers (NASDAQ:MSFG) www.risersandfallers.com - February 4 at 1:56 PM
	MainSource Financial Group, Inc. Earnings Analysis: Q4, 2015 By the Numbers (NASDAQ:MSFG) www.capitalcube.com - February 1 at 1:26 PM
	MainSource Financial Group, Inc. breached its 50 day moving average in a Bullish Manner : February 1, 2016 (NASDAQ:MSFG) www.capitalcube.com - February 1 at 8:26 AM
	MainSource Financial Group Announces Appointment of Vince Berta to Board of Directors, Retirement of Charles Thayer - PR Newswire (press release) (NASDAQ:MSFG) www.prnewswire.com - January 28 at 8:15 PM
	MainSource Financial Group Inc (MSFG) Jumps 5.16% on January 28 - Equities.com (NASDAQ:MSFG) www.equities.com - January 28 at 8:15 PM
	MainSource Financial Group Announces Appointment Of Vince Berta To Board Of Directors, Retirement Of Charles Thayer (NASDAQ:MSFG) www.thestreet.com - January 28 at 4:17 PM
	MAINSOURCE FINANCIAL GROUP Files SEC form 8-K, Change in Directors or Principal Officers, Financial Statements and Ex (NASDAQ:MSFG) biz.yahoo.com - January 28 at 4:13 PM
	CHEVIOT FINANCIAL CORP. SHAREHOLDER ALERT: Rigrodsky & Long, P.A. Announces Investigation Of Buyout - Business Wire (press release) (NASDAQ:MSFG) www.businesswire.com - January 27 at 12:51 PM
	MainSource Hits Record Growth in 2015 - Inside Indiana Business (NASDAQ:MSFG) www.insideindianabusiness.com - January 26 at 7:54 PM
	MainSource Hits Record Growth in 2015 (NASDAQ:MSFG) www.insideindianabusiness.com - January 26 at 7:53 PM
	MainSource posts 4Q profit (NASDAQ:MSFG) sg.finance.yahoo.com - January 26 at 4:43 PM
	MAINSOURCE FINANCIAL GROUP Files SEC form 8-K, Results of Operations and Financial Condition, Other Events, Financial (NASDAQ:MSFG) biz.yahoo.com - January 26 at 4:13 PM
	MAINSOURCE FINANCIAL GROUP -- NASDAQ, MSFG -- Announces Fourth Quarter and Full Year 2015 Operating Results and Increase to Common Dividend (NASDAQ:MSFG) finance.yahoo.com - January 26 at 4:00 PM
	SHAREHOLDER ALERT: Levi & Korsinsky, LLP Notifies Shareholders of Cheviot Financial Corp. of an Investigation In Connection With the Fairness of the Sale of the Company to MainSource Financial Group, Inc. -- CHEV (NASDAQ:MSFG) finance.yahoo.com - November 24 at 10:34 AM