Mid-Southern Bancorp (MSVB) Stock Price, News & Analysis

Company Overview

Mid-Southern Bancorp, Inc. operates as the bank holding company for its wholly owned subsidiary, Mid-Southern Bank, offering a full suite of commercial and consumer banking services. Headquartered in Somerset, Kentucky, the company focuses on delivering personalized financial solutions to individuals, small businesses, and agricultural clients in south-central and eastern Kentucky. Through its branch network and digital platforms, Mid-Southern Bancorp aims to combine community banking values with modern convenience.

The company’s product portfolio includes deposit offerings such as interest-bearing checking and savings accounts, money market accounts, certificates of deposit and online/mobile banking services. Lending capabilities encompass commercial loans, commercial real estate financing, residential mortgages and consumer installment loans. In addition, Mid-Southern Bancorp provides treasury management solutions designed to streamline cash flow, collections and disbursements for its business clients, as well as remote deposit capture and merchant services.

Mid-Southern Bancorp places a strong emphasis on local decision-making and community involvement, supporting economic development and civic initiatives within its market area. The bank is regulated by federal and state banking authorities and maintains deposit accounts that are insured by the Federal Deposit Insurance Corporation (FDIC). By combining localized customer service with a growing digital infrastructure, Mid-Southern Bancorp seeks to meet the evolving financial needs of individuals and enterprises throughout its Kentucky footprint.

Key Stats

• Today's Range: $16.52 to $16.60
• 50-Day Range: $16.25 to $16.60
• 52-Week Range: $13.80 to $16.60
• Volume: 11,200 shs
• Average Volume: 3,153 shs
• Market Capitalization: $46.51 million
• P/E Ratio: 41.50
• Dividend Yield: 0.72%
• Price Target: N/A
• Consensus Rating: N/A

Mid-Southern Bancorp Stock Analysis - MarketRank™

Mid-Southern Bancorp scored higher than 11% of companies evaluated by MarketBeat, and ranked 943rd out of 956 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Mid-Southern Bancorp.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Mid-Southern Bancorp is 41.50, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.48.

Price to Earnings Ratio vs. Sector

The P/E ratio of Mid-Southern Bancorp is 41.50, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 244.65.

Price to Book Value per Share Ratio

Mid-Southern Bancorp has a P/B Ratio of 1.33. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.02% of the float of Mid-Southern Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Mid-Southern Bancorp has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Mid-Southern Bancorp has recently increased by 25.00%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: Weak

Dividend Yield

Mid-Southern Bancorp has a dividend yield of 0.72%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

Mid-Southern Bancorp does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.02% of the float of Mid-Southern Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Mid-Southern Bancorp has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Mid-Southern Bancorp has recently increased by 25.00%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: N/A

News Sentiment

Mid-Southern Bancorp has a news sentiment score of -1.00. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.08 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Mid-Southern Bancorp this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Mid-Southern Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

10.17% of the stock of Mid-Southern Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 10.10% of the stock of Mid-Southern Bancorp is held by institutions.

MSVB Stock Analysis - Frequently Asked Questions

How have MSVB shares performed this year?

Mid-Southern Bancorp's stock was trading at $15.02 on January 1st, 2025. Since then, MSVB stock has increased by 10.5% and is now trading at $16.60.

How were Mid-Southern Bancorp's earnings last quarter?

Mid-Southern Bancorp, Inc. (NASDAQ:MSVB) announced its quarterly earnings data on Monday, July, 20th. The company reported $0.10 EPS for the quarter. The firm had revenue of $1.85 million for the quarter. Mid-Southern Bancorp had a net margin of 9.43% and a trailing twelve-month return on equity of 3.08%.

How do I buy shares of Mid-Southern Bancorp?

Shares of MSVB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Mid-Southern Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Mid-Southern Bancorp investors own include Eastern Bankshares (EBC), AbbVie (ABBV), Energy Transfer (ET), Occidental Petroleum (OXY), Permian Basin Royalty Trust (PBT), Pfizer (PFE) and Walgreens Boots Alliance (WBA).

Company Calendar

• Last Earnings: 7/20/2020
• Today: 9/15/2025
• Next Earnings (Estimated): 10/27/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Federal savings institutions
• Sub-Industry: Banking
• Current Symbol: NASDAQ:MSVB
• CIK: 1734875
• Web: www.mid-southern.com
• Phone: (812) 883-2639
• Fax: N/A
• Employees: 40
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): ($2.34)
• Trailing P/E Ratio: 41.50
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $1.46 million
• Net Margins: 9.43%
• Pretax Margin: 9.29%
• Return on Equity: 3.08%
• Return on Assets: 0.45%

Debt

• Debt-to-Equity Ratio: 0.09
• Current Ratio: 0.77
• Quick Ratio: 0.77

Sales & Book Value

• Annual Sales: $8.88 million
• Price / Sales: 5.24
• Cash Flow: $0.56 per share
• Price / Cash Flow: 29.60
• Book Value: $12.47 per share
• Price / Book: 1.33

Miscellaneous

• Outstanding Shares: 2,802,000
• Free Float: 2,592,000
• Market Cap: $46.51 million
• Optionable: Not Optionable
• Beta: 0.17