Mid-Southern Bancorp (MSVB) Stock Price, News & Analysis

Company Overview

Mid-Southern Bancorp, Inc. operates as the bank holding company for its wholly owned subsidiary, Mid-Southern Bank, offering a full suite of commercial and consumer banking services. Headquartered in Somerset, Kentucky, the company focuses on delivering personalized financial solutions to individuals, small businesses, and agricultural clients in south-central and eastern Kentucky. Through its branch network and digital platforms, Mid-Southern Bancorp aims to combine community banking values with modern convenience.

The company’s product portfolio includes deposit offerings such as interest-bearing checking and savings accounts, money market accounts, certificates of deposit and online/mobile banking services. Lending capabilities encompass commercial loans, commercial real estate financing, residential mortgages and consumer installment loans. In addition, Mid-Southern Bancorp provides treasury management solutions designed to streamline cash flow, collections and disbursements for its business clients, as well as remote deposit capture and merchant services.

Mid-Southern Bancorp places a strong emphasis on local decision-making and community involvement, supporting economic development and civic initiatives within its market area. The bank is regulated by federal and state banking authorities and maintains deposit accounts that are insured by the Federal Deposit Insurance Corporation (FDIC). By combining localized customer service with a growing digital infrastructure, Mid-Southern Bancorp seeks to meet the evolving financial needs of individuals and enterprises throughout its Kentucky footprint.

Key Stats

• Today's Range: $16.71 to $16.75
• 50-Day Range: $16.28 to $16.80
• 52-Week Range: $13.83 to $16.80
• Volume: 849 shs
• Average Volume: 3,305 shs
• Market Capitalization: $58.32 million
• P/E Ratio: 41.86
• Dividend Yield: 0.72%
• Price Target: N/A
• Consensus Rating: N/A

MSVB Stock Analysis - Frequently Asked Questions

How have MSVB shares performed this year?

Mid-Southern Bancorp's stock was trading at $15.02 at the start of the year. Since then, MSVB shares have increased by 11.5% and is now trading at $16.7432.

How were Mid-Southern Bancorp's earnings last quarter?

Mid-Southern Bancorp, Inc. (NASDAQ:MSVB) posted its earnings results on Monday, July, 20th. The company reported $0.10 earnings per share (EPS) for the quarter. The company had revenue of $1.85 million for the quarter. Mid-Southern Bancorp had a trailing twelve-month return on equity of 3.08% and a net margin of 9.43%.

How do I buy shares of Mid-Southern Bancorp?

Shares of MSVB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Mid-Southern Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Mid-Southern Bancorp investors own include Eastern Bankshares (EBC), AbbVie (ABBV), Energy Transfer (ET), Occidental Petroleum (OXY), Permian Basin Royalty Trust (PBT), Pfizer (PFE) and Walgreens Boots Alliance (WBA).

Company Calendar

• Last Earnings: 7/20/2020
• Today: 10/07/2025
• Next Earnings (Estimated): 10/27/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Federal savings institutions
• Sub-Industry: Banking
• Current Symbol: NASDAQ:MSVB
• CIK: 1734875
• Web: www.mid-southern.com
• Phone: (812) 883-2639
• Fax: N/A
• Employees: 40
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): ($2.34)
• Trailing P/E Ratio: 41.86
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $1.46 million
• Net Margins: 9.43%
• Pretax Margin: 9.29%
• Return on Equity: 3.08%
• Return on Assets: 0.45%

Debt

• Debt-to-Equity Ratio: 0.09
• Current Ratio: 0.77
• Quick Ratio: 0.77

Sales & Book Value

• Annual Sales: $8.88 million
• Price / Sales: 6.57
• Cash Flow: $0.57 per share
• Price / Cash Flow: 29.60
• Book Value: $12.47 per share
• Price / Book: 1.34

Miscellaneous

• Outstanding Shares: 3,483,000
• Free Float: 2,592,000
• Market Cap: $58.32 million
• Optionable: Not Optionable
• Beta: 0.18