Payoneer Global (PAYO) Financials

$7.19 +0.05 (+0.70%)

Closing price 05/20/2025 04:00 PM Eastern

Extended Trading

$7.12 -0.07 (-0.90%)

As of 09:00 AM Eastern

Annual Income Statements for Payoneer Global

This table shows Payoneer Global's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019
Net Income / (Loss) Attributable to Common Shareholders	121	93	-12	-34	-24	-0.63
Consolidated Net Income / (Loss)	121	93	-12	-34	-24	-0.63
Net Income / (Loss) Continuing Operations	121	93	-12	-34	-24	-0.63
Total Pre-Tax Income	139	133	1.62	-25	-15	4.17
Total Operating Income	149	104	-22	-30	-17	3.64
Total Gross Profit	978	831	628	473	346	318
Total Revenue	978	831	628	473	346	318
Operating Revenue	978	831	628	473	346	318
Total Cost of Revenue	0.00	0.00	0.00	0.00	0.00	0.00
Total Operating Expenses	829	727	650	504	363	314
Selling, General & Admin Expense	113	101	90	64	38	31
Marketing Expense	212	197	165	114	77	61
Research & Development Expense	135	119	115	81	52	35
Depreciation Expense	47	28	21	18	17	10
Other Operating Expenses / (Income)	322	283	259	226	179	177
Total Other Income / (Expense), net	-9.56	29	24	4.97	2.01	0.52
Other Income / (Expense), net	-9.56	29	24	4.97	2.01	0.52
Income Tax Expense	18	39	14	8.71	8.32	4.71
Basic Earnings per Share	$0.34	$0.26	($0.03)	($0.33)	($0.80)	($0.33)
Weighted Average Basic Shares Outstanding	358.35M	361.68M	348.04M	202.88M	47.01M	36.11M
Diluted Earnings per Share	$0.31	$0.24	($0.03)	($0.33)	($0.80)	($0.33)
Weighted Average Diluted Shares Outstanding	386.24M	392.67M	348.04M	202.88M	47.01M	36.11M
Weighted Average Basic & Diluted Shares Outstanding	359.85M	368.75M	354.36M	341.83M	-	-

This table shows Payoneer Global's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Income / (Loss) Attributable to Common Shareholders	21	18	42	32	29	27	13	46	7.94	-10	-26
Consolidated Net Income / (Loss)	21	18	42	32	29	27	13	46	7.94	-10	-26
Net Income / (Loss) Continuing Operations	21	18	42	32	29	27	13	46	7.94	-10	-26
Total Pre-Tax Income	28	26	22	48	43	41	23	51	17	-2.53	-24
Total Operating Income	29	29	35	46	38	26	29	33	15	-8.56	-5.10
Total Gross Profit	247	262	248	240	228	224	208	207	192	184	159
Total Revenue	247	262	248	240	228	224	208	207	192	184	159
Operating Revenue	247	262	248	240	228	224	208	207	192	184	159
Total Cost of Revenue	0.00	-	0.00	0.00	0.00	-	0.00	0.00	0.00	-	0.00
Total Operating Expenses	217	233	213	193	190	199	179	173	177	192	164
Selling, General & Admin Expense	30	33	30	26	24	27	25	22	27	30	22
Marketing Expense	55	59	52	51	50	52	49	48	48	52	41
Research & Development Expense	37	40	35	28	32	35	27	28	29	33	30
Depreciation Expense	14	14	14	11	9.41	8.75	7.12	5.91	6.04	5.33	5.90
Other Operating Expenses / (Income)	81	86	83	78	74	76	71	69	67	72	66
Total Other Income / (Expense), net	-1.55	-2.98	-13	1.98	4.51	16	-6.66	18	2.10	6.04	-19
Other Income / (Expense), net	-1.55	-2.98	-13	1.98	4.51	16	-6.66	18	2.10	6.04	-19
Income Tax Expense	7.19	8.02	-19	16	14	14	10	5.75	9.17	7.61	2.64
Basic Earnings per Share	$0.06	$0.05	$0.12	$0.09	$0.08	$0.08	$0.04	$0.12	$0.02	($0.02)	($0.08)
Weighted Average Basic Shares Outstanding	362.98M	358.35M	357.30M	356.32M	359.31M	361.68M	357.43M	365.00M	360.22M	348.04M	349.74M
Diluted Earnings per Share	$0.05	$0.03	$0.11	$0.09	$0.08	$0.07	$0.03	$0.12	$0.02	($0.02)	($0.08)
Weighted Average Diluted Shares Outstanding	382.22M	386.24M	374.30M	373.37M	378.72M	392.67M	381.85M	387.62M	388.31M	348.04M	349.74M
Weighted Average Basic & Diluted Shares Outstanding	361.67M	359.85M	356.61M	381.82M	373.43M	368.75M	361.81M	359.17M	359.71M	354.36M	350.19M

This table details how cash moves in and out of Payoneer Global's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019
Net Change in Cash & Equivalents	-1,360	632	1,548	1,425	1,617	319
Net Cash From Operating Activities	177	159	84	20	9.53	-14
Net Cash From Continuing Operating Activities	177	159	84	20	9.53	-14
Net Income / (Loss) Continuing Operations	121	93	-12	-34	-24	-0.63
Consolidated Net Income / (Loss)	121	93	-12	-34	-24	-0.63
Depreciation Expense	47	28	21	18	17	10
Amortization Expense	-8.58	0.00	0.00	-	-	-
Non-Cash Adjustments To Reconcile Net Income	413	345	269	384	270	-34
Changes in Operating Assets and Liabilities, net	-396	-307	-194	-348	-254	9.86
Net Cash From Investing Activities	-1,961	-44	5.73	10	-67	-21
Net Cash From Continuing Investing Activities	-1,961	-44	5.73	10	-67	-21
Purchase of Property, Plant & Equipment	-60	-48	-29	-21	-14	-17
Acquisitions	-48	5.95	0.00	0.00	-15	-6.50
Purchase of Investments	-2,079	0.00	0.00	-	-	-
Sale and/or Maturity of Investments	277	0.00	0.00	-	-	-
Other Investing Activities, net	-51	-2.42	35	31	-37	3.21
Net Cash From Financing Activities	428	512	1,461	1,396	1,673	354
Net Cash From Continuing Financing Activities	428	512	1,461	1,396	1,673	354
Repayment of Debt	-34	-25	-27	-44	-125	0.00
Repurchase of Common Equity	-157	-55	0.00	0.00	-	-
Issuance of Debt	15	27	29	17	105	60
Other Financing Activities, net	604	565	1,459	1,462	1,661	294
Effect of Exchange Rate Changes	-3.59	4.46	-2.72	-1.22	0.64	0.52
Cash Interest Paid	1.40	1.77	1.47	1.92	1.89	0.31
Cash Income Taxes Paid	52	41	9.43	3.69	5.71	1.94

This table details how cash moves in and out of Payoneer Global's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Change in Cash & Equivalents	-395	760	-1,090	-433	-597	1,071	-122	99	-417	866	-61
Net Cash From Operating Activities	54	46	50	41	40	58	41	56	3.90	40	15
Net Cash From Continuing Operating Activities	54	46	50	41	40	58	41	56	3.90	40	15
Net Income / (Loss) Continuing Operations	21	18	42	32	29	27	13	46	7.94	-10	-26
Consolidated Net Income / (Loss)	21	18	42	32	29	27	13	46	7.94	-10	-26
Depreciation Expense	14	14	14	11	9.41	8.75	7.12	5.91	6.04	5.33	5.90
Amortization Expense	-2.57	-2.18	-3.13	-2.80	-0.47	-	-	-	0.00	-	-
Non-Cash Adjustments To Reconcile Net Income	114	96	134	92	91	99	86	75	85	85	73
Changes in Operating Assets and Liabilities, net	-93	-80	-136	-91	-89	-77	-64	-70	-95	-41	-37
Net Cash From Investing Activities	-48	-147	-1,149	-551	-114	3.50	16	-6.45	-57	20	21
Net Cash From Continuing Investing Activities	-48	-147	-1,149	-551	-114	3.50	16	-6.45	-57	20	21
Purchase of Property, Plant & Equipment	-21	-16	-14	-14	-16	-18	-14	-5.99	-9.35	-11	-4.48
Purchase of Investments	-72	-223	-1,117	-621	-119	-	-	-	0.00	-	-
Sale and/or Maturity of Investments	65	63	109	85	20	-	-	-	0.00	-	-
Other Investing Activities, net	-20	29	-79	-1.14	0.17	22	30	-0.46	-54	31	25
Net Cash From Financing Activities	-402	865	6.54	78	-521	1,005	-177	49	-364	806	-96
Net Cash From Continuing Financing Activities	-402	865	6.54	78	-521	1,005	-177	49	-364	806	-96
Repayment of Debt	0.00	-13	-4.97	-5.99	-9.36	-4.94	-5.13	-5.66	-8.86	-6.37	-6.16
Repurchase of Common Equity	-18	-17	-41	-48	-51	-21	-17	-17	0.00	-	-
Issuance of Debt	0.00	-	3.20	6.54	5.38	7.55	5.29	4.17	9.84	6.90	7.14
Issuance of Common Equity	-4.40	-	-	-	-	-	-	-	-	-	-
Other Financing Activities, net	-380	895	50	125	-466	1,023	-160	68	-365	805	-97
Effect of Exchange Rate Changes	1.88	-3.70	2.42	-0.77	-1.54	5.12	-1.37	0.19	0.52	0.65	-0.88

This table presents Payoneer Global's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Total Assets	7,930	7,283	6,595	5,079	3,670
Total Current Assets	7,100	7,109	6,471	4,963	3,570
Cash & Equivalents	497	617	543	466	103
Restricted Cash	6.63	7.03	2.88	3.00	26
Note & Lease Receivable	56	45	37	54	66
Accounts Receivable	12	7.98	13	14	18
Other Current Assets	6,527	6,431	5,875	4,426	3,357
Plant, Property, & Equipment, net	16	15	14	12	13
Total Noncurrent Assets	815	159	109	104	87
Goodwill	78	20	20	21	23
Intangible Assets	102	76	45	38	34
Noncurrent Deferred & Refundable Income Taxes	42	15	4.17	4.90	3.68
Other Noncurrent Operating Assets	593	47	33	33	19
Total Liabilities & Shareholders' Equity	7,930	7,283	6,595	5,079	3,670
Total Liabilities	7,206	6,619	6,049	4,592	3,480
Total Current Liabilities	7,131	6,542	5,978	4,498	3,441
Accounts Payable	37	34	42	17	17
Other Current Liabilities	7,094	6,508	5,936	4,481	3,410
Total Noncurrent Liabilities	75	77	72	94	39
Long-Term Debt	0.00	18	16	14	27
Noncurrent Deferred & Payable Income Tax Liabilities	1.47	0.00	-	-	-
Other Noncurrent Operating Liabilities	73	58	56	80	12
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	725	664	545	487	24
Total Preferred & Common Equity	725	664	545	487	24
Preferred Stock	0.00	0.00	0.00	0.00	-
Total Common Equity	725	664	545	487	24
Common Stock	825	737	654	579	80
Retained Earnings	106	-15	-109	-94	-60
Treasury Stock	-194	-57	0.00	-	-
Accumulated Other Comprehensive Income / (Loss)	-13	-0.18	-0.18	2.25	4.17

This table presents Payoneer Global's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023	Q3 2022
Period end date	3/31/2025	9/30/2024	6/30/2024	3/31/2024	9/30/2023	6/30/2023	3/31/2023	9/30/2022
Total Assets	7,550	7,051	6,920	6,795	6,218	6,344	6,238	5,759
Total Current Assets	6,713	6,249	6,733	6,616	6,061	6,209	6,119	5,640
Cash & Equivalents	524	534	576	587	591	581	545	508
Restricted Cash	9.98	4.99	11	7.91	2.87	9.71	9.53	3.17
Note & Lease Receivable	45	57	49	52	49	40	42	33
Accounts Receivable	9.38	14	6.57	7.22	5.97	11	11	21
Other Current Assets	6,124	5,640	6,091	5,962	5,413	5,567	5,512	5,075
Plant, Property, & Equipment, net	17	14	15	15	14	14	14	14
Total Noncurrent Assets	820	787	173	164	143	121	105	106
Goodwill	78	76	20	20	20	20	20	18
Intangible Assets	105	100	89	83	71	58	50	40
Noncurrent Deferred & Refundable Income Taxes	41	30	19	17	16	14	2.36	4.08
Other Noncurrent Operating Assets	597	582	45	45	36	30	32	37
Total Liabilities & Shareholders' Equity	7,550	7,051	6,920	6,795	6,218	6,344	6,238	5,759
Total Liabilities	6,799	6,323	6,251	6,134	5,580	5,718	5,661	5,227
Total Current Liabilities	6,731	6,263	6,191	6,060	5,511	5,658	5,586	5,153
Accounts Payable	33	45	39	35	36	29	32	27
Other Current Liabilities	6,698	6,217	6,153	6,025	5,475	5,629	5,554	5,127
Total Noncurrent Liabilities	68	61	59	74	69	59	75	73
Noncurrent Deferred & Payable Income Tax Liabilities	1.47	1.47	-	-	-	-	-	-
Other Noncurrent Operating Liabilities	67	59	59	59	53	44	58	58
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	751	728	669	662	638	626	577	533
Total Preferred & Common Equity	751	728	669	662	638	626	577	533
Preferred Stock	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Common Equity	751	728	669	662	638	626	577	533
Common Stock	839	806	778	756	715	701	678	633
Retained Earnings	127	88	46	14	-42	-55	-101	-98
Treasury Stock	-211	-176	-155	-108	-35	-20	-	-
Accumulated Other Comprehensive Income / (Loss)	-3.86	11	0.15	-0.15	-0.18	-0.18	-0.18	-2.26

This table displays calculated financial ratios and metrics derived from Payoneer Global's official financial filings.

Metric	2024	2023	2022	2021	2020	2019
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019
Growth Metrics	-	-	-	-	-	-
Revenue Growth	17.64%	32.42%	32.58%	36.98%	8.76%	0.00%
EBITDA Growth	11.13%	613.43%	410.36%	-499.67%	-87.51%	0.00%
EBIT Growth	5.23%	8,091.35%	106.41%	-65.14%	-466.94%	0.00%
NOPAT Growth	77.45%	-55.60%	877.03%	-74.67%	-2,445.74%	0.00%
Net Income Growth	29.82%	879.72%	64.78%	-43.13%	-3,699.36%	0.00%
EPS Growth	29.17%	900.00%	90.91%	58.75%	-142.42%	0.00%
Operating Cash Flow Growth	10.93%	89.96%	319.49%	110.11%	166.56%	0.00%
Free Cash Flow Firm Growth	-240.99%	-87.18%	278.25%	145.09%	0.00%	0.00%
Invested Capital Growth	276.40%	567.49%	-64.58%	-73.51%	0.00%	0.00%
Revenue Q/Q Growth	3.98%	5.16%	7.60%	0.00%	0.00%	0.00%
EBITDA Q/Q Growth	-9.52%	41.76%	165.99%	0.00%	0.00%	0.00%
EBIT Q/Q Growth	-9.76%	49.40%	113.94%	0.00%	0.00%	0.00%
NOPAT Q/Q Growth	5.76%	66.18%	1,415.54%	0.00%	0.00%	0.00%
Net Income Q/Q Growth	-6.79%	66.19%	42.23%	0.00%	0.00%	0.00%
EPS Q/Q Growth	-11.43%	60.00%	-106.67%	0.00%	0.00%	0.00%
Operating Cash Flow Q/Q Growth	-6.49%	13.14%	56.78%	1,288.97%	0.00%	0.00%
Free Cash Flow Firm Q/Q Growth	-446.83%	58.08%	0.00%	0.00%	0.00%	0.00%
Invested Capital Q/Q Growth	16.95%	-2.81%	-71.71%	0.00%	0.00%	0.00%
Profitability Metrics	-	-	-	-	-	-
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
EBITDA Margin	18.23%	19.29%	3.58%	-1.53%	0.52%	4.57%
Operating Margin	15.24%	12.47%	-3.54%	-6.38%	-5.00%	1.15%
EBIT Margin	14.27%	15.95%	0.26%	-5.33%	-4.42%	1.31%
Profit (Net Income) Margin	12.39%	11.23%	-1.91%	-7.18%	-6.87%	-0.20%
Tax Burden Percent	86.87%	70.42%	-739.80%	134.66%	155.38%	-15.01%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	13.13%	29.58%	839.68%	0.00%	0.00%	113.06%
Return on Invested Capital (ROIC)	92.70%	216.45%	978.54%	-35.71%	-25.86%	0.00%
ROIC Less NNEP Spread (ROIC-NNEP)	94.20%	212.89%	1,013.84%	-31.12%	-1.67%	0.00%
Return on Net Nonoperating Assets (RNNOA)	-75.26%	-201.02%	-980.86%	25.67%	0.85%	0.00%
Return on Equity (ROE)	17.45%	15.43%	-2.32%	-10.04%	-25.02%	0.00%
Cash Return on Invested Capital (CROIC)	-23.34%	68.57%	1,073.92%	80.52%	-225.86%	0.00%
Operating Return on Assets (OROA)	1.83%	1.91%	0.03%	-0.58%	-0.42%	0.00%
Return on Assets (ROA)	1.59%	1.35%	-0.21%	-0.78%	-0.65%	0.00%
Return on Common Equity (ROCE)	17.45%	15.43%	-2.32%	-7.59%	-3.20%	0.00%
Return on Equity Simple (ROE_SIMPLE)	16.72%	14.05%	-2.20%	-6.98%	-97.72%	0.00%
Net Operating Profit after Tax (NOPAT)	129	73	164	-21	-12	-0.48
NOPAT Margin	13.24%	8.78%	26.18%	-4.47%	-3.50%	-0.15%
Net Nonoperating Expense Percent (NNEP)	-1.50%	3.57%	-35.30%	-4.60%	-24.19%	0.00%
Return On Investment Capital (ROIC_SIMPLE)	17.86%	10.69%	29.27%	-	-	-
Cost of Revenue to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	11.58%	12.14%	14.34%	13.60%	10.89%	9.76%
R&D to Revenue	13.77%	14.34%	18.33%	17.06%	15.13%	10.94%
Operating Expenses to Revenue	84.76%	87.53%	103.54%	106.38%	105.00%	98.85%
Earnings before Interest and Taxes (EBIT)	139	133	1.62	-25	-15	4.17
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	178	160	22	-7.24	1.81	15
Valuation Ratios	-	-	-	-	-	-
Price to Book Value (P/BV)	4.94	2.84	3.51	5.12	0.00	0.00
Price to Tangible Book Value (P/TBV)	6.57	3.32	3.99	5.82	0.00	0.00
Price to Revenue (P/Rev)	3.66	2.27	3.05	5.26	0.00	0.00
Price to Earnings (P/E)	29.55	20.20	0.00	0.00	0.00	0.00
Dividend Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Earnings Yield	3.38%	4.95%	0.00%	0.00%	0.00%	0.00%
Enterprise Value to Invested Capital (EV/IC)	13.94	21.82	157.00	81.84	0.00	0.00
Enterprise Value to Revenue (EV/Rev)	3.15	1.54	2.20	4.29	0.00	0.00
Enterprise Value to EBITDA (EV/EBITDA)	17.26	7.98	61.36	0.00	0.00	0.00
Enterprise Value to EBIT (EV/EBIT)	22.06	9.65	852.34	0.00	0.00	0.00
Enterprise Value to NOPAT (EV/NOPAT)	23.76	17.53	8.39	0.00	0.00	0.00
Enterprise Value to Operating Cash Flow (EV/OCF)	17.39	8.02	16.43	101.40	0.00	0.00
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	55.35	7.65	42.57	0.00	0.00
Leverage & Solvency	-	-	-	-	-	-
Debt to Equity	0.00	0.03	0.03	0.03	0.21	0.00
Long-Term Debt to Equity	0.00	0.03	0.03	0.03	0.14	0.00
Financial Leverage	-0.80	-0.94	-0.97	-0.83	-0.51	0.00
Leverage Ratio	10.95	11.47	11.31	12.92	19.33	0.00
Compound Leverage Factor	10.95	11.47	11.31	12.92	19.33	0.00
Debt to Total Capital	0.00%	2.70%	2.87%	2.73%	17.41%	0.00%
Short-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	5.87%	0.00%
Long-Term Debt to Total Capital	0.00%	2.70%	2.87%	2.73%	11.54%	0.00%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	72.02%	0.00%
Common Equity to Total Capital	100.00%	97.30%	97.13%	97.27%	10.57%	0.00%
Debt to EBITDA	0.00	0.11	0.72	-1.89	22.09	0.00
Net Debt to EBITDA	0.00	-3.78	-23.87	63.83	-53.10	0.00
Long-Term Debt to EBITDA	0.00	0.11	0.72	-1.89	14.64	0.00
Debt to NOPAT	0.00	0.25	0.10	-0.65	-3.31	0.00
Net Debt to NOPAT	0.00	-8.30	-3.27	21.86	7.95	0.00
Long-Term Debt to NOPAT	0.00	0.25	0.10	-0.65	-2.19	0.00
Altman Z-Score	0.49	0.44	0.35	0.49	0.00	0.00
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	24.45%	87.20%	0.00%
Liquidity Ratios	-	-	-	-	-	-
Current Ratio	1.00	1.09	1.08	1.10	1.04	0.00
Quick Ratio	0.08	0.10	0.10	0.12	0.05	0.00
Cash Flow Metrics	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-33	23	180	48	-106	0.00
Operating Cash Flow to CapEx	292.96%	333.71%	291.19%	95.77%	67.86%	-82.78%
Free Cash Flow to Firm to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00
Operating Cash Flow to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00
Operating Cash Flow Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00
Efficiency Ratios	-	-	-	-	-	-
Asset Turnover	0.13	0.12	0.11	0.11	0.09	0.00
Accounts Receivable Turnover	98.18	79.69	46.97	29.88	19.37	0.00
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	61.97	55.61	47.31	38.13	27.22	0.00
Accounts Payable Turnover	0.00	0.00	0.00	0.00	0.00	0.00
Days Sales Outstanding (DSO)	3.72	4.58	7.77	12.22	18.85	0.00
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	0.00	0.00	0.00	0.00	0.00	0.00
Cash Conversion Cycle (CCC)	3.72	4.58	7.77	12.22	18.85	0.00
Capital & Investment Metrics	-	-	-	-	-	-
Invested Capital	221	59	8.78	25	94	0.00
Invested Capital Turnover	7.00	24.66	37.38	8.00	7.38	0.00
Increase / (Decrease) in Invested Capital	162	50	-16	-69	94	0.00
Enterprise Value (EV)	3,076	1,279	1,379	2,029	0.00	0.00
Market Capitalization	3,580	1,885	1,916	2,492	0.00	0.00
Book Value per Share	$2.03	$1.84	$1.56	$1.44	$0.52	$0.00
Tangible Book Value per Share	$1.53	$1.57	$1.37	$1.26	($0.69)	$0.00
Total Capital	725	683	561	501	230	0.00
Total Debt	0.00	18	16	14	40	0.00
Total Long-Term Debt	0.00	18	16	14	27	0.00
Net Debt	-504	-606	-536	-462	-96	0.00
Capital Expenditures (CapEx)	60	48	29	21	14	17
Debt-free, Cash-free Net Working Capital (DFCFNWC)	-536	-57	-53	-4.03	14	0.00
Debt-free Net Working Capital (DFNWC)	-31	567	494	465	143	0.00
Net Working Capital (NWC)	-31	567	494	465	130	0.00
Net Nonoperating Expense (NNE)	8.31	-20	176	13	12	0.15
Net Nonoperating Obligations (NNO)	-504	-606	-536	-462	-96	0.00
Total Depreciation and Amortization (D&A)	39	28	21	18	17	10
Debt-free, Cash-free Net Working Capital to Revenue	-54.77%	-6.89%	-8.38%	-0.85%	3.95%	0.00%
Debt-free Net Working Capital to Revenue	-3.22%	68.19%	78.64%	98.20%	41.39%	0.00%
Net Working Capital to Revenue	-3.22%	68.19%	78.64%	98.20%	37.48%	0.00%
Earnings Adjustments	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.34	$0.26	($0.03)	($0.33)	$0.00	$0.00
Adjusted Weighted Average Basic Shares Outstanding	358.35M	361.68M	348.04M	202.88M	0.00	0.00
Adjusted Diluted Earnings per Share	$0.31	$0.24	($0.03)	($0.33)	$0.00	$0.00
Adjusted Weighted Average Diluted Shares Outstanding	386.24M	392.67M	348.04M	202.88M	0.00	0.00
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	359.85M	368.75M	354.36M	341.83M	0.00	0.00
Normalized Net Operating Profit after Tax (NOPAT)	129	73	-16	-21	-12	2.55
Normalized NOPAT Margin	13.24%	8.78%	-2.48%	-4.47%	-3.50%	0.80%
Pre Tax Income Margin	14.27%	15.95%	0.26%	-5.33%	-4.42%	1.31%
Debt Service Ratios	-	-	-	-	-	-
EBIT to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00
NOPAT to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00
EBIT Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00
NOPAT Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00
Payout Ratios	-	-	-	-	-	-
Dividend Payout Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Augmented Payout Ratio	129.86%	59.40%	0.00%	0.00%	0.00%	0.00%

This table displays calculated financial ratios and metrics derived from Payoneer Global's official financial filings.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	8.08%	16.68%	19.34%	15.86%	18.84%	22.21%	30.91%	39.51%	40.20%	31.85%	29.57%
EBITDA Growth	-23.60%	-24.67%	8.42%	-1.75%	123.85%	1,684.06%	267.19%	421.28%	-13.02%	125.00%	-401.41%
EBIT Growth	-35.25%	-36.54%	-3.27%	-5.86%	150.64%	1,733.43%	195.89%	783.96%	-22.78%	83.95%	-1,678.20%
NOPAT Growth	-16.21%	20.43%	299.46%	4.87%	272.28%	380.60%	563.77%	1,862.68%	220.50%	-104.25%	2.18%
Net Income Growth	-28.98%	-32.68%	224.16%	-28.81%	265.00%	366.19%	148.48%	930.05%	-60.72%	46.30%	-3,260.33%
EPS Growth	-37.50%	-57.14%	266.67%	-25.00%	300.00%	450.00%	137.50%	1,100.00%	-66.67%	-104.35%	0.00%
Operating Cash Flow Growth	35.96%	-21.11%	21.05%	-26.09%	912.56%	46.75%	167.98%	111.37%	64.50%	329.54%	361.54%
Free Cash Flow Firm Growth	-657.08%	-329.35%	-389.15%	-103.10%	-154.78%	-429.60%	-788.60%	141.35%	141.52%	0.00%	96.12%
Invested Capital Growth	167.79%	276.40%	212.80%	63.30%	102.72%	567.49%	94.32%	-9.18%	-33.96%	-64.58%	-6.45%
Revenue Q/Q Growth	-5.78%	5.42%	3.65%	4.97%	1.72%	7.83%	0.63%	7.67%	4.61%	15.51%	7.24%
EBITDA Q/Q Growth	5.03%	16.08%	-42.22%	8.46%	3.55%	67.07%	-47.64%	147.12%	725.28%	115.66%	-263.26%
EBIT Q/Q Growth	5.96%	18.63%	-54.26%	12.61%	3.85%	80.82%	-55.48%	199.80%	776.82%	89.38%	-510.39%
NOPAT Q/Q Growth	7.25%	-69.39%	112.82%	19.92%	54.14%	1.54%	-44.13%	325.73%	216.18%	-67.82%	-112.35%
Net Income Q/Q Growth	13.12%	-56.25%	28.22%	11.91%	7.23%	110.69%	-71.84%	473.81%	178.20%	61.62%	-698.19%
EPS Q/Q Growth	66.67%	-72.73%	22.22%	12.50%	14.29%	133.33%	-75.00%	500.00%	200.00%	75.00%	-900.00%
Operating Cash Flow Q/Q Growth	17.06%	-8.46%	21.06%	4.79%	-32.07%	40.46%	-26.08%	1,335.60%	-90.15%	156.50%	-41.70%
Free Cash Flow Firm Q/Q Growth	19.61%	-127.96%	-5,665.97%	92.84%	54.41%	-159.71%	-136.55%	26.57%	174.29%	800.17%	98.30%
Invested Capital Q/Q Growth	-1.85%	16.95%	127.37%	2.61%	37.95%	-2.81%	18.71%	27.38%	354.22%	-71.71%	-44.52%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
EBITDA Margin	16.05%	14.40%	13.08%	23.46%	22.71%	22.31%	14.40%	27.67%	12.06%	1.53%	-11.27%
Operating Margin	11.89%	11.15%	14.16%	19.33%	16.82%	11.46%	14.18%	16.15%	7.82%	-4.67%	-3.21%
EBIT Margin	11.26%	10.01%	8.90%	20.16%	18.79%	18.41%	10.98%	24.81%	8.91%	-1.38%	-14.99%
Profit (Net Income) Margin	8.34%	6.95%	16.75%	13.54%	12.70%	12.05%	6.16%	22.03%	4.13%	-5.53%	-16.65%
Tax Burden Percent	74.10%	69.41%	188.20%	67.15%	67.56%	65.44%	56.16%	88.80%	46.39%	401.54%	111.07%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	25.90%	30.59%	-88.20%	32.86%	32.44%	34.56%	43.84%	11.20%	53.61%	0.00%	0.00%
Return on Invested Capital (ROIC)	59.00%	54.18%	201.28%	174.63%	163.18%	184.89%	137.75%	199.11%	49.37%	-122.07%	-40.82%
ROIC Less NNEP Spread (ROIC-NNEP)	59.20%	54.55%	205.68%	174.40%	162.64%	183.10%	138.45%	196.12%	49.17%	-121.24%	-36.06%
Return on Net Nonoperating Assets (RNNOA)	-46.73%	-43.58%	-168.18%	-156.38%	-146.77%	-172.90%	-127.64%	-178.20%	-44.68%	117.29%	33.80%
Return on Equity (ROE)	12.26%	10.60%	33.10%	18.25%	16.41%	11.99%	10.11%	20.91%	4.68%	-4.78%	-7.03%
Cash Return on Invested Capital (CROIC)	-5.91%	-23.34%	-4.79%	88.21%	84.03%	68.57%	32.00%	35.76%	39.71%	1,073.92%	0.00%
Operating Return on Assets (OROA)	1.56%	1.29%	1.26%	2.74%	2.50%	2.20%	1.45%	3.02%	1.05%	-0.15%	-1.73%
Return on Assets (ROA)	1.16%	0.89%	2.37%	1.84%	1.69%	1.44%	0.81%	2.68%	0.49%	-0.59%	-1.92%
Return on Common Equity (ROCE)	12.26%	10.60%	33.10%	18.25%	16.41%	11.99%	10.11%	20.91%	4.68%	-4.78%	-7.03%
Return on Equity Simple (ROE_SIMPLE)	15.02%	0.00%	17.86%	15.13%	17.29%	0.00%	8.80%	2.70%	-4.20%	0.00%	-3.89%
Net Operating Profit after Tax (NOPAT)	22	20	66	31	26	17	17	30	6.96	-5.99	-3.57
NOPAT Margin	8.81%	7.74%	26.65%	12.98%	11.36%	7.50%	7.96%	14.34%	3.63%	-3.27%	-2.25%
Net Nonoperating Expense Percent (NNEP)	-0.21%	-0.37%	-4.41%	0.23%	0.55%	1.79%	-0.69%	2.99%	0.20%	-0.83%	-4.77%
Return On Investment Capital (ROIC_SIMPLE)	2.89%	2.79%	-	-	-	2.46%	-	-	-	-1.07%	-
Cost of Revenue to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	12.13%	12.69%	11.97%	10.90%	10.61%	12.09%	12.07%	10.65%	13.90%	16.34%	13.65%
R&D to Revenue	15.11%	15.43%	13.94%	11.51%	14.05%	15.59%	12.95%	13.54%	15.25%	17.92%	18.64%
Operating Expenses to Revenue	88.11%	88.85%	85.84%	80.67%	83.18%	88.54%	85.82%	83.85%	92.18%	104.67%	103.21%
Earnings before Interest and Taxes (EBIT)	28	26	22	48	43	41	23	51	17	-2.53	-24
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	40	38	32	56	52	50	30	57	23	2.81	-18
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	3.50	4.94	3.95	3.09	2.71	2.84	3.45	2.76	3.86	3.51	3.94
Price to Tangible Book Value (P/TBV)	4.63	6.57	5.21	3.69	3.21	3.32	4.02	3.16	4.39	3.99	4.42
Price to Revenue (P/Rev)	2.64	3.66	3.06	2.30	2.07	2.27	2.78	2.33	3.26	3.05	3.59
Price to Earnings (P/E)	23.33	29.55	22.12	20.43	15.67	20.20	39.14	102.48	0.00	0.00	0.00
Dividend Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Earnings Yield	4.29%	3.38%	4.52%	4.89%	6.38%	4.95%	2.55%	0.98%	0.00%	0.00%	0.00%
Enterprise Value to Invested Capital (EV/IC)	9.68	13.94	12.38	17.86	14.98	21.82	26.86	22.73	42.32	157.00	51.35
Enterprise Value to Revenue (EV/Rev)	2.10	3.15	2.48	1.65	1.40	1.54	2.05	1.56	2.47	2.20	2.73
Enterprise Value to EBITDA (EV/EBITDA)	12.63	17.26	11.86	7.75	6.39	7.98	14.33	17.70	88.81	61.36	188.68
Enterprise Value to EBIT (EV/EBIT)	16.86	22.06	15.11	9.55	7.65	9.65	18.27	27.46	0.00	852.34	0.00
Enterprise Value to NOPAT (EV/NOPAT)	16.52	23.76	19.08	16.26	13.21	17.53	36.91	82.77	0.00	8.39	0.00
Enterprise Value to Operating Cash Flow (EV/OCF)	10.97	17.39	12.35	8.21	6.21	8.02	11.50	10.04	19.75	16.43	29.77
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	0.00	0.00	25.12	23.87	55.35	110.82	60.50	84.77	7.65	0.00
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.00	0.00	0.00	0.00	0.02	0.03	0.02	0.03	0.03	0.03	0.03
Long-Term Debt to Equity	0.00	0.00	0.00	0.00	0.02	0.03	0.02	0.03	0.03	0.03	0.03
Financial Leverage	-0.79	-0.80	-0.82	-0.90	-0.90	-0.94	-0.92	-0.91	-0.91	-0.97	-0.94
Leverage Ratio	10.16	10.95	9.71	10.24	10.52	11.47	10.23	10.43	10.51	11.31	9.88
Compound Leverage Factor	10.16	10.95	9.71	10.24	10.52	11.47	10.23	10.43	10.51	11.31	9.88
Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	2.13%	2.70%	2.42%	2.44%	2.88%	2.87%	2.87%
Short-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	2.13%	2.70%	2.42%	2.44%	2.88%	2.87%	2.87%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	100.00%	100.00%	100.00%	100.00%	97.87%	97.30%	97.58%	97.56%	97.12%	97.13%	97.13%
Debt to EBITDA	0.00	0.00	0.00	0.00	0.08	0.11	0.14	0.24	0.90	0.72	1.86
Net Debt to EBITDA	0.00	0.00	0.00	0.00	-3.06	-3.78	-5.11	-8.82	-28.24	-23.87	-59.36
Long-Term Debt to EBITDA	0.00	0.00	0.00	0.00	0.08	0.11	0.14	0.24	0.90	0.72	1.86
Debt to NOPAT	0.00	0.00	0.00	0.00	0.16	0.25	0.36	1.12	-28.47	0.10	-1.26
Net Debt to NOPAT	0.00	0.00	0.00	0.00	-6.33	-8.30	-13.16	-41.21	892.98	-3.27	40.16
Long-Term Debt to NOPAT	0.00	0.00	0.00	0.00	0.16	0.25	0.36	1.12	-28.47	0.10	-1.26
Altman Z-Score	0.40	0.45	0.43	0.45	0.42	0.39	0.47	0.42	0.43	0.35	0.41
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Current Ratio	1.00	1.00	1.00	1.09	1.09	1.09	1.10	1.10	1.10	1.08	1.09
Quick Ratio	0.09	0.08	0.10	0.10	0.11	0.10	0.12	0.11	0.11	0.10	0.11
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-114	-142	-62	-1.08	-15	-33	-13	35	27	10	-1.43
Operating Cash Flow to CapEx	258.34%	281.91%	358.86%	286.02%	252.12%	320.73%	289.27%	935.02%	41.72%	344.88%	345.22%
Free Cash Flow to Firm to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Operating Cash Flow to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Operating Cash Flow Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.14	0.13	0.14	0.14	0.13	0.12	0.13	0.12	0.12	0.11	0.12
Accounts Receivable Turnover	119.97	98.18	96.45	100.98	96.07	79.69	58.90	57.92	54.28	46.97	34.92
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	62.24	61.97	66.68	64.01	59.34	55.61	57.93	54.88	49.99	47.31	47.35
Accounts Payable Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Sales Outstanding (DSO)	3.04	3.72	3.78	3.61	3.80	4.58	6.20	6.30	6.72	7.77	10.45
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cash Conversion Cycle (CCC)	3.04	3.72	3.78	3.61	3.80	4.58	6.20	6.30	6.72	7.77	10.45
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	217	221	189	83	81	59	60	51	40	8.78	31
Invested Capital Turnover	6.70	7.00	7.55	13.45	14.36	24.66	17.30	13.88	13.61	37.38	18.16
Increase / (Decrease) in Invested Capital	136	162	128	32	41	50	29	-5.14	-21	-16	-2.14
Enterprise Value (EV)	2,096	3,076	2,336	1,482	1,211	1,279	1,620	1,155	1,688	1,379	1,594
Market Capitalization	2,631	3,580	2,875	2,069	1,792	1,885	2,198	1,730	2,225	1,916	2,096
Book Value per Share	$2.09	$2.03	$1.91	$1.79	$1.79	$1.84	$1.78	$1.74	$1.63	$1.56	$1.52
Tangible Book Value per Share	$1.58	$1.53	$1.45	$1.50	$1.52	$1.57	$1.52	$1.52	$1.43	$1.37	$1.36
Total Capital	751	725	728	669	676	683	654	642	594	561	548
Total Debt	0.00	0.00	0.00	0.00	14	18	16	16	17	16	16
Total Long-Term Debt	0.00	0.00	0.00	0.00	14	18	16	16	17	16	16
Net Debt	-534	-504	-539	-586	-581	-606	-578	-575	-537	-536	-502
Capital Expenditures (CapEx)	21	16	14	14	16	18	14	5.99	9.35	11	4.48
Debt-free, Cash-free Net Working Capital (DFCFNWC)	-552	-536	-552	-45	-39	-57	-43	-40	-21	-53	-24
Debt-free Net Working Capital (DFNWC)	-18	-31	-13	541	556	567	550	550	533	494	487
Net Working Capital (NWC)	-18	-31	-13	541	556	567	550	550	533	494	487
Net Nonoperating Expense (NNE)	1.15	2.07	25	-1.33	-3.05	-10	3.74	-16	-0.97	4.16	23
Net Nonoperating Obligations (NNO)	-534	-504	-539	-586	-581	-606	-578	-575	-537	-536	-502
Total Depreciation and Amortization (D&A)	12	11	10	7.91	8.93	8.75	7.12	5.91	6.04	5.33	5.90
Debt-free, Cash-free Net Working Capital to Revenue	-55.44%	-54.77%	-58.75%	-4.99%	-4.51%	-6.89%	-5.44%	-5.43%	-3.13%	-8.38%	-4.16%
Debt-free Net Working Capital to Revenue	-1.82%	-3.22%	-1.41%	60.16%	64.11%	68.19%	69.65%	74.27%	78.03%	78.64%	83.47%
Net Working Capital to Revenue	-1.82%	-3.22%	-1.41%	60.16%	64.11%	68.19%	69.65%	74.27%	78.03%	78.64%	83.47%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.06	$0.05	$0.12	$0.09	$0.08	$0.08	$0.04	$0.12	$0.02	($0.02)	($0.08)
Adjusted Weighted Average Basic Shares Outstanding	362.98M	358.35M	357.30M	356.32M	359.31M	361.68M	357.43M	365.00M	360.22M	348.04M	349.74M
Adjusted Diluted Earnings per Share	$0.05	$0.03	$0.11	$0.09	$0.08	$0.07	$0.03	$0.12	$0.02	($0.02)	($0.08)
Adjusted Weighted Average Diluted Shares Outstanding	382.22M	386.24M	374.30M	373.37M	378.72M	392.67M	381.85M	387.62M	388.31M	348.04M	349.74M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	361.67M	359.85M	356.61M	381.82M	373.43M	368.75M	361.81M	359.17M	359.71M	354.36M	350.19M
Normalized Net Operating Profit after Tax (NOPAT)	22	20	25	31	26	17	17	30	11	-5.99	-3.57
Normalized NOPAT Margin	8.81%	7.74%	9.91%	12.98%	11.36%	7.50%	7.96%	14.34%	5.47%	-3.27%	-2.25%
Pre Tax Income Margin	11.26%	10.01%	8.90%	20.16%	18.79%	18.41%	10.98%	24.81%	8.91%	-1.38%	-14.99%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
NOPAT to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EBIT Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
NOPAT Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Augmented Payout Ratio	110.09%	129.86%	123.87%	135.28%	93.03%	59.40%	61.27%	101.43%	0.00%	0.00%	0.00%

Frequently Asked Questions About Payoneer Global's Financials

When does Payoneer Global's financial year end?

According to the most recent income statement we have on file, Payoneer Global's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Payoneer Global's net income changed over the last 5 years?

Payoneer Global's net income appears to be on an upward trend, with a most recent value of $121.16 million in 2024, falling from -$625 thousand in 2019. The previous period was $93.33 million in 2023. See where experts think Payoneer Global is headed by visiting Payoneer Global's forecast page.

What is Payoneer Global's operating income?

Payoneer Global's total operating income in 2024 was $149.03 million, based on the following breakdown:

Total Gross Profit: $977.72 million
Total Operating Expenses: $828.69 million

How has Payoneer Global revenue changed over the last 5 years?

Over the last 5 years, Payoneer Global's total revenue changed from $317.75 million in 2019 to $977.72 million in 2024, a change of 207.7%.

How much debt does Payoneer Global have?

Payoneer Global's total liabilities were at $7.21 billion at the end of 2024, a 8.9% increase from 2023, and a 107.1% increase since 2020.

How much cash does Payoneer Global have?

In the past 4 years, Payoneer Global's cash and equivalents has ranged from $102.99 million in 2020 to $617.02 million in 2023, and is currently $497.47 million as of their latest financial filing in 2024.

How has Payoneer Global's book value per share changed over the last 5 years?

Over the last 5 years, Payoneer Global's book value per share changed from 0.00 in 2019 to 2.03 in 2024, a change of 203.2%.

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This page (NASDAQ:PAYO) was last updated on 5/21/2025 by MarketBeat.com Staff

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Payoneer Global (PAYO) Financials

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