PB Bankshares (PBBK) Competitors

PB Bankshares (NASDAQ:PBBK) and First National (NASDAQ:FXNC) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their earnings, media sentiment, analyst recommendations, profitability, risk, valuation, institutional ownership and dividends.

Does the media favor PBBK or FXNC?

In the previous week, PB Bankshares had 10 more articles in the media than First National. MarketBeat recorded 11 mentions for PB Bankshares and 1 mentions for First National. First National's average media sentiment score of 1.87 beat PB Bankshares' score of 0.00 indicating that First National is being referred to more favorably in the news media.

Company	Overall Sentiment
PB Bankshares	Neutral
First National	Very Positive

Is PBBK or FXNC more profitable?

PB Bankshares has a net margin of 7.64% compared to First National's net margin of 5.36%. First National's return on equity of 10.04% beat PB Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
PB Bankshares	7.64%	4.01%	0.42%
First National	5.36%	10.04%	0.84%

Do analysts recommend PBBK or FXNC?

First National has a consensus price target of $24.75, suggesting a potential upside of 20.03%. Given First National's stronger consensus rating and higher possible upside, analysts clearly believe First National is more favorable than PB Bankshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
PB Bankshares	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
First National	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Which has stronger earnings and valuation, PBBK or FXNC?

First National has higher revenue and earnings than PB Bankshares. First National is trading at a lower price-to-earnings ratio than PB Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
PB Bankshares	$24.80M	1.91	$1.77M	$0.64	29.06
First National	$92.70M	2.00	$6.97M	$0.83	24.84

Which has more volatility and risk, PBBK or FXNC?

PB Bankshares has a beta of 0.13, suggesting that its share price is 87% less volatile than the S&P 500. Comparatively, First National has a beta of 0.49, suggesting that its share price is 51% less volatile than the S&P 500.

Do institutionals and insiders hold more shares of PBBK or FXNC?

16.0% of PB Bankshares shares are owned by institutional investors. Comparatively, 33.9% of First National shares are owned by institutional investors. 14.1% of PB Bankshares shares are owned by insiders. Comparatively, 14.3% of First National shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Summary

First National beats PB Bankshares on 13 of the 15 factors compared between the two stocks.